Oviedo, FL · standard
ZIP Code 32765
Seminole County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 56,349
- 556/sq mi High-density area
- $102,167
- Median income Above-median income area
- $447,900
- Median home value Above-median home value
- 52.6%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Oviedo pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated and unusually populous area.
- Top 18%
- household income, US ZIPs
- Top 16%
- home value, US ZIPs
- 556
- people per sq mi
- 71%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32765 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 32765 (Oviedo, FL) rose +3.3% from 2023 to 2024. The all-transactions index moved from 321.5 in 2023 to 332.2 in 2024 (2000 = 100).
ZIP code 32765 is a densely settled ZIP (a standard USPS delivery area) in Oviedo, Seminole County, Florida, with 56,349 residents across 101.4 square miles, a density of 556 people per square mile, in the New York time zone.
ZIP 32765 lands in the middle-income range, with a median household income of $102,167 (32% above the average Florida ZIP), while per-capita income is $45,999. The poverty rate is 10.2%, with unemployment at 4.9%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $447,900 (19% above the average Florida ZIP), while 71.1% of occupied homes are owner-occupied and median rent is $1,874.
This is a highly-educated ZIP: 52.6% of adults hold a bachelor's degree or higher, the median age is 36.2, and the average commute is 26 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Seminole County, so 32765 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 32765
Top 5 sectors by establishment count in Oviedo, FL
Which industries have the most business establishments in ZIP 32765.
- Health care and social assistance
Health care and social assistance
276 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
272 establishments
- Construction
Construction
209 establishments
- Retail trade
Retail trade
193 establishments
- Other services (except public administration)
Other services (except public administration)
175 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32765, Oviedo, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
56,349
Population
101.4
Area (sq mi)
556
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 32765?
36.2
Median Age
50.2%
Male
49.8%
Female
15.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$102,167
Median Household Income
+32% vs state ZIP avg
$45,999
Per Capita Income
10.2%
Poverty Rate
4.9%
Unemployment Rate
26.3 min
Mean Commute Time
How ZIP 32765 ranks nationally
Oviedo, FL household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$102,167 Top 18% higher than 82% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
23,954housing units
23,954
Total Housing Units
22,502
Occupied Units
1,452
Vacant Units
2.82
Avg Household Size
Occupancy Type
$447,900
Median Home Value
+19% vs state ZIP avg
$1,874
Median Rent
1996
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.3%
YoY Change (2024)
332
HPI Index (2000 = 100)
+232%
Total Change Since 2000
Home values in ZIP 32765 have increased 3.3% over the past year (2024). Since 2000, this ZIP has seen +232% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.7% | 214 |
| 2021 | +11.3% | 238 |
| 2022 | +21.9% | 290 |
| 2023 | +10.8% | 322 |
| 2024 | +3.3% | 332 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,841 business establishments in ZIP 32765, employing approximately 18,430 people with a combined annual payroll of $825,012,000.
1,841
Businesses
18,430
Employees
$825.0M
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 276 | 15.0% |
| Professional, scientific, and technical services | 272 | 14.8% |
| Construction | 209 | 11.3% |
| Retail trade | 193 | 10.5% |
| Other services (except public administration) | 175 | 9.5% |
| Accommodation and food services | 142 | 7.7% |
| Real estate and rental and leasing | 140 | 7.6% |
| Administrative and support and waste management and remediation services | 107 | 5.8% |
| Finance and insurance | 94 | 5.1% |
| Wholesale trade | 54 | 2.9% |
| Arts, entertainment, and recreation | 41 | 2.2% |
| Educational services | 35 | 1.9% |
| Manufacturing | 32 | 1.7% |
| Information | 32 | 1.7% |
| Transportation and warehousing | 24 | 1.3% |
| Management of companies and enterprises | 7 | 0.4% |
| Industries not classified | 3 | 0.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 32765 vs 32708 →
ZIP 32765 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32828
Orlando (32828)
57,881 residents
- 32765
Oviedo (32765)
56,349 residents
- 32792
Winter Park (32792)
46,914 residents
- 32708
Winter Springs (32708)
42,012 residents
- 32707
Casselberry (32707)
35,335 residents
- 32817
Orlando (32817)
35,105 residents
- 32826
Orlando (32826)
29,347 residents
- 32773
Sanford (32773)
28,787 residents
- 32766 15,698
Oviedo (32766)
15,698 residents
What this shows Among its immediate neighbors, ZIP 32765 ranks #2 by population - useful context the national average alone can't give.
ZIP 32765 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32766
Oviedo (32766)
$147,552 median income
- 32820
Orlando (32820)
$106,859 median income
- 32765
Oviedo (32765)
$102,167 median income
- 32828
Orlando (32828)
$101,767 median income
- 32708
Winter Springs (32708)
$93,628 median income
- 32817
Orlando (32817)
$80,711 median income
- 32773
Sanford (32773)
$70,442 median income
- 32792
Winter Park (32792)
$69,200 median income
- 32707
Casselberry (32707)
$69,113 median income
What this shows By household income, ZIP 32765 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 32708 | Winter Springs, FL | 42,012 | 4.5 mi |
| 32826 | Orlando, FL | 29,347 | 5.6 mi |
| 32707 | Casselberry, FL | 35,335 | 6.8 mi |
| 32817 | Orlando, FL | 35,105 | 5.9 mi |
| 32773 | Sanford, FL | 28,787 | 6.5 mi |
| 32766 | Oviedo, FL | 15,698 | 7.4 mi |
| 32792 | Winter Park, FL | 46,914 | 7.1 mi |
| 32730 | Casselberry, FL | 5,354 | 8.7 mi |
| 32820 | Orlando, FL | 7,974 | 7.5 mi |
| 32828 | Orlando, FL | 57,881 | 9.8 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 32765, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (56,349 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Seminole County
Related Areas
Frequently Asked Questions
What county is ZIP code 32765 in?
ZIP code 32765 (Oviedo) is located in Seminole County, Florida. Seminole County contains multiple ZIP codes, see the full list at /counties/seminole-fl.
What is the population of ZIP code 32765?
ZIP code 32765 in Oviedo, FL has a population of 56,349 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32765?
The median household income in ZIP 32765 is $102,167, which is 34% above the national average of $76,288.
What is the average home value in ZIP 32765?
The median home value in ZIP 32765 is $447,900, which is 61% above the national average of $278,155.
What is the demographic makeup of ZIP 32765?
The largest racial group in ZIP 32765 is White at 61.7%. Hispanic or Latino residents make up 23.5% of the population.
How many businesses are in ZIP code 32765?
ZIP code 32765 has 1,841 business establishments employing approximately 18,430 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32765?
The top industries by establishment count in ZIP 32765 are: Health care and social assistance (276), Professional, scientific, and technical services (272), Construction (209). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 32765?
According to the FHFA House Price Index, home values in ZIP 32765 increased by 3.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 232%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 32765?
In ZIP code 32765, 68.5% of residents aged 25+ have a high school diploma or higher, and 52.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 32765?
The mean commute time for workers in ZIP code 32765 is 26.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 32765?
In ZIP code 32765, approximately 71.1% of occupied housing units are owner-occupied and 28.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32765?
The poverty rate in ZIP code 32765 is 10.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 32765's numbers, next.
- See how ZIP 32765 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Oviedo, FL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.