Balsam, NC · standard

ZIP Code 28707

Jackson County, North Carolina — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

94
3/sq mi
$334,000
Median home value
29.9%
Bachelor's or higher

The verdict

Balsam pairs above-median home values, in a rural, homeowner-dominated area.

Top 29%
home value, US ZIPs
3
people per sq mi
68%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28707 against every reporting US ZIP.

ZIP code 28707 is classified by USPS as a standard delivery area and covers roughly 28.5 square miles in Balsam, Jackson County, North Carolina. The area is home to 94 residents, producing a population density of 3 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28707 against North Carolina and the nation.

On the economic side, the median household income for ZIP 28707 sits at , while per-capita income is $30,601. The poverty rate stands at 13.0% and the unemployment rate at 0.0%. On housing, the median home value is $334,000 (29% above the state average) with median rent at per month, and 67.8% of occupied units are owner-occupied, a direct signal of whether 28707 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 29.9% of adults hold a bachelor's degree or higher, the median age is 51.3, and the average commute is . We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Jackson County, so you can benchmark 28707 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 28707, Balsam, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

94

Population

28.5

Area (sq mi)

3

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 28707?

51.3

Median Age

47.9%

Male

52.1%

Female

0.0%

Foreign-Born

White 98.7%
African American 1.3%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.0%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$30,601

Per Capita Income

13.0%

Poverty Rate

0.0%

Unemployment Rate

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 45.3%
Bachelor's Degree or Higher 29.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

349

Total Housing Units

199

Occupied Units

150

Vacant Units

2.32

Avg Household Size

Occupancy Type

Owner 67.8%
Renter 32.2%

$334,000

Median Home Value

+29% vs state

1980

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 6 business establishments in ZIP 28707, employing approximately 54 people with a combined annual payroll of $575,000.

6

Businesses

54

Employees

$575K

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 3 50.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 28707 vs 28786 →

ZIP 28707 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 28707 ranks #7 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
28786 Waynesville, NC 20,714 6.1 mi
28751 Maggie Valley, NC 2,916 8.0 mi
28723 Cullowhee, NC 11,329 8.7 mi
28779 Sylva, NC 16,111 8.7 mi
28783 Tuckasegee, NC 1,593 10.3 mi
28745 Lake Junaluska, NC 551 10.4 mi

More ZIP Codes in Jackson County

Frequently Asked Questions

What county is ZIP code 28707 in?
ZIP code 28707 (Balsam) is located in Jackson County, North Carolina. Jackson County contains multiple ZIP codes, see the full list at /counties/jackson-nc.
What is the population of ZIP code 28707?
ZIP code 28707 in Balsam, NC has a population of 94 according to the Census Bureau ACS 2023 estimates.
What is the average home value in ZIP 28707?
The median home value in ZIP 28707 is $334,000, which is 20% above the national average of $278,155.
What is the demographic makeup of ZIP 28707?
The largest racial group in ZIP 28707 is White at 98.7%.
How many businesses are in ZIP code 28707?
ZIP code 28707 has 6 business establishments employing approximately 54 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 28707?
In ZIP code 28707, 45.3% of residents aged 25+ have a high school diploma or higher, and 29.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 28707?
In ZIP code 28707, approximately 67.8% of occupied housing units are owner-occupied and 32.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28707?
The poverty rate in ZIP code 28707 is 13.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Balsam, NC

Verify and explore additional data for this area using these official government sources.