Fallbrook, CA · standard
ZIP Code 92028
San Diego County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 46,239
- 189/sq mi High-density area
- $111,290
- Median income Above-median income area
- $842,500
- Median home value Above-median home value
- 35.8%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Fallbrook pairs an upper-quartile household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 13%
- household income, US ZIPs
- Top 4%
- home value, US ZIPs
- 189
- people per sq mi
- 72%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 92028 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 92028 (Fallbrook, CA) rose +7.0% from 2023 to 2024. The all-transactions index moved from 301.2 in 2023 to 322.3 in 2024 (2000 = 100).
ZIP code 92028 is a densely settled ZIP (a standard USPS delivery area) in Fallbrook, San Diego County, California, with 46,239 residents across 244.4 square miles, a density of 189 people per square mile, in the Los Angeles time zone.
ZIP 92028 skews affluent, with a median household income of $111,290 (9% above the average California ZIP), while per-capita income is $44,373. The poverty rate is 9.4%, with unemployment at 5.3%; those measures add context to the income figure. Median home value is $842,500 (9% above the average California ZIP) and median rent is $1,847; 71.5% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 35.8% of adults hold a bachelor's degree or higher, the median age is 38.7, and the average commute is 34 minutes. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in San Diego County, so 92028 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 92028
Top 5 sectors by establishment count in Fallbrook, CA
Which industries have the most business establishments in ZIP 92028.
- Construction
Construction
193 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
133 establishments
- Health care and social assistance
Health care and social assistance
116 establishments
- Other services (except public administration)
Other services (except public administration)
87 establishments
- Retail trade
Retail trade
82 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 92028, Fallbrook, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
46,239
Population
244.4
Area (sq mi)
189
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 92028?
38.7
Median Age
49.9%
Male
50.1%
Female
20.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$111,290
Median Household Income
+9% vs state ZIP avg
$44,373
Per Capita Income
9.4%
Poverty Rate
5.3%
Unemployment Rate
34.1 min
Mean Commute Time
How ZIP 92028 ranks nationally
Fallbrook, CA household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$111,290 Top 13% higher than 87% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
18,257housing units
18,257
Total Housing Units
17,149
Occupied Units
1,108
Vacant Units
3.02
Avg Household Size
Occupancy Type
$842,500
Median Home Value
+9% vs state ZIP avg
$1,847
Median Rent
1986
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.0%
YoY Change (2024)
322
HPI Index (2000 = 100)
+222%
Total Change Since 2000
Home values in ZIP 92028 have increased 7.0% over the past year (2024). Since 2000, this ZIP has seen +222% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.6% | 213 |
| 2021 | +14.3% | 243 |
| 2022 | +17.9% | 287 |
| 2023 | +5.1% | 301 |
| 2024 | +7.0% | 322 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,022 business establishments in ZIP 92028, employing approximately 7,297 people with a combined annual payroll of $338,514,000.
1,022
Businesses
7,297
Employees
$338.5M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 193 | 18.9% |
| Professional, scientific, and technical services | 133 | 13.0% |
| Health care and social assistance | 116 | 11.3% |
| Other services (except public administration) | 87 | 8.5% |
| Retail trade | 82 | 8.0% |
| Accommodation and food services | 73 | 7.1% |
| Administrative and support and waste management and remediation services | 72 | 7.0% |
| Real estate and rental and leasing | 66 | 6.5% |
| Wholesale trade | 45 | 4.4% |
| Finance and insurance | 44 | 4.3% |
| Manufacturing | 30 | 2.9% |
| Educational services | 21 | 2.0% |
| Transportation and warehousing | 17 | 1.7% |
| Arts, entertainment, and recreation | 17 | 1.7% |
| Information | 14 | 1.4% |
| Agriculture, forestry, fishing and hunting | 8 | 0.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 92028 vs 92590 →
ZIP 92028 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 92057
Oceanside (92057)
54,096 residents
- 92028
Fallbrook (92028)
46,239 residents
- 92058
Oceanside (92058)
42,436 residents
- 92591
Temecula (92591)
38,272 residents
- 92003 4,746
Bonsall (92003)
4,746 residents
- 92590 3,660
Temecula (92590)
3,660 residents
- 92059 1,618
Pala (92059)
1,618 residents
What this shows Among its immediate neighbors, ZIP 92028 ranks #2 by population - useful context the national average alone can't give.
ZIP 92028 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 92591
Temecula (92591)
$114,160 median income
- 92003
Bonsall (92003)
$113,216 median income
- 92028
Fallbrook (92028)
$111,290 median income
- 92057
Oceanside (92057)
$108,814 median income
- 92059
Pala (92059)
$99,803 median income
- 92590
Temecula (92590)
$85,253 median income
- 92058
Oceanside (92058)
$69,970 median income
What this shows By household income, ZIP 92028 ranks #3 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 92028, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (46,239 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in San Diego County
Related Areas
Frequently Asked Questions
What county is ZIP code 92028 in?
ZIP code 92028 (Fallbrook) is located in San Diego County, California. San Diego County contains multiple ZIP codes, see the full list at /counties/san-diego-ca.
What is the population of ZIP code 92028?
ZIP code 92028 in Fallbrook, CA has a population of 46,239 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 92028?
The median household income in ZIP 92028 is $111,290, which is 46% above the national average of $76,288.
What is the average home value in ZIP 92028?
The median home value in ZIP 92028 is $842,500, which is 203% above the national average of $278,155.
What is the demographic makeup of ZIP 92028?
The largest racial group in ZIP 92028 is White at 50.8%. Hispanic or Latino residents make up 41.7% of the population.
How many businesses are in ZIP code 92028?
ZIP code 92028 has 1,022 business establishments employing approximately 7,297 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 92028?
The top industries by establishment count in ZIP 92028 are: Construction (193), Professional, scientific, and technical services (133), Health care and social assistance (116). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 92028?
According to the FHFA House Price Index, home values in ZIP 92028 increased by 7.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 222%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 92028?
In ZIP code 92028, 57.2% of residents aged 25+ have a high school diploma or higher, and 35.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 92028?
The mean commute time for workers in ZIP code 92028 is 34.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 92028?
In ZIP code 92028, approximately 71.5% of occupied housing units are owner-occupied and 28.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 92028?
The poverty rate in ZIP code 92028 is 9.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 92028's numbers, next.
- See how ZIP 92028 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Fallbrook, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.