PlainZIP

Youngstown, FL · standard

ZIP Code 32466

Bay County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,641
19/sq mi
$60,337
Median income
$179,600
Median home value
13.4%
Bachelor's or higher

The verdict

Youngstown pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

30th pct
household income, US ZIPs
38th pct
home value, US ZIPs
19
people per sq mi
84%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32466 against every reporting US ZIP.

ZIP code 32466 is a mid-sized community (a standard USPS delivery area) in Youngstown, Bay County, Florida, home to 5,641 residents across 293.8 square miles, a density of 19 people per square mile, in the Chicago time zone.

ZIP 32466 reports a modest median household income of $60,337 (22% below the Florida average), while per-capita income is $31,708. The poverty rate stands at 14.9% and the unemployment rate at 4.0%. On housing, the median home value is $179,600 (52% below the state average) with median rent at $1,231 per month, and 84.0% of occupied units are owner-occupied.

Formal educational attainment runs low here: just 13.4% of adults hold a bachelor's degree or higher, the median age is 40.6, and the average commute is 32 minutes. A geography-based comparison follows: 2 ZIP codes within about 10 miles of 32466, plus 6 more within Bay County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 32466

Top 5 sectors by establishment count in Youngstown, FL

Which industries have the most business establishments in ZIP 32466.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32466, Youngstown, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

5,641

Population

293.8

Area (sq mi)

19

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 32466?

40.6

Median Age

50.4%

Male

49.6%

Female

0.9%

Foreign-Born

White 93.3%
African American 1.4%
Asian 0.0%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.8%
Hispanic or Latino 3.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$60,337

Median Household Income

-22% vs state

$31,708

Per Capita Income

14.9%

Poverty Rate

4.0%

Unemployment Rate

31.8 min

Mean Commute Time

How ZIP 32466 ranks nationally

Youngstown, FL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$60,337 30th percentile higher than 30% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.6%
Bachelor's Degree or Higher 13.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,666

Total Housing Units

2,522

Occupied Units

144

Vacant Units

2.35

Avg Household Size

Occupancy Type

Owner 84.0%
Renter 16.0%

$179,600

Median Home Value

-52% vs state

$1,231

Median Rent

1995

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+34.2%

YoY Change (2024)

237

HPI Index (2000 = 100)

+137%

Total Change Since 2000

Home values in ZIP 32466 have increased 34.2% over the past year (2024). Since 2000, this ZIP has seen +137% cumulative appreciation.

Year Annual Change HPI Index
2019 +6.8% 169
2020 +0.8% 170
2021 +6.0% 181
2022 +34.2% 242
2024 – 237

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 62 business establishments in ZIP 32466, employing approximately 329 people with a combined annual payroll of $15,905,000.

62

Businesses

329

Employees

$15.9M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Construction 25 40.3%
Transportation and warehousing 7 11.3%
Retail trade 6 9.7%
Administrative and support and waste management and remediation services 6 9.7%
Professional, scientific, and technical services 4 6.5%
Wholesale trade 3 4.8%
Health care and social assistance 3 4.8%
Other services (except public administration) 3 4.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 32466 vs 32409 →

ZIP 32466 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 32466 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 32466 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 32466 ranks #2 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
32409 Panama City, FL 8,691 8.9 mi
32438 Fountain, FL 4,060 9.6 mi

More ZIP Codes in Bay County

32404 standard
Panama City, FL
Pop: 38,425
32405 standard
Panama City, FL
Pop: 29,980
32401 standard
Panama City, FL
Pop: 22,647
32444 standard
Lynn Haven, FL
Pop: 18,985
32408 standard
Panama City, FL
Pop: 15,352
32413 standard
Panama City Beach, FL
Pop: 13,128

Related Areas

Bay County Youngstown, FL Florida

Frequently Asked Questions

What county is ZIP code 32466 in? ▼
ZIP code 32466 (Youngstown) is located in Bay County, Florida. Bay County contains multiple ZIP codes, see the full list at /counties/bay-fl.
What is the population of ZIP code 32466? ▼
ZIP code 32466 in Youngstown, FL has a population of 5,641 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32466? ▼
The median household income in ZIP 32466 is $60,337, which is 21% below the national average of $76,288.
What is the average home value in ZIP 32466? ▼
The median home value in ZIP 32466 is $179,600, which is 35% below the national average of $278,155.
What is the demographic makeup of ZIP 32466? ▼
The largest racial group in ZIP 32466 is White at 93.3%. Hispanic or Latino residents make up 3.4% of the population.
How many businesses are in ZIP code 32466? ▼
ZIP code 32466 has 62 business establishments employing approximately 329 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32466? ▼
The top industries by establishment count in ZIP 32466 are: Construction (25), Transportation and warehousing (7), Retail trade (6). There are 8 industry sectors represented in total.
How have home values changed in ZIP code 32466? ▼
According to the FHFA House Price Index, home values in ZIP 32466 increased by 34.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 137%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 32466? ▼
In ZIP code 32466, 58.6% of residents aged 25+ have a high school diploma or higher, and 13.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 32466? ▼
The mean commute time for workers in ZIP code 32466 is 31.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 32466? ▼
In ZIP code 32466, approximately 84.0% of occupied housing units are owner-occupied and 16.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32466? ▼
The poverty rate in ZIP code 32466 is 14.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.