PlainZIP

Lake Junaluska, NC · standard

ZIP Code 28745

Haywood County, North Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

551
341/sq mi
$117,824
Median income
$356,600
Median home value
80.0%
Bachelor's or higher

The verdict

Lake Junaluska pairs a top-decile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 10%
household income, US ZIPs
Top 25%
home value, US ZIPs
341
people per sq mi
97%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28745 against every reporting US ZIP.

ZIP code 28745 is a sparsely populated ZIP (a standard USPS delivery area) in Lake Junaluska, Haywood County, North Carolina, home to just 551 residents across 1.6 square miles, a density of 341 people per square mile, in the New York time zone.

ZIP 28745 skews affluent, with a median household income of $117,824 (70% above the North Carolina average), while per-capita income is $48,356. The poverty rate stands at 1.2% and the unemployment rate at 0.0%. Housing costs here run $356,600 for a typical home value (37% above the state average), with rent averaging - a month; 96.8% of homes are owner-occupied.

This is a highly-educated ZIP: 80.0% of adults hold a bachelor's degree or higher, the median age is 50.5, and the average commute is -. Beyond these figures, 5 nearby ZIP codes within about 10 miles are surfaced below, along with 5 more sharing Haywood County, letting you compare 28745 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 28745

Top 5 sectors by establishment count in Lake Junaluska, NC

Which industries have the most business establishments in ZIP 28745.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 28745, Lake Junaluska, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

551

Population

1.6

Area (sq mi)

341

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 28745?

50.5

Median Age

49.0%

Male

51.0%

Female

1.2%

Foreign-Born

White 77.9%
African American 0.0%
Asian 3.3%
American Indian or Alaska Native 7.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.0%
Hispanic or Latino 1.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$117,824

Median Household Income

+70% vs state

$48,356

Per Capita Income

1.2%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 28745 ranks nationally

Lake Junaluska, NC household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$117,824 Top 10% higher than 90% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 88.0%
Bachelor's Degree or Higher 80.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

640

Total Housing Units

249

Occupied Units

391

Vacant Units

2.69

Avg Household Size

Occupancy Type

Owner 96.8%
Renter 3.2%

$356,600

Median Home Value

+37% vs state

1962

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 14 business establishments in ZIP 28745, employing approximately 288 people with a combined annual payroll of $11,240,000.

14

Businesses

288

Employees

$11.2M

Annual Payroll

3

Industry Sectors

Industry Establishments % of Total
Real estate and rental and leasing 3 21.4%
Professional, scientific, and technical services 3 21.4%
Other services (except public administration) 3 21.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 28745 vs 28786 →

ZIP 28745 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 28745 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 28745 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 28745 ranks the highest of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
28786 Waynesville, NC 20,714 4.5 mi
28721 Clyde, NC 10,063 8.5 mi
28716 Canton, NC 17,477 8.7 mi
28707 Balsam, NC 94 10.4 mi
28785 Waynesville, NC 7,338 10.3 mi

More ZIP Codes in Haywood County

28786 standard
Waynesville, NC
Pop: 20,714
28716 standard
Canton, NC
Pop: 17,477
28721 standard
Clyde, NC
Pop: 10,063
28785 standard
Waynesville, NC
Pop: 7,338
28751 standard
Maggie Valley, NC
Pop: 2,916

Related Areas

Haywood County Lake Junaluska, NC North Carolina

Frequently Asked Questions

What county is ZIP code 28745 in? ▼
ZIP code 28745 (Lake Junaluska) is located in Haywood County, North Carolina. Haywood County contains multiple ZIP codes, see the full list at /counties/haywood-nc.
What is the population of ZIP code 28745? ▼
ZIP code 28745 in Lake Junaluska, NC has a population of 551 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28745? ▼
The median household income in ZIP 28745 is $117,824, which is 54% above the national average of $76,288.
What is the average home value in ZIP 28745? ▼
The median home value in ZIP 28745 is $356,600, which is 28% above the national average of $278,155.
What is the demographic makeup of ZIP 28745? ▼
The largest racial group in ZIP 28745 is White at 77.9%. Hispanic or Latino residents make up 1.5% of the population.
How many businesses are in ZIP code 28745? ▼
ZIP code 28745 has 14 business establishments employing approximately 288 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28745? ▼
The top industries by establishment count in ZIP 28745 are: Real estate and rental and leasing (3), Professional, scientific, and technical services (3), Other services (except public administration) (3). There are 3 industry sectors represented in total.
What is the education level in ZIP code 28745? ▼
In ZIP code 28745, 88.0% of residents aged 25+ have a high school diploma or higher, and 80.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 28745? ▼
In ZIP code 28745, approximately 96.8% of occupied housing units are owner-occupied and 3.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28745? ▼
The poverty rate in ZIP code 28745 is 1.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.