Youngstown, FL · standard
ZIP Code 32466
Bay County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 5,641
- 19/sq mi Moderate-density area
- $60,337
- Median income Below-median income area
- $179,600
- Median home value Near-median home value
- 13.4%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Youngstown pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 30th pct
- household income, US ZIPs
- 38th pct
- home value, US ZIPs
- 19
- people per sq mi
- 84%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32466 against every reporting US ZIP.
ZIP code 32466 is a mid-sized community (a standard USPS delivery area) in Youngstown, Bay County, Florida, home to 5,641 residents across 293.8 square miles, a density of 19 people per square mile, in the Chicago time zone.
ZIP 32466 reports a modest median household income of $60,337 (22% below the average Florida ZIP), while per-capita income is $31,708. The poverty rate is 14.9%, with unemployment at 4.0%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $179,600 (52% below the average Florida ZIP), and median rent is $1,231; owner occupancy is 84.0%.
Formal educational attainment runs low here: just 13.4% of adults hold a bachelor's degree or higher, the median age is 40.6, and the average commute is 32 minutes. The page also surfaces 2 ZIP codes within roughly 10 miles and 6 more in Bay County, so 32466 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 32466
Top 5 sectors by establishment count in Youngstown, FL
Which industries have the most business establishments in ZIP 32466.
- Construction
Construction
25 establishments
- Transportation and warehousing 7
Transportation and warehousing
7 establishments
- Retail trade 6
Retail trade
6 establishments
- Administrative and support and waste management and remediation services 6
Administrative and support and waste management and remediation services
6 establishments
- Professional, scientific, and technical services 4
Professional, scientific, and technical services
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32466, Youngstown, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
5,641
Population
293.8
Area (sq mi)
19
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 32466?
40.6
Median Age
50.4%
Male
49.6%
Female
0.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$60,337
Median Household Income
-22% vs state ZIP avg
$31,708
Per Capita Income
14.9%
Poverty Rate
4.0%
Unemployment Rate
31.8 min
Mean Commute Time
How ZIP 32466 ranks among Florida ZIPs
Youngstown, FL household income vs. every Florida ZIP code
Median household income among 946 reporting Florida ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$60,337 26th percentile higher than 26% of 946 Florida ZIPs
Each bar is a $20K-wide band; taller bars hold more Florida ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,666housing units
2,666
Total Housing Units
2,522
Occupied Units
144
Vacant Units
2.35
Avg Household Size
Occupancy Type
$179,600
Median Home Value
-52% vs state ZIP avg
$1,231
Median Rent
1995
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+34.2%
YoY Change (2024)
237
HPI Index (2000 = 100)
+137%
Total Change Since 2000
Home values in ZIP 32466 have increased 34.2% over the past year (2024). Since 2000, this ZIP has seen +137% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2019 | +6.8% | 169 |
| 2020 | +0.8% | 170 |
| 2021 | +6.0% | 181 |
| 2022 | +34.2% | 242 |
| 2024 | – | 237 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 62 business establishments in ZIP 32466, employing approximately 329 people with a combined annual payroll of $15,905,000.
62
Businesses
329
Employees
$15.9M
Annual Payroll
8
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 25 | 40.3% |
| Transportation and warehousing | 7 | 11.3% |
| Retail trade | 6 | 9.7% |
| Administrative and support and waste management and remediation services | 6 | 9.7% |
| Professional, scientific, and technical services | 4 | 6.5% |
| Wholesale trade | 3 | 4.8% |
| Health care and social assistance | 3 | 4.8% |
| Other services (except public administration) | 3 | 4.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 32466 vs 32409 →
ZIP 32466 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32409
Panama City (32409)
8,691 residents
- 32466
Youngstown (32466)
5,641 residents
- 32438
Fountain (32438)
4,060 residents
What this shows Among its immediate neighbors, ZIP 32466 ranks #2 by population - useful context the national average alone can't give.
ZIP 32466 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32409
Panama City (32409)
$64,516 median income
- 32466
Youngstown (32466)
$60,337 median income
- 32438
Fountain (32438)
$50,000 median income
What this shows By household income, ZIP 32466 ranks #2 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 32466, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (5,641 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Bay County
Related Areas
Frequently Asked Questions
What county is ZIP code 32466 in?
ZIP code 32466 (Youngstown) is located in Bay County, Florida. Bay County contains multiple ZIP codes, see the full list at /counties/bay-fl.
What is the population of ZIP code 32466?
ZIP code 32466 in Youngstown, FL has a population of 5,641 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32466?
The median household income in ZIP 32466 is $60,337, which is 21% below the national average of $76,288.
What is the average home value in ZIP 32466?
The median home value in ZIP 32466 is $179,600, which is 35% below the national average of $278,155.
What is the demographic makeup of ZIP 32466?
The largest racial group in ZIP 32466 is White at 93.3%. Hispanic or Latino residents make up 3.4% of the population.
How many businesses are in ZIP code 32466?
ZIP code 32466 has 62 business establishments employing approximately 329 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32466?
The top industries by establishment count in ZIP 32466 are: Construction (25), Transportation and warehousing (7), Retail trade (6). There are 8 industry sectors represented in total.
How have home values changed in ZIP code 32466?
According to the FHFA House Price Index, home values in ZIP 32466 increased by 34.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 137%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 32466?
In ZIP code 32466, 58.6% of residents aged 25+ have a high school diploma or higher, and 13.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 32466?
The mean commute time for workers in ZIP code 32466 is 31.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 32466?
In ZIP code 32466, approximately 84.0% of occupied housing units are owner-occupied and 16.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32466?
The poverty rate in ZIP code 32466 is 14.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 32466's numbers, next.
- See how ZIP 32466 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Youngstown, FL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.