Bonsall, CA · standard

ZIP Code 92003

San Diego County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,746
106/sq mi
$113,216
Median income
$926,700
Median home value
43.9%
Bachelor's or higher

The verdict

Bonsall pairs an upper-quartile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 12%
household income, US ZIPs
Top 3%
home value, US ZIPs
106
people per sq mi
69%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 92003 against every reporting US ZIP.

ZIP code 92003 is classified by USPS as a standard delivery area and covers roughly 44.9 square miles in Bonsall, San Diego County, California. The area is home to 4,746 residents, producing a population density of 106 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 92003 against California and the nation.

On the economic side, the median household income for ZIP 92003 sits at $113,216 (11% above the California average), while per-capita income is $58,011. The poverty rate stands at 18.2% and the unemployment rate at 3.3%. On housing, the median home value is $926,700 (20% above the state average) with median rent at $2,252 per month, and 68.8% of occupied units are owner-occupied, a direct signal of whether 92003 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 43.9% of adults hold a bachelor's degree or higher, the median age is 44, and the average commute is 30 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing San Diego County, so you can benchmark 92003 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 92003

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 92003.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 92003, Bonsall, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

4,746

Population

44.9

Area (sq mi)

106

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 92003?

44.0

Median Age

50.8%

Male

49.2%

Female

18.6%

Foreign-Born

White 56.4%
African American 1.2%
Asian 3.6%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 31.1%
Hispanic or Latino 34.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$113,216

Median Household Income

+11% vs state

$58,011

Per Capita Income

18.2%

Poverty Rate

3.3%

Unemployment Rate

30.2 min

Mean Commute Time

How ZIP 92003 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$113,216 Top 12% higher than 88% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.9%
Bachelor's Degree or Higher 43.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,852

Total Housing Units

1,751

Occupied Units

101

Vacant Units

2.81

Avg Household Size

Occupancy Type

Owner 68.8%
Renter 31.2%

$926,700

Median Home Value

+20% vs state

$2,252

Median Rent

1989

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.0%

YoY Change (2024)

326

HPI Index (2000 = 100)

+226%

Total Change Since 2000

Home values in ZIP 92003 have increased 7.0% over the past year (2024). Since 2000, this ZIP has seen +226% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.5% 198
2021 +12.7% 223
2022 +28.5% 286
2023 +6.7% 305
2024 +7.0% 326

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 188 business establishments in ZIP 92003, employing approximately 1,255 people with a combined annual payroll of $58,291,000.

188

Businesses

1,255

Employees

$58.3M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 29 15.4%
Construction 24 12.8%
Administrative and support and waste management and remediation services 16 8.5%
Finance and insurance 15 8.0%
Retail trade 14 7.5%
Real estate and rental and leasing 14 7.5%
Wholesale trade 13 6.9%
Health care and social assistance 13 6.9%
Accommodation and food services 13 6.9%
Other services (except public administration) 11 5.8%
Arts, entertainment, and recreation 9 4.8%
Educational services 5 2.7%
Agriculture, forestry, fishing and hunting 4 2.1%
Manufacturing 4 2.1%
Transportation and warehousing 3 1.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 92003 vs 92084 →

ZIP 92003 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 92003 ranks #0 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 92003 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 92003 ranks #2 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
92084 Vista, CA 47,654 4.4 mi
92028 Fallbrook, CA 46,239 7.1 mi
92057 Oceanside, CA 54,096 5.6 mi
92083 Vista, CA 36,975 6.7 mi
92069 San Marcos, CA 46,369 8.3 mi
92026 Escondido, CA 48,922 7.0 mi
92058 Oceanside, CA 42,436 8.2 mi
92081 Vista, CA 27,404 8.7 mi
92056 Oceanside, CA 51,835 7.8 mi
92010 Carlsbad, CA 14,382 10.2 mi

More ZIP Codes in San Diego County

Frequently Asked Questions

What county is ZIP code 92003 in?
ZIP code 92003 (Bonsall) is located in San Diego County, California. San Diego County contains multiple ZIP codes, see the full list at /counties/san-diego-ca.
What is the population of ZIP code 92003?
ZIP code 92003 in Bonsall, CA has a population of 4,746 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 92003?
The median household income in ZIP 92003 is $113,216, which is 48% above the national average of $76,288.
What is the average home value in ZIP 92003?
The median home value in ZIP 92003 is $926,700, which is 233% above the national average of $278,155.
What is the demographic makeup of ZIP 92003?
The largest racial group in ZIP 92003 is White at 56.4%. Hispanic or Latino residents make up 34.2% of the population.
How many businesses are in ZIP code 92003?
ZIP code 92003 has 188 business establishments employing approximately 1,255 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 92003?
The top industries by establishment count in ZIP 92003 are: Professional, scientific, and technical services (29), Construction (24), Administrative and support and waste management and remediation services (16). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 92003?
According to the FHFA House Price Index, home values in ZIP 92003 increased by 7.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 226%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 92003?
In ZIP code 92003, 61.9% of residents aged 25+ have a high school diploma or higher, and 43.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 92003?
The mean commute time for workers in ZIP code 92003 is 30.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 92003?
In ZIP code 92003, approximately 68.8% of occupied housing units are owner-occupied and 31.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 92003?
The poverty rate in ZIP code 92003 is 18.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Bonsall, CA

Verify and explore additional data for this area using these official government sources.