Bonsall, CA · standard
ZIP Code 92003
San Diego County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,746
- 106/sq mi Moderate-density area
- $113,216
- Median income Above-median income area
- $926,700
- Median home value Above-median home value
- 43.9%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Bonsall pairs an upper-quartile household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 12%
- household income, US ZIPs
- Top 3%
- home value, US ZIPs
- 106
- people per sq mi
- 69%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 92003 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 92003 (Bonsall, CA) rose +7.0% from 2023 to 2024. The all-transactions index moved from 305.0 in 2023 to 326.3 in 2024 (2000 = 100).
ZIP code 92003 covers 44.9 square miles in Bonsall, San Diego County, California (a standard USPS delivery area), with a modest 4,746 residents on file, a density of 106 people per square mile, in the Los Angeles time zone.
ZIP 92003 skews affluent, with a median household income of $113,216 (11% above the average California ZIP), while per-capita income is $58,011. The poverty rate is 18.2%, with unemployment at 3.3%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $926,700 (20% above the average California ZIP), while 68.8% of occupied homes are owner-occupied and median rent is $2,252.
A solid share of residents have a four-year degree: 43.9% of adults hold a bachelor's degree or higher, the median age is 44, and the average commute is 30 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in San Diego County, so 92003 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 92003
Top 5 sectors by establishment count in Bonsall, CA
Which industries have the most business establishments in ZIP 92003.
- Professional, scientific, and technical services
Professional, scientific, and technical services
29 establishments
- Construction
Construction
24 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
16 establishments
- Finance and insurance
Finance and insurance
15 establishments
- Retail trade
Retail trade
14 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 92003, Bonsall, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
4,746
Population
44.9
Area (sq mi)
106
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 92003?
44.0
Median Age
50.8%
Male
49.2%
Female
18.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$113,216
Median Household Income
+11% vs state ZIP avg
$58,011
Per Capita Income
18.2%
Poverty Rate
3.3%
Unemployment Rate
30.2 min
Mean Commute Time
How ZIP 92003 ranks among California ZIPs
Bonsall, CA household income vs. every California ZIP code
Median household income among 1,583 reporting California ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$113,216 Top 32% higher than 68% of 1,583 California ZIPs
Each bar is a $20K-wide band; taller bars hold more California ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,852housing units
1,852
Total Housing Units
1,751
Occupied Units
101
Vacant Units
2.81
Avg Household Size
Occupancy Type
$926,700
Median Home Value
+20% vs state ZIP avg
$2,252
Median Rent
1989
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.0%
YoY Change (2024)
326
HPI Index (2000 = 100)
+226%
Total Change Since 2000
Home values in ZIP 92003 have increased 7.0% over the past year (2024). Since 2000, this ZIP has seen +226% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.5% | 198 |
| 2021 | +12.7% | 223 |
| 2022 | +28.5% | 286 |
| 2023 | +6.7% | 305 |
| 2024 | +7.0% | 326 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 188 business establishments in ZIP 92003, employing approximately 1,255 people with a combined annual payroll of $58,291,000.
188
Businesses
1,255
Employees
$58.3M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 29 | 15.4% |
| Construction | 24 | 12.8% |
| Administrative and support and waste management and remediation services | 16 | 8.5% |
| Finance and insurance | 15 | 8.0% |
| Retail trade | 14 | 7.5% |
| Real estate and rental and leasing | 14 | 7.5% |
| Wholesale trade | 13 | 6.9% |
| Health care and social assistance | 13 | 6.9% |
| Accommodation and food services | 13 | 6.9% |
| Other services (except public administration) | 11 | 5.8% |
| Arts, entertainment, and recreation | 9 | 4.8% |
| Educational services | 5 | 2.7% |
| Agriculture, forestry, fishing and hunting | 4 | 2.1% |
| Manufacturing | 4 | 2.1% |
| Transportation and warehousing | 3 | 1.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 92003 vs 92084 →
ZIP 92003 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 92057
Oceanside (92057)
54,096 residents
- 92056
Oceanside (92056)
51,835 residents
- 92026
Escondido (92026)
48,922 residents
- 92084
Vista (92084)
47,654 residents
- 92069
San Marcos (92069)
46,369 residents
- 92028
Fallbrook (92028)
46,239 residents
- 92058
Oceanside (92058)
42,436 residents
- 92083
Vista (92083)
36,975 residents
- 92081
Vista (92081)
27,404 residents
What this shows Among its immediate neighbors, ZIP 92003 ranks #0 by population - useful context the national average alone can't give.
ZIP 92003 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 92010
Carlsbad (92010)
$129,926 median income
- 92003
Bonsall (92003)
$113,216 median income
- 92028
Fallbrook (92028)
$111,290 median income
- 92057
Oceanside (92057)
$108,814 median income
- 92056
Oceanside (92056)
$106,272 median income
- 92081
Vista (92081)
$105,379 median income
- 92026
Escondido (92026)
$104,561 median income
- 92084
Vista (92084)
$98,577 median income
- 92069
San Marcos (92069)
$96,771 median income
What this shows By household income, ZIP 92003 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 92084 | Vista, CA | 47,654 | 4.4 mi |
| 92028 | Fallbrook, CA | 46,239 | 7.1 mi |
| 92057 | Oceanside, CA | 54,096 | 5.6 mi |
| 92083 | Vista, CA | 36,975 | 6.7 mi |
| 92069 | San Marcos, CA | 46,369 | 8.3 mi |
| 92026 | Escondido, CA | 48,922 | 7.0 mi |
| 92058 | Oceanside, CA | 42,436 | 8.2 mi |
| 92081 | Vista, CA | 27,404 | 8.7 mi |
| 92056 | Oceanside, CA | 51,835 | 7.8 mi |
| 92010 | Carlsbad, CA | 14,382 | 10.2 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 92003, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (4,746 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in San Diego County
Related Areas
Frequently Asked Questions
What county is ZIP code 92003 in?
ZIP code 92003 (Bonsall) is located in San Diego County, California. San Diego County contains multiple ZIP codes, see the full list at /counties/san-diego-ca.
What is the population of ZIP code 92003?
ZIP code 92003 in Bonsall, CA has a population of 4,746 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 92003?
The median household income in ZIP 92003 is $113,216, which is 48% above the national average of $76,288.
What is the average home value in ZIP 92003?
The median home value in ZIP 92003 is $926,700, which is 233% above the national average of $278,155.
What is the demographic makeup of ZIP 92003?
The largest racial group in ZIP 92003 is White at 56.4%. Hispanic or Latino residents make up 34.2% of the population.
How many businesses are in ZIP code 92003?
ZIP code 92003 has 188 business establishments employing approximately 1,255 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 92003?
The top industries by establishment count in ZIP 92003 are: Professional, scientific, and technical services (29), Construction (24), Administrative and support and waste management and remediation services (16). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 92003?
According to the FHFA House Price Index, home values in ZIP 92003 increased by 7.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 226%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 92003?
In ZIP code 92003, 61.9% of residents aged 25+ have a high school diploma or higher, and 43.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 92003?
The mean commute time for workers in ZIP code 92003 is 30.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 92003?
In ZIP code 92003, approximately 68.8% of occupied housing units are owner-occupied and 31.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 92003?
The poverty rate in ZIP code 92003 is 18.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 92003's numbers, next.
- See how ZIP 92003 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Bonsall, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.