PlainZIP

Mcallen, TX · standard

ZIP Code 78504

Hidalgo County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

48,703
1,064/sq mi
$81,905
Median income
$218,900
Median home value
39.5%
Bachelor's or higher

The verdict

Mcallen pairs an above-median household income with below-median home values, in a low-density, homeowner-dominated area.

Top 36%
household income, US ZIPs
49th pct
home value, US ZIPs
1,064
people per sq mi
70%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 78504 against every reporting US ZIP.

ZIP code 78504 is a densely settled ZIP (a standard USPS delivery area) in Mcallen, Hidalgo County, Texas, with 48,703 residents across 45.8 square miles, a density of 1,064 people per square mile, in the Chicago time zone.

ZIP 78504 lands in the middle-income range, with a median household income of $81,905 (8% above the Texas average), while per-capita income is $36,517. Local economic indicators show a 12.3% poverty rate alongside 7.4% unemployment. On housing, the median home value is $218,900 (12% below the state average) with median rent at $1,173 per month, and 69.9% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 39.5% of adults hold a bachelor's degree or higher, the median age is 32.5, and the average commute is 24 minutes. A geography-based comparison follows: 9 ZIP codes within about 10 miles of 78504, plus 6 more within Hidalgo County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 78504

Top 5 sectors by establishment count in Mcallen, TX

Which industries have the most business establishments in ZIP 78504.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 78504, Mcallen, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

48,703

Population

45.8

Area (sq mi)

1,064

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 78504?

32.5

Median Age

49.8%

Male

50.2%

Female

24.3%

Foreign-Born

White 34.4%
African American 0.9%
Asian 4.7%
American Indian or Alaska Native 0.7%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 49.1%
Hispanic or Latino 82.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$81,905

Median Household Income

+8% vs state

$36,517

Per Capita Income

12.3%

Poverty Rate

7.4%

Unemployment Rate

24.0 min

Mean Commute Time

How ZIP 78504 ranks nationally

Mcallen, TX household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$81,905 Top 36% higher than 64% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.4%
Bachelor's Degree or Higher 39.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

21,741

Total Housing Units

19,697

Occupied Units

2,044

Vacant Units

3.20

Avg Household Size

Occupancy Type

Owner 69.9%
Renter 30.1%

$218,900

Median Home Value

-12% vs state

$1,173

Median Rent

2000

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.5%

YoY Change (2024)

243

HPI Index (2000 = 100)

+143%

Total Change Since 2000

Home values in ZIP 78504 have increased 4.5% over the past year (2024). Since 2000, this ZIP has seen +143% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.6% 162
2021 +10.3% 179
2022 +17.0% 209
2023 +10.9% 232
2024 +4.5% 243

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,600 business establishments in ZIP 78504, employing approximately 22,324 people with a combined annual payroll of $770,606,000.

1,600

Businesses

22,324

Employees

$770.6M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 399 24.9%
Professional, scientific, and technical services 229 14.3%
Accommodation and food services 165 10.3%
Retail trade 162 10.1%
Finance and insurance 114 7.1%
Other services (except public administration) 97 6.1%
Real estate and rental and leasing 96 6.0%
Construction 81 5.1%
Administrative and support and waste management and remediation services 57 3.6%
Wholesale trade 52 3.3%
Transportation and warehousing 40 2.5%
Arts, entertainment, and recreation 30 1.9%
Information 22 1.4%
Educational services 21 1.3%
Manufacturing 20 1.3%
Management of companies and enterprises 11 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 78504 vs 78501 →

ZIP 78504 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 78504 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 78504 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 78504 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
78501 Mcallen, TX 61,219 3.9 mi
78539 Edinburg, TX 30,783 3.3 mi
78573 Mission, TX 34,890 4.2 mi
78503 Mcallen, TX 21,706 7.4 mi
78577 Pharr, TX 70,840 8.9 mi
78574 Mission, TX 57,071 8.9 mi
78572 Mission, TX 75,221 9.2 mi
78589 San Juan, TX 38,004 8.8 mi
78516 Alamo, TX 33,722 11.3 mi

More ZIP Codes in Hidalgo County

78572 standard
Mission, TX
Pop: 75,221
78577 standard
Pharr, TX
Pop: 70,840
78596 standard
Weslaco, TX
Pop: 63,844
78542 standard
Edinburg, TX
Pop: 63,293
78501 standard
Mcallen, TX
Pop: 61,219
78574 standard
Mission, TX
Pop: 57,071

Related Areas

Hidalgo County Mcallen, TX Texas

Frequently Asked Questions

What county is ZIP code 78504 in? ▼
ZIP code 78504 (Mcallen) is located in Hidalgo County, Texas. Hidalgo County contains multiple ZIP codes, see the full list at /counties/hidalgo-tx.
What is the population of ZIP code 78504? ▼
ZIP code 78504 in Mcallen, TX has a population of 48,703 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 78504? ▼
The median household income in ZIP 78504 is $81,905, which is 7% above the national average of $76,288.
What is the average home value in ZIP 78504? ▼
The median home value in ZIP 78504 is $218,900, which is 21% below the national average of $278,155.
What is the demographic makeup of ZIP 78504? ▼
The largest racial group in ZIP 78504 is Two or More Ethnicities at 49.1%. Hispanic or Latino residents make up 82.4% of the population.
How many businesses are in ZIP code 78504? ▼
ZIP code 78504 has 1,600 business establishments employing approximately 22,324 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 78504? ▼
The top industries by establishment count in ZIP 78504 are: Health care and social assistance (399), Professional, scientific, and technical services (229), Accommodation and food services (165). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 78504? ▼
According to the FHFA House Price Index, home values in ZIP 78504 increased by 4.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 143%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 78504? ▼
In ZIP code 78504, 59.4% of residents aged 25+ have a high school diploma or higher, and 39.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 78504? ▼
The mean commute time for workers in ZIP code 78504 is 24.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 78504? ▼
In ZIP code 78504, approximately 69.9% of occupied housing units are owner-occupied and 30.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 78504? ▼
The poverty rate in ZIP code 78504 is 12.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.