PlainZIP

Alford, FL · standard

ZIP Code 32420

Jackson County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,144
16/sq mi
$48,446
Median income
$119,600
Median home value
10.1%
Bachelor's or higher

The verdict

Alford pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

12th pct
household income, US ZIPs
16th pct
home value, US ZIPs
16
people per sq mi
91%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32420 against every reporting US ZIP.

ZIP code 32420 covers 135.7 square miles in Alford, Jackson County, Florida (a standard USPS delivery area), with a modest 2,144 residents on file, a density of 16 people per square mile, in the Chicago time zone.

ZIP 32420 reports a modest median household income of $48,446 (37% below the Florida average), while per-capita income is $30,749. 16.4% of residents live below the poverty line, and the unemployment rate reads 3.0%. Housing costs here run $119,600 for a typical home value (68% below the state average), with rent averaging $773 a month; 91.1% of homes are owner-occupied.

Formal educational attainment runs low here: just 10.1% of adults hold a bachelor's degree or higher, the median age is 57.4, and the average commute is 28 minutes. Beyond these figures, 2 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Jackson County, letting you compare 32420 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 32420

Top 5 sectors by establishment count in Alford, FL

Which industries have the most business establishments in ZIP 32420.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32420, Alford, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,144

Population

135.7

Area (sq mi)

16

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 32420?

57.4

Median Age

58.9%

Male

41.1%

Female

1.9%

Foreign-Born

White 93.3%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.7%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.9%
Hispanic or Latino 4.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$48,446

Median Household Income

-37% vs state

$30,749

Per Capita Income

16.4%

Poverty Rate

3.0%

Unemployment Rate

27.8 min

Mean Commute Time

How ZIP 32420 ranks nationally

Alford, FL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$48,446 12th percentile higher than 12% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 50.8%
Bachelor's Degree or Higher 10.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,565

Total Housing Units

1,144

Occupied Units

421

Vacant Units

1.89

Avg Household Size

Occupancy Type

Owner 91.1%
Renter 8.9%

$119,600

Median Home Value

-68% vs state

$773

Median Rent

1988

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 33 business establishments in ZIP 32420, employing approximately 123 people with a combined annual payroll of $3,139,000.

33

Businesses

123

Employees

$3.1M

Annual Payroll

3

Industry Sectors

Industry Establishments % of Total
Retail trade 10 30.3%
Other services (except public administration) 5 15.2%
Construction 4 12.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 32420 vs 32438 →

ZIP 32420 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 32420 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
32438 Fountain, FL 4,060 9.2 mi
32447 Marianna, FL 78 11.8 mi

More ZIP Codes in Jackson County

32446 standard
Marianna, FL
Pop: 11,075
32448 standard
Marianna, FL
Pop: 8,684
32440 standard
Graceville, FL
Pop: 7,563
32460 standard
Sneads, FL
Pop: 5,856
32431 standard
Cottondale, FL
Pop: 4,983
32442 standard
Grand Ridge, FL
Pop: 3,699

Related Areas

Jackson County Alford, FL Florida

Frequently Asked Questions

What county is ZIP code 32420 in? ▼
ZIP code 32420 (Alford) is located in Jackson County, Florida. Jackson County contains multiple ZIP codes, see the full list at /counties/jackson-fl.
What is the population of ZIP code 32420? ▼
ZIP code 32420 in Alford, FL has a population of 2,144 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32420? ▼
The median household income in ZIP 32420 is $48,446, which is 36% below the national average of $76,288.
What is the average home value in ZIP 32420? ▼
The median home value in ZIP 32420 is $119,600, which is 57% below the national average of $278,155.
What is the demographic makeup of ZIP 32420? ▼
The largest racial group in ZIP 32420 is White at 93.3%. Hispanic or Latino residents make up 4.9% of the population.
How many businesses are in ZIP code 32420? ▼
ZIP code 32420 has 33 business establishments employing approximately 123 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32420? ▼
The top industries by establishment count in ZIP 32420 are: Retail trade (10), Other services (except public administration) (5), Construction (4). There are 3 industry sectors represented in total.
What is the education level in ZIP code 32420? ▼
In ZIP code 32420, 50.8% of residents aged 25+ have a high school diploma or higher, and 10.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 32420? ▼
The mean commute time for workers in ZIP code 32420 is 27.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 32420? ▼
In ZIP code 32420, approximately 91.1% of occupied housing units are owner-occupied and 8.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32420? ▼
The poverty rate in ZIP code 32420 is 16.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.