PlainZIP

Utica, MI · standard

ZIP Code 48316

Macomb County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

25,404
881/sq mi
$107,776
Median income
$383,500
Median home value
43.9%
Bachelor's or higher

The verdict

Utica pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 15%
household income, US ZIPs
Top 22%
home value, US ZIPs
881
people per sq mi
79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48316 against every reporting US ZIP.

ZIP code 48316 is a densely settled ZIP (a standard USPS delivery area) in Utica, Macomb County, Michigan, with 25,404 residents across 28.8 square miles, a density of 881 people per square mile, in the Detroit time zone.

ZIP 48316 lands in the middle-income range, with a median household income of $107,776 (47% above the Michigan average), while per-capita income is $53,295. The poverty rate stands at 6.2% and the unemployment rate at 4.3%. Housing costs here run $383,500 for a typical home value (75% above the state average), with rent averaging $1,378 a month; 78.7% of homes are owner-occupied.

A solid share of residents have a four-year degree: 43.9% of adults hold a bachelor's degree or higher, the median age is 45.8, and the average commute is 27 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 48316, plus 6 more within Macomb County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 48316

Top 5 sectors by establishment count in Utica, MI

Which industries have the most business establishments in ZIP 48316.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48316, Utica, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

25,404

Population

28.8

Area (sq mi)

881

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48316?

45.8

Median Age

48.3%

Male

51.7%

Female

12.9%

Foreign-Born

White 89.3%
African American 1.6%
Asian 2.9%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.0%
Hispanic or Latino 3.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$107,776

Median Household Income

+47% vs state

$53,295

Per Capita Income

6.2%

Poverty Rate

4.3%

Unemployment Rate

26.5 min

Mean Commute Time

How ZIP 48316 ranks nationally

Utica, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$107,776 Top 15% higher than 85% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 65.5%
Bachelor's Degree or Higher 43.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

12,018

Total Housing Units

11,616

Occupied Units

402

Vacant Units

2.48

Avg Household Size

Occupancy Type

Owner 78.7%
Renter 21.3%

$383,500

Median Home Value

+75% vs state

$1,378

Median Rent

1993

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.5%

YoY Change (2024)

174

HPI Index (2000 = 100)

+74%

Total Change Since 2000

Home values in ZIP 48316 have increased 5.5% over the past year (2024). Since 2000, this ZIP has seen +74% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.2% 126
2021 +10.7% 140
2022 +8.4% 151
2023 +8.8% 165
2024 +5.5% 174

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 611 business establishments in ZIP 48316, employing approximately 6,277 people with a combined annual payroll of $260,279,000.

611

Businesses

6,277

Employees

$260.3M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 97 15.9%
Construction 82 13.4%
Retail trade 82 13.4%
Accommodation and food services 69 11.3%
Other services (except public administration) 55 9.0%
Professional, scientific, and technical services 50 8.2%
Finance and insurance 37 6.1%
Administrative and support and waste management and remediation services 32 5.2%
Wholesale trade 26 4.3%
Real estate and rental and leasing 24 3.9%
Transportation and warehousing 14 2.3%
Manufacturing 13 2.1%
Educational services 12 2.0%
Arts, entertainment, and recreation 10 1.6%
Information 5 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48316 vs 48317 →

ZIP 48316 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 48316 ranks #8 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 48316 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 48316 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
48317 Utica, MI 26,610 3.0 mi
48094 Washington, MI 18,028 3.3 mi
48315 Utica, MI 26,563 3.3 mi
48314 Sterling Heights, MI 20,245 5.6 mi
48307 Rochester, MI 41,369 4.0 mi
48095 Washington, MI 4,906 6.2 mi
48306 Rochester, MI 26,691 5.2 mi
48310 Sterling Heights, MI 42,766 8.7 mi
48313 Sterling Heights, MI 33,952 6.9 mi
48042 Macomb, MI 27,291 7.5 mi

More ZIP Codes in Macomb County

48044 standard
Macomb, MI
Pop: 52,289
48066 standard
Roseville, MI
Pop: 47,388
48310 standard
Sterling Heights, MI
Pop: 42,766
48038 standard
Clinton Township, MI
Pop: 41,057
48047 standard
New Baltimore, MI
Pop: 39,415
48035 standard
Clinton Township, MI
Pop: 34,788

Related Areas

Macomb County Utica, MI Michigan

Frequently Asked Questions

What county is ZIP code 48316 in? ▼
ZIP code 48316 (Utica) is located in Macomb County, Michigan. Macomb County contains multiple ZIP codes, see the full list at /counties/macomb-mi.
What is the population of ZIP code 48316? ▼
ZIP code 48316 in Utica, MI has a population of 25,404 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48316? ▼
The median household income in ZIP 48316 is $107,776, which is 41% above the national average of $76,288.
What is the average home value in ZIP 48316? ▼
The median home value in ZIP 48316 is $383,500, which is 38% above the national average of $278,155.
What is the demographic makeup of ZIP 48316? ▼
The largest racial group in ZIP 48316 is White at 89.3%. Hispanic or Latino residents make up 3.7% of the population.
How many businesses are in ZIP code 48316? ▼
ZIP code 48316 has 611 business establishments employing approximately 6,277 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48316? ▼
The top industries by establishment count in ZIP 48316 are: Health care and social assistance (97), Construction (82), Retail trade (82). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 48316? ▼
According to the FHFA House Price Index, home values in ZIP 48316 increased by 5.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 74%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48316? ▼
In ZIP code 48316, 65.5% of residents aged 25+ have a high school diploma or higher, and 43.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48316? ▼
The mean commute time for workers in ZIP code 48316 is 26.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48316? ▼
In ZIP code 48316, approximately 78.7% of occupied housing units are owner-occupied and 21.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48316? ▼
The poverty rate in ZIP code 48316 is 6.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.