Fruitland Park, FL · standard

ZIP Code 34731

Lake County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

10,815
257/sq mi
$66,300
Median income
$199,800
Median home value
19.1%
Bachelor's or higher

The verdict

Fruitland Park pairs a below-median household income with below-median home values, in a low-density, homeowner-dominated area.

41th pct
household income, US ZIPs
43th pct
home value, US ZIPs
257
people per sq mi
88%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 34731 against every reporting US ZIP.

ZIP code 34731 is classified by USPS as a standard delivery area and covers roughly 42.1 square miles in Fruitland Park, Lake County, Florida. The area is home to 10,815 residents, producing a population density of 257 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 34731 against Florida and the nation.

On the economic side, the median household income for ZIP 34731 sits at $66,300 (14% below the Florida average), while per-capita income is $35,792. The poverty rate stands at 10.3% and the unemployment rate at 6.9%. On housing, the median home value is $199,800 (47% below the state average) with median rent at $1,286 per month, and 87.8% of occupied units are owner-occupied, a direct signal of whether 34731 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 19.1% of adults hold a bachelor's degree or higher, the median age is 48.9, and the average commute is 23 minutes. We also surface 9 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Lake County, so you can benchmark 34731 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 34731

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 34731.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 34731, Fruitland Park, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

10,815

Population

42.1

Area (sq mi)

257

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 34731?

48.9

Median Age

48.4%

Male

51.6%

Female

6.5%

Foreign-Born

White 77.5%
African American 10.5%
Asian 0.1%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.8%
Hispanic or Latino 3.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$66,300

Median Household Income

-14% vs state

$35,792

Per Capita Income

10.3%

Poverty Rate

6.9%

Unemployment Rate

22.8 min

Mean Commute Time

How ZIP 34731 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$66,300 41st percentile higher than 41% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.4%
Bachelor's Degree or Higher 19.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,344

Total Housing Units

5,075

Occupied Units

1,269

Vacant Units

2.40

Avg Household Size

Occupancy Type

Owner 87.8%
Renter 12.2%

$199,800

Median Home Value

-47% vs state

$1,286

Median Rent

1984

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.4%

YoY Change (2024)

314

HPI Index (2000 = 100)

+214%

Total Change Since 2000

Home values in ZIP 34731 have increased 8.4% over the past year (2024). Since 2000, this ZIP has seen +214% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.9% 191
2021 +17.6% 225
2022 +20.0% 270
2023 +7.1% 289
2024 +8.4% 314

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 264 business establishments in ZIP 34731, employing approximately 1,913 people with a combined annual payroll of $90,678,000.

264

Businesses

1,913

Employees

$90.7M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Construction 50 18.9%
Retail trade 36 13.6%
Other services (except public administration) 31 11.7%
Administrative and support and waste management and remediation services 28 10.6%
Health care and social assistance 25 9.5%
Professional, scientific, and technical services 23 8.7%
Real estate and rental and leasing 21 8.0%
Finance and insurance 14 5.3%
Accommodation and food services 13 4.9%
Transportation and warehousing 7 2.6%
Wholesale trade 6 2.3%
Manufacturing 3 1.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 34731 vs 32159 →

ZIP 34731 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 34731 ranks #7 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 34731 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 34731 ranks #4 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
32159 Lady Lake, FL 28,867 4.3 mi
34748 Leesburg, FL 38,246 6.8 mi
34788 Leesburg, FL 17,519 6.2 mi
32195 Weirsdale, FL 3,328 8.4 mi
34762 Okahumpka, FL 622 7.7 mi
32162 The Villages, FL 45,180 6.8 mi
34785 Wildwood, FL 17,406 8.8 mi
34797 Yalaha, FL 1,293 10.1 mi
34491 Summerfield, FL 27,454 12.7 mi

More ZIP Codes in Lake County

Frequently Asked Questions

What county is ZIP code 34731 in?
ZIP code 34731 (Fruitland Park) is located in Lake County, Florida. Lake County contains multiple ZIP codes, see the full list at /counties/lake-fl.
What is the population of ZIP code 34731?
ZIP code 34731 in Fruitland Park, FL has a population of 10,815 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 34731?
The median household income in ZIP 34731 is $66,300, which is 13% below the national average of $76,288.
What is the average home value in ZIP 34731?
The median home value in ZIP 34731 is $199,800, which is 28% below the national average of $278,155.
What is the demographic makeup of ZIP 34731?
The largest racial group in ZIP 34731 is White at 77.5%. Hispanic or Latino residents make up 3.3% of the population.
How many businesses are in ZIP code 34731?
ZIP code 34731 has 264 business establishments employing approximately 1,913 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 34731?
The top industries by establishment count in ZIP 34731 are: Construction (50), Retail trade (36), Other services (except public administration) (31). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 34731?
According to the FHFA House Price Index, home values in ZIP 34731 increased by 8.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 214%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 34731?
In ZIP code 34731, 63.4% of residents aged 25+ have a high school diploma or higher, and 19.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 34731?
The mean commute time for workers in ZIP code 34731 is 22.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 34731?
In ZIP code 34731, approximately 87.8% of occupied housing units are owner-occupied and 12.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 34731?
The poverty rate in ZIP code 34731 is 10.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Fruitland Park, FL

Verify and explore additional data for this area using these official government sources.