PlainZIP

Fallbrook, CA · standard

ZIP Code 92028

San Diego County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

46,239
189/sq mi
$111,290
Median income
$842,500
Median home value
35.8%
Bachelor's or higher

The verdict

Fallbrook pairs an upper-quartile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 13%
household income, US ZIPs
Top 4%
home value, US ZIPs
189
people per sq mi
72%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 92028 against every reporting US ZIP.

ZIP code 92028 is a densely settled ZIP (a standard USPS delivery area) in Fallbrook, San Diego County, California, with 46,239 residents across 244.4 square miles, a density of 189 people per square mile, in the Los Angeles time zone.

ZIP 92028 skews affluent, with a median household income of $111,290 (9% above the California average), while per-capita income is $44,373. Poverty here runs at 9.4%, with unemployment measured at 5.3%. The typical home here is valued at $842,500 (9% above the state average); renters pay a median of $1,847 monthly, and 71.5% of units are owner-occupied.

A solid share of residents have a four-year degree: 35.8% of adults hold a bachelor's degree or higher, the median age is 38.7, and the average commute is 34 minutes. To put 92028 in local context, 6 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in San Diego County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 92028

Top 5 sectors by establishment count in Fallbrook, CA

Which industries have the most business establishments in ZIP 92028.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 92028, Fallbrook, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

46,239

Population

244.4

Area (sq mi)

189

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 92028?

38.7

Median Age

49.9%

Male

50.1%

Female

20.4%

Foreign-Born

White 50.8%
African American 2.4%
Asian 4.0%
American Indian or Alaska Native 1.1%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 25.9%
Hispanic or Latino 41.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$111,290

Median Household Income

+9% vs state

$44,373

Per Capita Income

9.4%

Poverty Rate

5.3%

Unemployment Rate

34.1 min

Mean Commute Time

How ZIP 92028 ranks nationally

Fallbrook, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$111,290 Top 13% higher than 87% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.2%
Bachelor's Degree or Higher 35.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

18,257

Total Housing Units

17,149

Occupied Units

1,108

Vacant Units

3.02

Avg Household Size

Occupancy Type

Owner 71.5%
Renter 28.5%

$842,500

Median Home Value

+9% vs state

$1,847

Median Rent

1986

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.0%

YoY Change (2024)

322

HPI Index (2000 = 100)

+222%

Total Change Since 2000

Home values in ZIP 92028 have increased 7.0% over the past year (2024). Since 2000, this ZIP has seen +222% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.6% 213
2021 +14.3% 243
2022 +17.9% 287
2023 +5.1% 301
2024 +7.0% 322

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,022 business establishments in ZIP 92028, employing approximately 7,297 people with a combined annual payroll of $338,514,000.

1,022

Businesses

7,297

Employees

$338.5M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Construction 193 18.9%
Professional, scientific, and technical services 133 13.0%
Health care and social assistance 116 11.3%
Other services (except public administration) 87 8.5%
Retail trade 82 8.0%
Accommodation and food services 73 7.1%
Administrative and support and waste management and remediation services 72 7.0%
Real estate and rental and leasing 66 6.5%
Wholesale trade 45 4.4%
Finance and insurance 44 4.3%
Manufacturing 30 2.9%
Educational services 21 2.0%
Transportation and warehousing 17 1.7%
Arts, entertainment, and recreation 17 1.7%
Information 14 1.4%
Agriculture, forestry, fishing and hunting 8 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 92028 vs 92590 →

ZIP 92028 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 92028 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 92028 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 92028 ranks #3 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
92590 Temecula, CA 3,660 6.7 mi
92003 Bonsall, CA 4,746 7.1 mi
92059 Pala, CA 1,618 8.5 mi
92057 Oceanside, CA 54,096 10.2 mi
92058 Oceanside, CA 42,436 10.9 mi
92591 Temecula, CA 38,272 11.9 mi

More ZIP Codes in San Diego County

91911 standard
Chula Vista, CA
Pop: 82,999
92154 standard
San Diego, CA
Pop: 79,708
91910 standard
Chula Vista, CA
Pop: 75,802
92126 standard
San Diego, CA
Pop: 73,343
92105 standard
San Diego, CA
Pop: 69,813
92114 standard
San Diego, CA
Pop: 65,433

Related Areas

San Diego County Fallbrook, CA California

Frequently Asked Questions

What county is ZIP code 92028 in? ▼
ZIP code 92028 (Fallbrook) is located in San Diego County, California. San Diego County contains multiple ZIP codes, see the full list at /counties/san-diego-ca.
What is the population of ZIP code 92028? ▼
ZIP code 92028 in Fallbrook, CA has a population of 46,239 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 92028? ▼
The median household income in ZIP 92028 is $111,290, which is 46% above the national average of $76,288.
What is the average home value in ZIP 92028? ▼
The median home value in ZIP 92028 is $842,500, which is 203% above the national average of $278,155.
What is the demographic makeup of ZIP 92028? ▼
The largest racial group in ZIP 92028 is White at 50.8%. Hispanic or Latino residents make up 41.7% of the population.
How many businesses are in ZIP code 92028? ▼
ZIP code 92028 has 1,022 business establishments employing approximately 7,297 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 92028? ▼
The top industries by establishment count in ZIP 92028 are: Construction (193), Professional, scientific, and technical services (133), Health care and social assistance (116). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 92028? ▼
According to the FHFA House Price Index, home values in ZIP 92028 increased by 7.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 222%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 92028? ▼
In ZIP code 92028, 57.2% of residents aged 25+ have a high school diploma or higher, and 35.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 92028? ▼
The mean commute time for workers in ZIP code 92028 is 34.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 92028? ▼
In ZIP code 92028, approximately 71.5% of occupied housing units are owner-occupied and 28.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 92028? ▼
The poverty rate in ZIP code 92028 is 9.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.