PlainZIP

Lynn Haven, FL · standard

ZIP Code 32444

Bay County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

18,985
781/sq mi
$83,160
Median income
$331,000
Median home value
35.7%
Bachelor's or higher

The verdict

Lynn Haven pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.

Top 34%
household income, US ZIPs
Top 29%
home value, US ZIPs
781
people per sq mi
70%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32444 against every reporting US ZIP.

ZIP code 32444 is a mid-sized community (a standard USPS delivery area) in Lynn Haven, Bay County, Florida, home to 18,985 residents across 24.3 square miles, a density of 781 people per square mile, in the Chicago time zone.

ZIP 32444 lands in the middle-income range, with a median household income of $83,160 (8% above the Florida average), while per-capita income is $43,541. Poverty here runs at 6.5%, with unemployment measured at 3.1%. The typical home here is valued at $331,000 (12% below the state average); renters pay a median of $1,474 monthly, and 69.8% of units are owner-occupied.

A solid share of residents have a four-year degree: 35.7% of adults hold a bachelor's degree or higher, the median age is 39.4, and the average commute is 25 minutes. Beyond these figures, 6 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Bay County, letting you compare 32444 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 32444

Top 5 sectors by establishment count in Lynn Haven, FL

Which industries have the most business establishments in ZIP 32444.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32444, Lynn Haven, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

18,985

Population

24.3

Area (sq mi)

781

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 32444?

39.4

Median Age

47.9%

Male

52.1%

Female

11.5%

Foreign-Born

White 74.6%
African American 6.9%
Asian 3.5%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.9%
Hispanic or Latino 10.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$83,160

Median Household Income

+8% vs state

$43,541

Per Capita Income

6.5%

Poverty Rate

3.1%

Unemployment Rate

24.9 min

Mean Commute Time

How ZIP 32444 ranks nationally

Lynn Haven, FL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$83,160 Top 34% higher than 66% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.4%
Bachelor's Degree or Higher 35.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,224

Total Housing Units

8,682

Occupied Units

542

Vacant Units

2.46

Avg Household Size

Occupancy Type

Owner 69.8%
Renter 30.2%

$331,000

Median Home Value

-12% vs state

$1,474

Median Rent

1994

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.6%

YoY Change (2024)

280

HPI Index (2000 = 100)

+180%

Total Change Since 2000

Home values in ZIP 32444 have increased 2.6% over the past year (2024). Since 2000, this ZIP has seen +180% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.6% 197
2021 +9.4% 216
2022 +16.1% 251
2023 +9.0% 273
2024 +2.6% 280

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 455 business establishments in ZIP 32444, employing approximately 4,645 people with a combined annual payroll of $179,248,000.

455

Businesses

4,645

Employees

$179.2M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Construction 76 16.7%
Retail trade 53 11.7%
Accommodation and food services 51 11.2%
Health care and social assistance 48 10.6%
Other services (except public administration) 44 9.7%
Administrative and support and waste management and remediation services 37 8.1%
Professional, scientific, and technical services 36 7.9%
Real estate and rental and leasing 30 6.6%
Finance and insurance 26 5.7%
Manufacturing 11 2.4%
Wholesale trade 11 2.4%
Information 7 1.5%
Transportation and warehousing 6 1.3%
Educational services 6 1.3%
Arts, entertainment, and recreation 6 1.3%
Agriculture, forestry, fishing and hunting 3 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 32444 vs 32405 →

ZIP 32444 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 32444 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 32444 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 32444 ranks the highest of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
32405 Panama City, FL 29,980 2.9 mi
32401 Panama City, FL 22,647 5.5 mi
32409 Panama City, FL 8,691 7.5 mi
32408 Panama City, FL 15,352 8.2 mi
32407 Panama City Beach, FL 9,347 8.7 mi
32404 Panama City, FL 38,425 9.1 mi

More ZIP Codes in Bay County

32404 standard
Panama City, FL
Pop: 38,425
32405 standard
Panama City, FL
Pop: 29,980
32401 standard
Panama City, FL
Pop: 22,647
32408 standard
Panama City, FL
Pop: 15,352
32413 standard
Panama City Beach, FL
Pop: 13,128
32407 standard
Panama City Beach, FL
Pop: 9,347

Related Areas

Bay County Lynn Haven, FL Florida

Frequently Asked Questions

What county is ZIP code 32444 in? ▼
ZIP code 32444 (Lynn Haven) is located in Bay County, Florida. Bay County contains multiple ZIP codes, see the full list at /counties/bay-fl.
What is the population of ZIP code 32444? ▼
ZIP code 32444 in Lynn Haven, FL has a population of 18,985 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32444? ▼
The median household income in ZIP 32444 is $83,160, which is 9% above the national average of $76,288.
What is the average home value in ZIP 32444? ▼
The median home value in ZIP 32444 is $331,000, which is 19% above the national average of $278,155.
What is the demographic makeup of ZIP 32444? ▼
The largest racial group in ZIP 32444 is White at 74.6%. Hispanic or Latino residents make up 10.6% of the population.
How many businesses are in ZIP code 32444? ▼
ZIP code 32444 has 455 business establishments employing approximately 4,645 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32444? ▼
The top industries by establishment count in ZIP 32444 are: Construction (76), Retail trade (53), Accommodation and food services (51). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 32444? ▼
According to the FHFA House Price Index, home values in ZIP 32444 increased by 2.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 180%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 32444? ▼
In ZIP code 32444, 56.4% of residents aged 25+ have a high school diploma or higher, and 35.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 32444? ▼
The mean commute time for workers in ZIP code 32444 is 24.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 32444? ▼
In ZIP code 32444, approximately 69.8% of occupied housing units are owner-occupied and 30.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32444? ▼
The poverty rate in ZIP code 32444 is 6.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.