Mcallen, TX · standard
ZIP Code 78504
Hidalgo County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 48,703
- 1,064/sq mi High-density area
- $81,905
- Median income Near-median income area
- $218,900
- Median home value Near-median home value
- 39.5%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Mcallen pairs an above-median household income with below-median home values, in a low-density, homeowner-dominated area.
- Top 36%
- household income, US ZIPs
- 49th pct
- home value, US ZIPs
- 1,064
- people per sq mi
- 70%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 78504 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 78504 (Mcallen, TX) rose +4.5% from 2023 to 2024. The all-transactions index moved from 232.3 in 2023 to 242.7 in 2024 (2000 = 100).
ZIP code 78504 is a densely settled ZIP (a standard USPS delivery area) in Mcallen, Hidalgo County, Texas, with 48,703 residents across 45.8 square miles, a density of 1,064 people per square mile, in the Chicago time zone.
ZIP 78504 lands in the middle-income range, with a median household income of $81,905 (8% above the average Texas ZIP), while per-capita income is $36,517. The poverty rate is 12.3%, with unemployment at 7.4%; those measures add context to the income figure. Median home value is $218,900 (12% below the average Texas ZIP) and median rent is $1,173; 69.9% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 39.5% of adults hold a bachelor's degree or higher, the median age is 32.5, and the average commute is 24 minutes. The page also surfaces 9 ZIP codes within roughly 10 miles and 6 more in Hidalgo County, so 78504 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 78504
Top 5 sectors by establishment count in Mcallen, TX
Which industries have the most business establishments in ZIP 78504.
- Health care and social assistance
Health care and social assistance
399 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
229 establishments
- Accommodation and food services
Accommodation and food services
165 establishments
- Retail trade
Retail trade
162 establishments
- Finance and insurance 114
Finance and insurance
114 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 78504, Mcallen, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
48,703
Population
45.8
Area (sq mi)
1,064
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 78504?
32.5
Median Age
49.8%
Male
50.2%
Female
24.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$81,905
Median Household Income
+8% vs state ZIP avg
$36,517
Per Capita Income
12.3%
Poverty Rate
7.4%
Unemployment Rate
24.0 min
Mean Commute Time
How ZIP 78504 ranks nationally
Mcallen, TX household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$81,905 Top 36% higher than 64% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
21,741housing units
21,741
Total Housing Units
19,697
Occupied Units
2,044
Vacant Units
3.20
Avg Household Size
Occupancy Type
$218,900
Median Home Value
-12% vs state ZIP avg
$1,173
Median Rent
2000
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.5%
YoY Change (2024)
243
HPI Index (2000 = 100)
+143%
Total Change Since 2000
Home values in ZIP 78504 have increased 4.5% over the past year (2024). Since 2000, this ZIP has seen +143% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.6% | 162 |
| 2021 | +10.3% | 179 |
| 2022 | +17.0% | 209 |
| 2023 | +10.9% | 232 |
| 2024 | +4.5% | 243 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,600 business establishments in ZIP 78504, employing approximately 22,324 people with a combined annual payroll of $770,606,000.
1,600
Businesses
22,324
Employees
$770.6M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 399 | 24.9% |
| Professional, scientific, and technical services | 229 | 14.3% |
| Accommodation and food services | 165 | 10.3% |
| Retail trade | 162 | 10.1% |
| Finance and insurance | 114 | 7.1% |
| Other services (except public administration) | 97 | 6.1% |
| Real estate and rental and leasing | 96 | 6.0% |
| Construction | 81 | 5.1% |
| Administrative and support and waste management and remediation services | 57 | 3.6% |
| Wholesale trade | 52 | 3.3% |
| Transportation and warehousing | 40 | 2.5% |
| Arts, entertainment, and recreation | 30 | 1.9% |
| Information | 22 | 1.4% |
| Educational services | 21 | 1.3% |
| Manufacturing | 20 | 1.3% |
| Management of companies and enterprises | 11 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 78504 vs 78501 →
ZIP 78504 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 78572
Mission (78572)
75,221 residents
- 78577
Pharr (78577)
70,840 residents
- 78501
Mcallen (78501)
61,219 residents
- 78574
Mission (78574)
57,071 residents
- 78504
Mcallen (78504)
48,703 residents
- 78589
San Juan (78589)
38,004 residents
- 78573
Mission (78573)
34,890 residents
- 78516
Alamo (78516)
33,722 residents
- 78539
Edinburg (78539)
30,783 residents
What this shows Among its immediate neighbors, ZIP 78504 ranks #5 by population - useful context the national average alone can't give.
ZIP 78504 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 78504
Mcallen (78504)
$81,905 median income
- 78539
Edinburg (78539)
$66,967 median income
- 78573
Mission (78573)
$55,000 median income
- 78572
Mission (78572)
$54,298 median income
- 78589
San Juan (78589)
$54,285 median income
- 78503
Mcallen (78503)
$53,322 median income
- 78516
Alamo (78516)
$53,229 median income
- 78577
Pharr (78577)
$52,770 median income
- 78574
Mission (78574)
$52,393 median income
What this shows By household income, ZIP 78504 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 78501 | Mcallen, TX | 61,219 | 3.9 mi |
| 78539 | Edinburg, TX | 30,783 | 3.3 mi |
| 78573 | Mission, TX | 34,890 | 4.2 mi |
| 78503 | Mcallen, TX | 21,706 | 7.4 mi |
| 78577 | Pharr, TX | 70,840 | 8.9 mi |
| 78574 | Mission, TX | 57,071 | 8.9 mi |
| 78572 | Mission, TX | 75,221 | 9.2 mi |
| 78589 | San Juan, TX | 38,004 | 8.8 mi |
| 78516 | Alamo, TX | 33,722 | 11.3 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 78504, both outside TX so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (48,703 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Hidalgo County
Related Areas
Frequently Asked Questions
What county is ZIP code 78504 in?
ZIP code 78504 (Mcallen) is located in Hidalgo County, Texas. Hidalgo County contains multiple ZIP codes, see the full list at /counties/hidalgo-tx.
What is the population of ZIP code 78504?
ZIP code 78504 in Mcallen, TX has a population of 48,703 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 78504?
The median household income in ZIP 78504 is $81,905, which is 7% above the national average of $76,288.
What is the average home value in ZIP 78504?
The median home value in ZIP 78504 is $218,900, which is 21% below the national average of $278,155.
What is the demographic makeup of ZIP 78504?
The largest racial group in ZIP 78504 is Two or More Ethnicities at 49.1%. Hispanic or Latino residents make up 82.4% of the population.
How many businesses are in ZIP code 78504?
ZIP code 78504 has 1,600 business establishments employing approximately 22,324 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 78504?
The top industries by establishment count in ZIP 78504 are: Health care and social assistance (399), Professional, scientific, and technical services (229), Accommodation and food services (165). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 78504?
According to the FHFA House Price Index, home values in ZIP 78504 increased by 4.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 143%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 78504?
In ZIP code 78504, 59.4% of residents aged 25+ have a high school diploma or higher, and 39.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 78504?
The mean commute time for workers in ZIP code 78504 is 24.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 78504?
In ZIP code 78504, approximately 69.9% of occupied housing units are owner-occupied and 30.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 78504?
The poverty rate in ZIP code 78504 is 12.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 78504's numbers, next.
- See how ZIP 78504 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Mcallen, TX ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.