ZIP Code 32466

standard

Source:

Youngstown · Bay County · Florida

Population
5,641

19/sq mi

Median income
$60,337

▼ 21% vs US

higher than 30% of US ZIPs

Median home value
$179,600

▼ 35% vs US

higher than 38% of US ZIPs

Bachelor's or higher
13.4%

Median age 40.6

Land area
293.8 sq mi

Chicago

ZIP code 32466 in Youngstown, Florida has a population of 5,641. The median household income is $60,337, which is 21% below the national average. Median home value is $179,600, 35% below the US average. 13.4% of residents hold a bachelor's degree or higher.

ZIP code 32466 is classified by USPS as a standard delivery area and covers roughly 293.8 square miles in Youngstown, Bay County, Florida. The area is home to 5,641 residents, producing a population density of 19 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 32466 against Florida and the nation.

On the economic side, the median household income for ZIP 32466 sits at $60,337 (22% below the Florida average), while per-capita income is $31,708. The poverty rate stands at 14.9% and the unemployment rate at 4.0%. On housing, the median home value is $179,600 (52% below the state average) with median rent at $1,231 per month, and 84.0% of occupied units are owner-occupied, a direct signal of whether 32466 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 13.4% of adults hold a bachelor's degree or higher, the median age is 40.6, and the average commute is 32 minutes. We also surface 2 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Bay County, so you can benchmark 32466 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 32466

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 32466.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 32466, Youngstown, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

5,641

Population

293.8

Area (sq mi)

19

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 32466?

40.6

Median Age

50.4%

Male

49.6%

Female

0.9%

Foreign-Born

White 93.3%
African American 1.4%
Asian 0.0%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.8%
Hispanic or Latino 3.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$60,337

Median Household Income

-22% vs state

$31,708

Per Capita Income

14.9%

Poverty Rate

4.0%

Unemployment Rate

31.8 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.6%
Bachelor's Degree or Higher 13.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,666

Total Housing Units

2,522

Occupied Units

144

Vacant Units

2.35

Avg Household Size

Occupancy Type

Owner 84.0%
Renter 16.0%

$179,600

Median Home Value

-52% vs state

$1,231

Median Rent

1995

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+34.2%

YoY Change (2024)

237

HPI Index (2000 = 100)

+137%

Total Change Since 2000

Home values in ZIP 32466 have increased 34.2% over the past year (2024). Since 2000, this ZIP has seen +137% cumulative appreciation.

Year Annual Change HPI Index
2019 +6.8% 169
2020 +0.8% 170
2021 +6.0% 181
2022 +34.2% 242
2024 237

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 62 business establishments in ZIP 32466, employing approximately 329 people with a combined annual payroll of $15,905,000.

62

Businesses

329

Employees

$15.9M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Construction 25 40.3%
Transportation and warehousing 7 11.3%
Retail trade 6 9.7%
Administrative and support and waste management and remediation services 6 9.7%
Professional, scientific, and technical services 4 6.5%
Wholesale trade 3 4.8%
Health care and social assistance 3 4.8%
Other services (except public administration) 3 4.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 32466 vs 32409 →

ZIP Code City Population Distance
32409 Panama City, FL 8,691 8.9 mi
32438 Fountain, FL 4,060 9.6 mi

More ZIP Codes in Bay County

Frequently Asked Questions

What county is ZIP code 32466 in?
ZIP code 32466 (Youngstown) is located in Bay County, Florida. Bay County contains multiple ZIP codes, see the full list at /counties/bay-fl.
What is the population of ZIP code 32466?
ZIP code 32466 in Youngstown, FL has a population of 5,641 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32466?
The median household income in ZIP 32466 is $60,337, which is 21% below the national average of $76,288.
What is the average home value in ZIP 32466?
The median home value in ZIP 32466 is $179,600, which is 35% below the national average of $278,155.
What is the demographic makeup of ZIP 32466?
The largest racial group in ZIP 32466 is White at 93.3%. Hispanic or Latino residents make up 3.4% of the population.
How many businesses are in ZIP code 32466?
ZIP code 32466 has 62 business establishments employing approximately 329 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32466?
The top industries by establishment count in ZIP 32466 are: Construction (25), Transportation and warehousing (7), Retail trade (6). There are 8 industry sectors represented in total.
How have home values changed in ZIP code 32466?
According to the FHFA House Price Index, home values in ZIP 32466 increased by 34.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 137%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 32466?
In ZIP code 32466, 58.6% of residents aged 25+ have a high school diploma or higher, and 13.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 32466?
The mean commute time for workers in ZIP code 32466 is 31.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 32466?
In ZIP code 32466, approximately 84.0% of occupied housing units are owner-occupied and 16.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32466?
The poverty rate in ZIP code 32466 is 14.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Youngstown, FL

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.