ZIP Code 48386
standardSource:
White Lake · Oakland County · Michigan
- Population
- 17,434
- Median income
- $89,702
- Median home value
- $321,100
- Bachelor's or higher
- 34.4%
- Land area
- 43.2 sq mi
403/sq mi
▲ 18% vs US
higher than 73% of US ZIPs
▲ 15% vs US
higher than 70% of US ZIPs
Median age 45.5
Detroit
ZIP code 48386 in White Lake, Michigan has a population of 17,434. The median household income is $89,702, which is 18% above the national average. Median home value is $321,100, 15% above the US average. 34.4% of residents hold a bachelor's degree or higher.
ZIP code 48386 is classified by USPS as a standard delivery area and covers roughly 43.2 square miles in White Lake, Oakland County, Michigan. The area is home to 17,434 residents, producing a population density of 403 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 48386 against Michigan and the nation.
On the economic side, the median household income for ZIP 48386 sits at $89,702 (22% above the Michigan average), while per-capita income is $45,673. The poverty rate stands at 10.0% and the unemployment rate at 3.0%. On housing, the median home value is $321,100 (46% above the state average) with median rent at $1,489 per month, and 83.3% of occupied units are owner-occupied, a direct signal of whether 48386 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 34.4% of adults hold a bachelor's degree or higher, the median age is 45.5, and the average commute is 31 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Oakland County, so you can benchmark 48386 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 48386
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 48386.
- Retail trade
Retail trade
53 establishments
- Construction
Construction
48 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
31 establishments
- Health care and social assistance
Health care and social assistance
29 establishments
- Accommodation and food services
Accommodation and food services
29 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 48386, White Lake, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
17,434
Population
43.2
Area (sq mi)
403
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 48386?
45.5
Median Age
49.4%
Male
50.6%
Female
5.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$89,702
Median Household Income
+22% vs state
$45,673
Per Capita Income
10.0%
Poverty Rate
3.0%
Unemployment Rate
31.1 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
7,592
Total Housing Units
7,335
Occupied Units
257
Vacant Units
2.43
Avg Household Size
Occupancy Type
$321,100
Median Home Value
+46% vs state
$1,489
Median Rent
1982
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.1%
YoY Change (2024)
187
HPI Index (2000 = 100)
+87%
Total Change Since 2000
Home values in ZIP 48386 have increased 7.1% over the past year (2024). Since 2000, this ZIP has seen +87% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.3% | 131 |
| 2021 | +11.4% | 145 |
| 2022 | +7.1% | 156 |
| 2023 | +11.9% | 174 |
| 2024 | +7.1% | 187 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 282 business establishments in ZIP 48386, employing approximately 3,040 people with a combined annual payroll of $113,495,000.
282
Businesses
3,040
Employees
$113.5M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 53 | 18.8% |
| Construction | 48 | 17.0% |
| Professional, scientific, and technical services | 31 | 11.0% |
| Health care and social assistance | 29 | 10.3% |
| Accommodation and food services | 29 | 10.3% |
| Other services (except public administration) | 28 | 9.9% |
| Administrative and support and waste management and remediation services | 22 | 7.8% |
| Finance and insurance | 9 | 3.2% |
| Real estate and rental and leasing | 8 | 2.8% |
| Manufacturing | 6 | 2.1% |
| Transportation and warehousing | 6 | 2.1% |
| Wholesale trade | 5 | 1.8% |
| Information | 4 | 1.4% |
| Educational services | 3 | 1.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 48386 vs 48383 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 48383 | White Lake, MI | 12,701 | 2.9 mi |
| 48327 | Waterford, MI | 21,559 | 3.2 mi |
| 48382 | Commerce Township, MI | 21,945 | 4.9 mi |
| 48390 | Walled Lake, MI | 22,898 | 7.4 mi |
| 48346 | Clarkston, MI | 22,567 | 5.1 mi |
| 48356 | Highland, MI | 8,407 | 5.8 mi |
| 48329 | Waterford, MI | 25,009 | 4.9 mi |
| 48328 | Waterford, MI | 24,960 | 6.1 mi |
| 48350 | Davisburg, MI | 7,100 | 6.4 mi |
| 48324 | West Bloomfield, MI | 17,350 | 6.0 mi |
More ZIP Codes in Oakland County
Related Areas
Frequently Asked Questions
What county is ZIP code 48386 in? ▼
What is the population of ZIP code 48386? ▼
What is the median household income in ZIP 48386? ▼
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What is the demographic makeup of ZIP 48386? ▼
How many businesses are in ZIP code 48386? ▼
What are the main industries in ZIP code 48386? ▼
How have home values changed in ZIP code 48386? ▼
What is the education level in ZIP code 48386? ▼
What is the average commute time in ZIP 48386? ▼
What percentage of residents own vs. rent in ZIP 48386? ▼
What is the poverty rate in ZIP code 48386? ▼
ZIP Code Research Guides
Official Data Resources for White Lake, MI
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.