Fountain, FL · standard
ZIP Code 32438
Bay County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,060
- 25/sq mi Moderate-density area
- $50,000
- Median income Below-median income area
- $153,700
- Median home value Below-median home value
- 13.1%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Fountain pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.
- 14th pct
- household income, US ZIPs
- 27th pct
- home value, US ZIPs
- 25
- people per sq mi
- 82%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32438 against every reporting US ZIP.
ZIP code 32438 covers 163.1 square miles in Fountain, Bay County, Florida (a standard USPS delivery area), with a modest 4,060 residents on file, a density of 25 people per square mile, in the Chicago time zone.
ZIP 32438 reports a modest median household income of $50,000 (35% below the average Florida ZIP), while per-capita income is $23,732. The poverty rate is 25.4%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $153,700 (59% below the average Florida ZIP), and median rent is $626; owner occupancy is 82.4%.
Formal educational attainment runs low here: just 13.1% of adults hold a bachelor's degree or higher, the median age is 39.9, and the average commute is -. The page also surfaces 3 ZIP codes within roughly 10 miles and 6 more in Bay County, so 32438 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 32438
Top 5 sectors by establishment count in Fountain, FL
Which industries have the most business establishments in ZIP 32438.
- Retail trade
Retail trade
7 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
4 establishments
- Construction
Construction
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32438, Fountain, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
4,060
Population
163.1
Area (sq mi)
25
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 32438?
39.9
Median Age
54.8%
Male
45.2%
Female
4.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$50,000
Median Household Income
-35% vs state ZIP avg
$23,732
Per Capita Income
25.4%
Poverty Rate
5.1%
Unemployment Rate
How ZIP 32438 ranks among Florida ZIPs
Fountain, FL household income vs. every Florida ZIP code
Median household income among 946 reporting Florida ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$50,000 11th percentile higher than 11% of 946 Florida ZIPs
Each bar is a $20K-wide band; taller bars hold more Florida ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,035housing units
2,035
Total Housing Units
1,810
Occupied Units
225
Vacant Units
2.66
Avg Household Size
Occupancy Type
$153,700
Median Home Value
-59% vs state ZIP avg
$626
Median Rent
1998
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 21 business establishments in ZIP 32438, employing approximately 128 people with a combined annual payroll of $2,853,000.
21
Businesses
128
Employees
$2.9M
Annual Payroll
3
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 7 | 33.3% |
| Administrative and support and waste management and remediation services | 4 | 19.1% |
| Construction | 3 | 14.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 32438 vs 32420 →
ZIP 32438 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32428
Chipley (32428)
17,412 residents
- 32466 5,641
Youngstown (32466)
5,641 residents
- 32438 4,060
Fountain (32438)
4,060 residents
- 32420 2,144
Alford (32420)
2,144 residents
What this shows Among its immediate neighbors, ZIP 32438 ranks #3 by population - useful context the national average alone can't give.
ZIP 32438 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32466
Youngstown (32466)
$60,337 median income
- 32428
Chipley (32428)
$57,493 median income
- 32438
Fountain (32438)
$50,000 median income
- 32420
Alford (32420)
$48,446 median income
What this shows By household income, ZIP 32438 ranks #3 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 32438, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (4,060 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Bay County
Related Areas
Frequently Asked Questions
What county is ZIP code 32438 in?
ZIP code 32438 (Fountain) is located in Bay County, Florida. Bay County contains multiple ZIP codes, see the full list at /counties/bay-fl.
What is the population of ZIP code 32438?
ZIP code 32438 in Fountain, FL has a population of 4,060 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32438?
The median household income in ZIP 32438 is $50,000, which is 34% below the national average of $76,288.
What is the average home value in ZIP 32438?
The median home value in ZIP 32438 is $153,700, which is 45% below the national average of $278,155.
What is the demographic makeup of ZIP 32438?
The largest racial group in ZIP 32438 is White at 84.5%. Hispanic or Latino residents make up 11.5% of the population.
How many businesses are in ZIP code 32438?
ZIP code 32438 has 21 business establishments employing approximately 128 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32438?
The top industries by establishment count in ZIP 32438 are: Retail trade (7), Administrative and support and waste management and remediation services (4), Construction (3). There are 3 industry sectors represented in total.
What is the education level in ZIP code 32438?
In ZIP code 32438, 44.8% of residents aged 25+ have a high school diploma or higher, and 13.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 32438?
In ZIP code 32438, approximately 82.4% of occupied housing units are owner-occupied and 17.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32438?
The poverty rate in ZIP code 32438 is 25.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 32438's numbers, next.
- See how ZIP 32438 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Fountain, FL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.