Oviedo, FL · standard

ZIP Code 32765

Seminole County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

56,349
556/sq mi
$102,167
Median income
$447,900
Median home value
52.6%
Bachelor's or higher

The verdict

Oviedo pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated and unusually populous area.

Top 18%
household income, US ZIPs
Top 16%
home value, US ZIPs
556
people per sq mi
71%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32765 against every reporting US ZIP.

ZIP code 32765 is classified by USPS as a standard delivery area and covers roughly 101.4 square miles in Oviedo, Seminole County, Florida. The area is home to 56,349 residents, producing a population density of 556 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 32765 against Florida and the nation.

On the economic side, the median household income for ZIP 32765 sits at $102,167 (32% above the Florida average), while per-capita income is $45,999. The poverty rate stands at 10.2% and the unemployment rate at 4.9%. On housing, the median home value is $447,900 (19% above the state average) with median rent at $1,874 per month, and 71.1% of occupied units are owner-occupied, a direct signal of whether 32765 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 52.6% of adults hold a bachelor's degree or higher, the median age is 36.2, and the average commute is 26 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Seminole County, so you can benchmark 32765 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 32765

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 32765.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 32765, Oviedo, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

56,349

Population

101.4

Area (sq mi)

556

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 32765?

36.2

Median Age

50.2%

Male

49.8%

Female

15.4%

Foreign-Born

White 61.7%
African American 9.4%
Asian 6.6%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 17.0%
Hispanic or Latino 23.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$102,167

Median Household Income

+32% vs state

$45,999

Per Capita Income

10.2%

Poverty Rate

4.9%

Unemployment Rate

26.3 min

Mean Commute Time

How ZIP 32765 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$102,167 Top 18% higher than 82% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 68.5%
Bachelor's Degree or Higher 52.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

23,954

Total Housing Units

22,502

Occupied Units

1,452

Vacant Units

2.82

Avg Household Size

Occupancy Type

Owner 71.1%
Renter 28.9%

$447,900

Median Home Value

+19% vs state

$1,874

Median Rent

1996

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.3%

YoY Change (2024)

332

HPI Index (2000 = 100)

+232%

Total Change Since 2000

Home values in ZIP 32765 have increased 3.3% over the past year (2024). Since 2000, this ZIP has seen +232% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.7% 214
2021 +11.3% 238
2022 +21.9% 290
2023 +10.8% 322
2024 +3.3% 332

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,841 business establishments in ZIP 32765, employing approximately 18,430 people with a combined annual payroll of $825,012,000.

1,841

Businesses

18,430

Employees

$825.0M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 276 15.0%
Professional, scientific, and technical services 272 14.8%
Construction 209 11.3%
Retail trade 193 10.5%
Other services (except public administration) 175 9.5%
Accommodation and food services 142 7.7%
Real estate and rental and leasing 140 7.6%
Administrative and support and waste management and remediation services 107 5.8%
Finance and insurance 94 5.1%
Wholesale trade 54 2.9%
Arts, entertainment, and recreation 41 2.2%
Educational services 35 1.9%
Manufacturing 32 1.7%
Information 32 1.7%
Transportation and warehousing 24 1.3%
Management of companies and enterprises 7 0.4%
Industries not classified 3 0.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 32765 vs 32708 →

ZIP 32765 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 32765 ranks #2 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 32765 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 32765 ranks #3 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
32708 Winter Springs, FL 42,012 4.5 mi
32826 Orlando, FL 29,347 5.6 mi
32707 Casselberry, FL 35,335 6.8 mi
32817 Orlando, FL 35,105 5.9 mi
32773 Sanford, FL 28,787 6.5 mi
32766 Oviedo, FL 15,698 7.4 mi
32792 Winter Park, FL 46,914 7.1 mi
32730 Casselberry, FL 5,354 8.7 mi
32820 Orlando, FL 7,974 7.5 mi
32828 Orlando, FL 57,881 9.8 mi

More ZIP Codes in Seminole County

Frequently Asked Questions

What county is ZIP code 32765 in?
ZIP code 32765 (Oviedo) is located in Seminole County, Florida. Seminole County contains multiple ZIP codes, see the full list at /counties/seminole-fl.
What is the population of ZIP code 32765?
ZIP code 32765 in Oviedo, FL has a population of 56,349 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32765?
The median household income in ZIP 32765 is $102,167, which is 34% above the national average of $76,288.
What is the average home value in ZIP 32765?
The median home value in ZIP 32765 is $447,900, which is 61% above the national average of $278,155.
What is the demographic makeup of ZIP 32765?
The largest racial group in ZIP 32765 is White at 61.7%. Hispanic or Latino residents make up 23.5% of the population.
How many businesses are in ZIP code 32765?
ZIP code 32765 has 1,841 business establishments employing approximately 18,430 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32765?
The top industries by establishment count in ZIP 32765 are: Health care and social assistance (276), Professional, scientific, and technical services (272), Construction (209). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 32765?
According to the FHFA House Price Index, home values in ZIP 32765 increased by 3.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 232%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 32765?
In ZIP code 32765, 68.5% of residents aged 25+ have a high school diploma or higher, and 52.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 32765?
The mean commute time for workers in ZIP code 32765 is 26.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 32765?
In ZIP code 32765, approximately 71.1% of occupied housing units are owner-occupied and 28.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32765?
The poverty rate in ZIP code 32765 is 10.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Oviedo, FL

Verify and explore additional data for this area using these official government sources.