Oceanside, CA · standard

ZIP Code 92057

San Diego County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

54,096
1,384/sq mi
$108,814
Median income
$743,200
Median home value
33.0%
Bachelor's or higher

The verdict

Oceanside pairs an upper-quartile household income with top-decile home values, in a low-density, homeowner-dominated and unusually populous area.

Top 14%
household income, US ZIPs
Top 5%
home value, US ZIPs
1,384
people per sq mi
69%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 92057 against every reporting US ZIP.

ZIP code 92057 is classified by USPS as a standard delivery area and covers roughly 39.1 square miles in Oceanside, San Diego County, California. The area is home to 54,096 residents, producing a population density of 1,384 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 92057 against California and the nation.

On the economic side, the median household income for ZIP 92057 sits at $108,814 (7% above the California average), while per-capita income is $44,545. The poverty rate stands at 7.0% and the unemployment rate at 4.1%. On housing, the median home value is $743,200 (4% below the state average) with median rent at $2,576 per month, and 69.1% of occupied units are owner-occupied, a direct signal of whether 92057 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 33.0% of adults hold a bachelor's degree or higher, the median age is 38.8, and the average commute is 31 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing San Diego County, so you can benchmark 92057 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 92057

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 92057.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 92057, Oceanside, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

54,096

Population

39.1

Area (sq mi)

1,384

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 92057?

38.8

Median Age

48.5%

Male

51.5%

Female

21.6%

Foreign-Born

White 43.7%
African American 5.4%
Asian 9.9%
American Indian or Alaska Native 0.9%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 28.3%
Hispanic or Latino 37.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$108,814

Median Household Income

+7% vs state

$44,545

Per Capita Income

7.0%

Poverty Rate

4.1%

Unemployment Rate

31.2 min

Mean Commute Time

How ZIP 92057 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$108,814 Top 14% higher than 86% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.7%
Bachelor's Degree or Higher 33.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

19,502

Total Housing Units

18,751

Occupied Units

751

Vacant Units

3.01

Avg Household Size

Occupancy Type

Owner 69.1%
Renter 30.9%

$743,200

Median Home Value

-4% vs state

$2,576

Median Rent

1988

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.6%

YoY Change (2024)

397

HPI Index (2000 = 100)

+297%

Total Change Since 2000

Home values in ZIP 92057 have increased 6.6% over the past year (2024). Since 2000, this ZIP has seen +297% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.7% 253
2021 +15.0% 291
2022 +18.0% 344
2023 +8.5% 373
2024 +6.6% 397

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 535 business establishments in ZIP 92057, employing approximately 4,614 people with a combined annual payroll of $196,412,000.

535

Businesses

4,614

Employees

$196.4M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 102 19.1%
Health care and social assistance 59 11.0%
Construction 58 10.8%
Administrative and support and waste management and remediation services 47 8.8%
Retail trade 45 8.4%
Real estate and rental and leasing 43 8.0%
Accommodation and food services 42 7.8%
Other services (except public administration) 33 6.2%
Finance and insurance 27 5.0%
Wholesale trade 21 3.9%
Transportation and warehousing 15 2.8%
Educational services 14 2.6%
Information 12 2.2%
Arts, entertainment, and recreation 10 1.9%
Manufacturing 4 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 92057 vs 92056 →

ZIP 92057 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 92057 ranks the most populous — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 92057 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 92057 ranks #4 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
92056 Oceanside, CA 51,835 3.6 mi
92058 Oceanside, CA 42,436 3.2 mi
92083 Vista, CA 36,975 4.5 mi
92010 Carlsbad, CA 14,382 6.7 mi
92084 Vista, CA 47,654 5.2 mi
92003 Bonsall, CA 4,746 5.6 mi
92081 Vista, CA 27,404 6.8 mi
92008 Carlsbad, CA 27,649 7.7 mi
92011 Carlsbad, CA 22,405 10.2 mi
92054 Oceanside, CA 40,375 8.4 mi

More ZIP Codes in San Diego County

Frequently Asked Questions

What county is ZIP code 92057 in?
ZIP code 92057 (Oceanside) is located in San Diego County, California. San Diego County contains multiple ZIP codes, see the full list at /counties/san-diego-ca.
What is the population of ZIP code 92057?
ZIP code 92057 in Oceanside, CA has a population of 54,096 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 92057?
The median household income in ZIP 92057 is $108,814, which is 43% above the national average of $76,288.
What is the average home value in ZIP 92057?
The median home value in ZIP 92057 is $743,200, which is 167% above the national average of $278,155.
What is the demographic makeup of ZIP 92057?
The largest racial group in ZIP 92057 is White at 43.7%. Hispanic or Latino residents make up 37.6% of the population.
How many businesses are in ZIP code 92057?
ZIP code 92057 has 535 business establishments employing approximately 4,614 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 92057?
The top industries by establishment count in ZIP 92057 are: Professional, scientific, and technical services (102), Health care and social assistance (59), Construction (58). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 92057?
According to the FHFA House Price Index, home values in ZIP 92057 increased by 6.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 297%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 92057?
In ZIP code 92057, 53.7% of residents aged 25+ have a high school diploma or higher, and 33.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 92057?
The mean commute time for workers in ZIP code 92057 is 31.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 92057?
In ZIP code 92057, approximately 69.1% of occupied housing units are owner-occupied and 30.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 92057?
The poverty rate in ZIP code 92057 is 7.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Oceanside, CA

Verify and explore additional data for this area using these official government sources.