PlainZIP

Garland, TX · standard

ZIP Code 75040

Dallas County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

59,406
1,465/sq mi
$74,519
Median income
$266,300
Median home value
24.3%
Bachelor's or higher

The verdict

Garland pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated and unusually populous area.

Top 46%
household income, US ZIPs
Top 39%
home value, US ZIPs
1,465
people per sq mi
67%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 75040 against every reporting US ZIP.

ZIP code 75040 is a densely settled ZIP (a standard USPS delivery area) in Garland, Dallas County, Texas, with 59,406 residents across 40.5 square miles, a density of 1,465 people per square mile, in the Chicago time zone.

ZIP 75040 lands in the middle-income range, with a median household income of $74,519 (1% below the Texas average), while per-capita income is $30,538. Local economic indicators show a 9.9% poverty rate alongside 4.1% unemployment. The typical home here is valued at $266,300 (8% above the state average); renters pay a median of $1,728 monthly, and 66.8% of units are owner-occupied.

Educational attainment sits below the national norm: 24.3% of adults hold a bachelor's degree or higher, the median age is 35.5, and the average commute is 29 minutes. To put 75040 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Dallas County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 75040

Top 5 sectors by establishment count in Garland, TX

Which industries have the most business establishments in ZIP 75040.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 75040, Garland, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

59,406

Population

40.5

Area (sq mi)

1,465

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 75040?

35.5

Median Age

49.9%

Male

50.1%

Female

32.8%

Foreign-Born

White 27.8%
African American 14.7%
Asian 12.5%
American Indian or Alaska Native 0.9%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 34.6%
Hispanic or Latino 47.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$74,519

Median Household Income

-1% vs state

$30,538

Per Capita Income

9.9%

Poverty Rate

4.1%

Unemployment Rate

28.5 min

Mean Commute Time

How ZIP 75040 ranks nationally

Garland, TX household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$74,519 Top 46% higher than 54% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 50.9%
Bachelor's Degree or Higher 24.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

22,234

Total Housing Units

20,958

Occupied Units

1,276

Vacant Units

3.07

Avg Household Size

Occupancy Type

Owner 66.8%
Renter 33.2%

$266,300

Median Home Value

+8% vs state

$1,728

Median Rent

1980

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.1%

YoY Change (2024)

325

HPI Index (2000 = 100)

+225%

Total Change Since 2000

Home values in ZIP 75040 have increased 2.1% over the past year (2024). Since 2000, this ZIP has seen +225% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.4% 219
2021 +14.2% 250
2022 +20.3% 300
2023 +5.8% 318
2024 +2.1% 325

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 999 business establishments in ZIP 75040, employing approximately 14,086 people with a combined annual payroll of $557,849,000.

999

Businesses

14,086

Employees

$557.8M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 196 19.6%
Other services (except public administration) 134 13.4%
Accommodation and food services 120 12.0%
Construction 108 10.8%
Health care and social assistance 105 10.5%
Professional, scientific, and technical services 64 6.4%
Finance and insurance 61 6.1%
Manufacturing 46 4.6%
Wholesale trade 31 3.1%
Real estate and rental and leasing 31 3.1%
Administrative and support and waste management and remediation services 31 3.1%
Transportation and warehousing 27 2.7%
Information 17 1.7%
Arts, entertainment, and recreation 15 1.5%
Educational services 8 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 75040 vs 75044 →

ZIP 75040 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 75040 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 75040 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 75040 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
75044 Garland, TX 40,811 3.1 mi
75042 Garland, TX 37,881 3.3 mi
75089 Rowlett, TX 30,251 4.1 mi
75041 Garland, TX 30,700 3.7 mi
75048 Sachse, TX 20,328 3.8 mi
75094 Plano, TX 20,579 6.3 mi
75082 Richardson, TX 21,182 5.1 mi
75088 Rowlett, TX 24,712 4.8 mi
75043 Garland, TX 58,094 5.4 mi
75081 Richardson, TX 34,156 5.4 mi

More ZIP Codes in Dallas County

75052 standard
Grand Prairie, TX
Pop: 88,996
75217 standard
Dallas, TX
Pop: 80,324
75211 standard
Dallas, TX
Pop: 73,146
75228 standard
Dallas, TX
Pop: 66,551
75150 standard
Mesquite, TX
Pop: 58,730
75043 standard
Garland, TX
Pop: 58,094

Related Areas

Dallas County Garland, TX Texas

Frequently Asked Questions

What county is ZIP code 75040 in? ▼
ZIP code 75040 (Garland) is located in Dallas County, Texas. Dallas County contains multiple ZIP codes, see the full list at /counties/dallas-tx.
What is the population of ZIP code 75040? ▼
ZIP code 75040 in Garland, TX has a population of 59,406 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 75040? ▼
The median household income in ZIP 75040 is $74,519, which is 2% below the national average of $76,288.
What is the average home value in ZIP 75040? ▼
The median home value in ZIP 75040 is $266,300, which is 4% below the national average of $278,155.
What is the demographic makeup of ZIP 75040? ▼
The largest racial group in ZIP 75040 is Two or More Ethnicities at 34.6%. Hispanic or Latino residents make up 47.8% of the population.
How many businesses are in ZIP code 75040? ▼
ZIP code 75040 has 999 business establishments employing approximately 14,086 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 75040? ▼
The top industries by establishment count in ZIP 75040 are: Retail trade (196), Other services (except public administration) (134), Accommodation and food services (120). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 75040? ▼
According to the FHFA House Price Index, home values in ZIP 75040 increased by 2.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 225%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 75040? ▼
In ZIP code 75040, 50.9% of residents aged 25+ have a high school diploma or higher, and 24.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 75040? ▼
The mean commute time for workers in ZIP code 75040 is 28.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 75040? ▼
In ZIP code 75040, approximately 66.8% of occupied housing units are owner-occupied and 33.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 75040? ▼
The poverty rate in ZIP code 75040 is 9.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.