PlainZIP

Poughkeepsie, NY · standard

ZIP Code 12603

Dutchess County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

42,810
512/sq mi
$103,538
Median income
$368,900
Median home value
47.5%
Bachelor's or higher

The verdict

Poughkeepsie pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 17%
household income, US ZIPs
Top 24%
home value, US ZIPs
512
people per sq mi
72%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12603 against every reporting US ZIP.

ZIP code 12603 is a densely settled ZIP (a standard USPS delivery area) in Poughkeepsie, Dutchess County, New York, with 42,810 residents across 83.7 square miles, a density of 512 people per square mile, in the New York time zone.

ZIP 12603 lands in the middle-income range, with a median household income of $103,538 (12% above the New York average), while per-capita income is $53,644. 7.5% of residents live below the poverty line, and the unemployment rate reads 3.8%. Housing costs here run $368,900 for a typical home value (2% below the state average), with rent averaging $1,727 a month; 71.6% of homes are owner-occupied.

A solid share of residents have a four-year degree: 47.5% of adults hold a bachelor's degree or higher, the median age is 41.5, and the average commute is 29 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Dutchess County, letting you compare 12603 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 12603

Top 5 sectors by establishment count in Poughkeepsie, NY

Which industries have the most business establishments in ZIP 12603.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12603, Poughkeepsie, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

42,810

Population

83.7

Area (sq mi)

512

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12603?

41.5

Median Age

48.4%

Male

51.6%

Female

13.5%

Foreign-Born

White 65.8%
African American 12.8%
Asian 5.8%
American Indian or Alaska Native 0.8%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 10.7%
Hispanic or Latino 12.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$103,538

Median Household Income

+12% vs state

$53,644

Per Capita Income

7.5%

Poverty Rate

3.8%

Unemployment Rate

28.6 min

Mean Commute Time

How ZIP 12603 ranks nationally

Poughkeepsie, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$103,538 Top 17% higher than 83% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 66.8%
Bachelor's Degree or Higher 47.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

17,322

Total Housing Units

16,919

Occupied Units

403

Vacant Units

2.41

Avg Household Size

Occupancy Type

Owner 71.6%
Renter 28.4%

$368,900

Median Home Value

-2% vs state

$1,727

Median Rent

1966

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.0%

YoY Change (2024)

237

HPI Index (2000 = 100)

+137%

Total Change Since 2000

Home values in ZIP 12603 have increased 7.0% over the past year (2024). Since 2000, this ZIP has seen +137% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.8% 163
2021 +15.0% 187
2022 +11.8% 209
2023 +6.0% 222
2024 +7.0% 237

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 967 business establishments in ZIP 12603, employing approximately 9,339 people with a combined annual payroll of $484,715,000.

967

Businesses

9,339

Employees

$484.7M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 135 14.0%
Retail trade 128 13.2%
Construction 115 11.9%
Professional, scientific, and technical services 102 10.6%
Other services (except public administration) 99 10.2%
Accommodation and food services 98 10.1%
Administrative and support and waste management and remediation services 72 7.5%
Finance and insurance 39 4.0%
Wholesale trade 38 3.9%
Real estate and rental and leasing 32 3.3%
Manufacturing 31 3.2%
Educational services 23 2.4%
Transportation and warehousing 18 1.9%
Arts, entertainment, and recreation 18 1.9%
Information 10 1.0%
Management of companies and enterprises 6 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12603 vs 12604 →

ZIP 12603 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12603 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12603 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12603 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12604 Poughkeepsie, NY 586 1.5 mi
12601 Poughkeepsie, NY 43,398 3.0 mi
12590 Wappingers Falls, NY 35,102 5.9 mi
12569 Pleasant Valley, NY 9,826 5.3 mi
12538 Hyde Park, NY 14,578 8.0 mi
12547 Milton, NY 2,891 6.4 mi
12540 Lagrangeville, NY 7,802 7.3 mi
12524 Fishkill, NY 15,598 10.4 mi
12528 Highland, NY 13,344 7.7 mi
12533 Hopewell Junction, NY 25,307 8.9 mi

More ZIP Codes in Dutchess County

12601 standard
Poughkeepsie, NY
Pop: 43,398
12590 standard
Wappingers Falls, NY
Pop: 35,102
12533 standard
Hopewell Junction, NY
Pop: 25,307
12508 standard
Beacon, NY
Pop: 19,880
12524 standard
Fishkill, NY
Pop: 15,598
12538 standard
Hyde Park, NY
Pop: 14,578

Related Areas

Dutchess County Poughkeepsie, NY New York

Frequently Asked Questions

What county is ZIP code 12603 in? ▼
ZIP code 12603 (Poughkeepsie) is located in Dutchess County, New York. Dutchess County contains multiple ZIP codes, see the full list at /counties/dutchess-ny.
What is the population of ZIP code 12603? ▼
ZIP code 12603 in Poughkeepsie, NY has a population of 42,810 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12603? ▼
The median household income in ZIP 12603 is $103,538, which is 36% above the national average of $76,288.
What is the average home value in ZIP 12603? ▼
The median home value in ZIP 12603 is $368,900, which is 33% above the national average of $278,155.
What is the demographic makeup of ZIP 12603? ▼
The largest racial group in ZIP 12603 is White at 65.8%. Hispanic or Latino residents make up 12.4% of the population.
How many businesses are in ZIP code 12603? ▼
ZIP code 12603 has 967 business establishments employing approximately 9,339 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12603? ▼
The top industries by establishment count in ZIP 12603 are: Health care and social assistance (135), Retail trade (128), Construction (115). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 12603? ▼
According to the FHFA House Price Index, home values in ZIP 12603 increased by 7.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 137%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 12603? ▼
In ZIP code 12603, 66.8% of residents aged 25+ have a high school diploma or higher, and 47.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 12603? ▼
The mean commute time for workers in ZIP code 12603 is 28.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 12603? ▼
In ZIP code 12603, approximately 71.6% of occupied housing units are owner-occupied and 28.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12603? ▼
The poverty rate in ZIP code 12603 is 7.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.