Fruitland Park, FL · standard

ZIP Code 34731

Lake County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

10,815
257/sq mi High-density area
$66,300
Median income Near-median income area
$199,800
Median home value Near-median home value
19.1%
Bachelor's or higher Near-average bachelor's attainment

National ZIP placement

Fruitland Park pairs a below-median household income with below-median home values, in a low-density, homeowner-dominated area.

41st pct
household income, US ZIPs
43rd pct
home value, US ZIPs
257
people per sq mi
88%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 34731 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 34731 (Fruitland Park, FL) rose +8.4% from 2023 to 2024. The all-transactions index moved from 289.3 in 2023 to 313.7 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 34731 is a mid-sized community (a standard USPS delivery area) in Fruitland Park, Lake County, Florida, home to 10,815 residents across 42.1 square miles, a density of 257 people per square mile, in the New York time zone.

ZIP 34731 reports a modest median household income of $66,300 (14% below the average Florida ZIP), while per-capita income is $35,792. The poverty rate is 10.3%, with unemployment at 6.9%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $199,800 (47% below the average Florida ZIP), and median rent is $1,286; owner occupancy is 87.8%.

Educational attainment sits below the national norm: 19.1% of adults hold a bachelor's degree or higher, the median age is 48.9, and the average commute is 23 minutes. The page also surfaces 9 ZIP codes within roughly 10 miles and 6 more in Lake County, so 34731 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

View your shortlist → Compare ZIPs →

Top industries in ZIP 34731

Top 5 sectors by establishment count in Fruitland Park, FL

Which industries have the most business establishments in ZIP 34731.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 34731, Fruitland Park, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

10,815

Population

42.1

Area (sq mi)

257

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 34731?

48.9

Median Age

48.4%

Male

51.6%

Female

6.5%

Foreign-Born

White 77.5%
African American 10.5%
Asian 0.1%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.8%
Hispanic or Latino 3.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$66,300

Median Household Income

-14% vs state ZIP avg

$35,792

Per Capita Income

10.3%

Poverty Rate

6.9%

Unemployment Rate

22.8 min

Mean Commute Time

How ZIP 34731 ranks among Florida ZIPs

Fruitland Park, FL household income vs. every Florida ZIP code

Median household income among 946 reporting Florida ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$66,300 38th percentile higher than 38% of 946 Florida ZIPs

This ZIP $0 $200K+ every Florida ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Florida ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.4%
Bachelor's Degree or Higher 19.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,344

Total Housing Units

5,075

Occupied Units

1,269

Vacant Units

2.40

Avg Household Size

Occupancy Type

Owner 87.8%
Renter 12.2%

$199,800

Median Home Value

-47% vs state ZIP avg

$1,286

Median Rent

1984

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.4%

YoY Change (2024)

314

HPI Index (2000 = 100)

+214%

Total Change Since 2000

Home values in ZIP 34731 have increased 8.4% over the past year (2024). Since 2000, this ZIP has seen +214% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.9% 191
2021 +17.6% 225
2022 +20.0% 270
2023 +7.1% 289
2024 +8.4% 314

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 264 business establishments in ZIP 34731, employing approximately 1,913 people with a combined annual payroll of $90,678,000.

264

Businesses

1,913

Employees

$90.7M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Construction 50 18.9%
Retail trade 36 13.6%
Other services (except public administration) 31 11.7%
Administrative and support and waste management and remediation services 28 10.6%
Health care and social assistance 25 9.5%
Professional, scientific, and technical services 23 8.7%
Real estate and rental and leasing 21 8.0%
Finance and insurance 14 5.3%
Accommodation and food services 13 4.9%
Transportation and warehousing 7 2.6%
Wholesale trade 6 2.3%
Manufacturing 3 1.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 34731 vs 32159 →

ZIP 34731 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 34731 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 34731 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 34731 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
32159 Lady Lake, FL 28,867 4.3 mi
34748 Leesburg, FL 38,246 6.8 mi
34788 Leesburg, FL 17,519 6.2 mi
32195 Weirsdale, FL 3,328 8.4 mi
34762 Okahumpka, FL 622 7.7 mi
32162 The Villages, FL 45,180 6.8 mi
34785 Wildwood, FL 17,406 8.8 mi
34797 Yalaha, FL 1,293 10.1 mi
34491 Summerfield, FL 27,454 12.7 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 34731, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (10,815 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Lake County

Frequently Asked Questions

What county is ZIP code 34731 in?

ZIP code 34731 (Fruitland Park) is located in Lake County, Florida. Lake County contains multiple ZIP codes, see the full list at /counties/lake-fl.

What is the population of ZIP code 34731?

ZIP code 34731 in Fruitland Park, FL has a population of 10,815 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 34731?

The median household income in ZIP 34731 is $66,300, which is 13% below the national average of $76,288.

What is the average home value in ZIP 34731?

The median home value in ZIP 34731 is $199,800, which is 28% below the national average of $278,155.

What is the demographic makeup of ZIP 34731?

The largest racial group in ZIP 34731 is White at 77.5%. Hispanic or Latino residents make up 3.3% of the population.

How many businesses are in ZIP code 34731?

ZIP code 34731 has 264 business establishments employing approximately 1,913 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 34731?

The top industries by establishment count in ZIP 34731 are: Construction (50), Retail trade (36), Other services (except public administration) (31). There are 12 industry sectors represented in total.

How have home values changed in ZIP code 34731?

According to the FHFA House Price Index, home values in ZIP 34731 increased by 8.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 214%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 34731?

In ZIP code 34731, 63.4% of residents aged 25+ have a high school diploma or higher, and 19.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 34731?

The mean commute time for workers in ZIP code 34731 is 22.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 34731?

In ZIP code 34731, approximately 87.8% of occupied housing units are owner-occupied and 12.2% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 34731?

The poverty rate in ZIP code 34731 is 10.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 34731's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

Compare this ZIP with another

Read our methodology : how this data is sourced, computed, and verified.

Take this with you

What to do with ZIP 34731's numbers, next.

ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.