Oviedo, FL · standard
ZIP Code 32765
Seminole County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 56,349
- 556/sq mi
- $102,167
- Median income
- $447,900
- Median home value
- 52.6%
- Bachelor's or higher
The verdict
Oviedo pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated and unusually populous area.
- Top 18%
- household income, US ZIPs
- Top 16%
- home value, US ZIPs
- 556
- people per sq mi
- 71%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32765 against every reporting US ZIP.
ZIP code 32765 is classified by USPS as a standard delivery area and covers roughly 101.4 square miles in Oviedo, Seminole County, Florida. The area is home to 56,349 residents, producing a population density of 556 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 32765 against Florida and the nation.
On the economic side, the median household income for ZIP 32765 sits at $102,167 (32% above the Florida average), while per-capita income is $45,999. The poverty rate stands at 10.2% and the unemployment rate at 4.9%. On housing, the median home value is $447,900 (19% above the state average) with median rent at $1,874 per month, and 71.1% of occupied units are owner-occupied, a direct signal of whether 32765 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 52.6% of adults hold a bachelor's degree or higher, the median age is 36.2, and the average commute is 26 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Seminole County, so you can benchmark 32765 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 32765
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 32765.
- Health care and social assistance
Health care and social assistance
276 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
272 establishments
- Construction
Construction
209 establishments
- Retail trade
Retail trade
193 establishments
- Other services (except public administration)
Other services (except public administration)
175 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 32765, Oviedo, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
56,349
Population
101.4
Area (sq mi)
556
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 32765?
36.2
Median Age
50.2%
Male
49.8%
Female
15.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$102,167
Median Household Income
+32% vs state
$45,999
Per Capita Income
10.2%
Poverty Rate
4.9%
Unemployment Rate
26.3 min
Mean Commute Time
How ZIP 32765 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$102,167 Top 18% higher than 82% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
23,954
Total Housing Units
22,502
Occupied Units
1,452
Vacant Units
2.82
Avg Household Size
Occupancy Type
$447,900
Median Home Value
+19% vs state
$1,874
Median Rent
1996
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.3%
YoY Change (2024)
332
HPI Index (2000 = 100)
+232%
Total Change Since 2000
Home values in ZIP 32765 have increased 3.3% over the past year (2024). Since 2000, this ZIP has seen +232% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.7% | 214 |
| 2021 | +11.3% | 238 |
| 2022 | +21.9% | 290 |
| 2023 | +10.8% | 322 |
| 2024 | +3.3% | 332 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,841 business establishments in ZIP 32765, employing approximately 18,430 people with a combined annual payroll of $825,012,000.
1,841
Businesses
18,430
Employees
$825.0M
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 276 | 15.0% |
| Professional, scientific, and technical services | 272 | 14.8% |
| Construction | 209 | 11.3% |
| Retail trade | 193 | 10.5% |
| Other services (except public administration) | 175 | 9.5% |
| Accommodation and food services | 142 | 7.7% |
| Real estate and rental and leasing | 140 | 7.6% |
| Administrative and support and waste management and remediation services | 107 | 5.8% |
| Finance and insurance | 94 | 5.1% |
| Wholesale trade | 54 | 2.9% |
| Arts, entertainment, and recreation | 41 | 2.2% |
| Educational services | 35 | 1.9% |
| Manufacturing | 32 | 1.7% |
| Information | 32 | 1.7% |
| Transportation and warehousing | 24 | 1.3% |
| Management of companies and enterprises | 7 | 0.4% |
| Industries not classified | 3 | 0.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 32765 vs 32708 →
ZIP 32765 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32828
Orlando (32828)
57,881 residents
- 32765
Oviedo (32765)
56,349 residents
- 32792
Winter Park (32792)
46,914 residents
- 32708
Winter Springs (32708)
42,012 residents
- 32707
Casselberry (32707)
35,335 residents
- 32817
Orlando (32817)
35,105 residents
- 32826
Orlando (32826)
29,347 residents
- 32773
Sanford (32773)
28,787 residents
- 32766 15,698
Oviedo (32766)
15,698 residents
What this shows Among its immediate neighbors, ZIP 32765 ranks #2 by population — useful context the national average alone can't give.
ZIP 32765 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32766
Oviedo (32766)
$147,552 median income
- 32820
Orlando (32820)
$106,859 median income
- 32765
Oviedo (32765)
$102,167 median income
- 32828
Orlando (32828)
$101,767 median income
- 32708
Winter Springs (32708)
$93,628 median income
- 32817
Orlando (32817)
$80,711 median income
- 32773
Sanford (32773)
$70,442 median income
- 32792
Winter Park (32792)
$69,200 median income
- 32707
Casselberry (32707)
$69,113 median income
What this shows By household income, ZIP 32765 ranks #3 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 32708 | Winter Springs, FL | 42,012 | 4.5 mi |
| 32826 | Orlando, FL | 29,347 | 5.6 mi |
| 32707 | Casselberry, FL | 35,335 | 6.8 mi |
| 32817 | Orlando, FL | 35,105 | 5.9 mi |
| 32773 | Sanford, FL | 28,787 | 6.5 mi |
| 32766 | Oviedo, FL | 15,698 | 7.4 mi |
| 32792 | Winter Park, FL | 46,914 | 7.1 mi |
| 32730 | Casselberry, FL | 5,354 | 8.7 mi |
| 32820 | Orlando, FL | 7,974 | 7.5 mi |
| 32828 | Orlando, FL | 57,881 | 9.8 mi |
More ZIP Codes in Seminole County
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Frequently Asked Questions
What county is ZIP code 32765 in? ▼
What is the population of ZIP code 32765? ▼
What is the median household income in ZIP 32765? ▼
What is the average home value in ZIP 32765? ▼
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How many businesses are in ZIP code 32765? ▼
What are the main industries in ZIP code 32765? ▼
How have home values changed in ZIP code 32765? ▼
What is the education level in ZIP code 32765? ▼
What is the average commute time in ZIP 32765? ▼
What percentage of residents own vs. rent in ZIP 32765? ▼
What is the poverty rate in ZIP code 32765? ▼
ZIP Code Research Guides
Official Data Resources for Oviedo, FL
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.