Residential delivery area · New York

ZIP Code 12970: Paul Smiths, NY

ZIP code 12970 uses the postal name Paul Smiths, New York and lies entirely in Franklin County (Census 2020 ZIP-county file). About 1,100 people live there (Census Bureau, ACS 2020-2024). Median household income is $84,250 (Census Bureau, ACS 2020-2024). By Census place, under 1% of its land lies in Paul Smiths (a census-designated place); more than 99% is outside any Census place.

  • ACS2020-24
  • Census2020
  • ZBP2023
  • IRS2022
1national area: New York, Delaware and Pennsylvania
129sectional center: Albany, NY (SCF 120)
70delivery area within it
Town
Paul Smiths · its only residential ZIP
Census places
Paul Smiths census-designated place
House district
NY-21 119th Congress
Time zone
Eastern
Land area
109.0 sq mi · 10 people per sq mi

Where is ZIP code 12970?

12970 centers on 44.446°, -74.337° and covers 109.0 square miles of land plus 7.6 of water. It borders 7 ZIP codes: 12976, 12939, 12945, 12983, 12980, 12986, 12953.

12939 · Gabriels12945 · Lake Clear12953 · Malone12976 · Rainbow Lake12980 · Saint Regis Falls12983 · Saranac Lake12986 · Tupper Lake12970 · Paul Smiths (this ZIP)12970129861298012983129451297612939 · Gabriels12945 · Lake Clear12953 · Malone12976 · Rainbow Lake12980 · Saint Regis Falls12983 · Saranac Lake12986 · Tupper Lake12970 · Paul Smiths (this ZIP)129701298612980129831297612939 · Gabriels12945 · Lake Clear12953 · Malone12976 · Rainbow Lake12980 · Saint Regis Falls12983 · Saranac Lake12986 · Tupper Lake12970 · Paul Smiths (this ZIP)1297012986129801298312976
Shaded by median household income, in national fifths (ACS 2020-2024); 12970 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 12970, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 12970 compare with the rest of Franklin County?

Rank of 12970 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure12970In Franklin CountyIn NY
People (ACS 2020-2024)1,08415th of 241,279th of 1,826
Median household income$84k2nd of 14533rd of 1,081
Median home value$242knot rankednot ranked

12970's median home value is not ranked: its 90% margin of error (±$65,727) is more than a quarter of the figure ($242,100). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.

Its median household income is higher than in 67% of U.S. residential ZIP codes, and it is denser than 17% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 12970?

The 2020 Census counted 682 people in 12970; the ACS, which samples households over 2020-2024, estimates 1,084. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.

People, ACS 2020-2024
1,084±124 (90% margin)
2020 Census count
682
Households
218
Median age
21.5

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 12970?

Of the 1,084 people the ACS estimates in 12970, 6.9% are under 18 and 13.3% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (90.6%).

  • Under 186.9%
  • 18 to 6479.8%
  • 65 and older13.3%
Age of the people of 12970 (ACS 2020-2024, B01001)
  • White, not Hispanic90.6%
  • Hispanic or Latino3.6%
  • Asian, not Hispanic2.5%
  • Other or two or more1.8%
  • Black, not Hispanic1.5%
Race and Hispanic origin in 12970 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 12970 earn?

Median household income is $84,250 (ACS 2020-2024), the 2nd highest of the 14 ranked ZIP codes in Franklin County.

Median household income
$84,250±$20,762
Income per person
$24,420
Below the poverty line
3.9%
Unemployed (of the labor force)
9.2%
Adults 25+ with a bachelor's degree
48.5%
Adjusted gross income per tax return, 2022
$66,829170 returns; wages 57% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 12970?

Median home value (owners' estimate)
$242,100
Median gross rent
$1,034
Homes owned by their occupants
64.2%
Housing units
460

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001).

What businesses are in 12970?

12 business establishments had a location in this ZIP code in 2023, 3 fewer than in 2018; the most are in other services (except public administration) (ZIP Code Business Patterns).

  • Other services (except public administration)3

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 12970?

ZIP codes that share a boundary with 12970, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
12976Rainbow Lake137$61k6.6 mi
12939Gabriels173$52k8.7 mi
12945Lake Clear391$80k10.6 mi
12983Saranac Lake7,296$66k11.7 mi
12980Saint Regis Falls1,075$61k12.3 mi
12986Tupper Lake5,326$68k16.1 mi
12953Malone12,893$69k21.0 mi
12989Vermontville1,110$85k15.0 mi (near)
12977Ray Brook1,213–15.6 mi (near)
12973Piercefield154$104k16.0 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.