Oceanside, CA · standard
ZIP Code 92054
San Diego County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 40,375
- 1,303/sq mi
- $82,408
- Median income
- $908,900
- Median home value
- 39.1%
- Bachelor's or higher
The verdict
Oceanside pairs an above-median household income with top-decile home values, in a low-density, renter-heavy area.
- Top 35%
- household income, US ZIPs
- Top 3%
- home value, US ZIPs
- 1,303
- people per sq mi
- 39%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 92054 against every reporting US ZIP.
ZIP code 92054 is classified by USPS as a standard delivery area and covers roughly 31.0 square miles in Oceanside, San Diego County, California. The area is home to 40,375 residents, producing a population density of 1,303 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 92054 against California and the nation.
On the economic side, the median household income for ZIP 92054 sits at $82,408 (19% below the California average), while per-capita income is $47,250. The poverty rate stands at 12.6% and the unemployment rate at 5.9%. On housing, the median home value is $908,900 (18% above the state average) with median rent at $1,979 per month, and 39.1% of occupied units are owner-occupied, a direct signal of whether 92054 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 39.1% of adults hold a bachelor's degree or higher, the median age is 39.1, and the average commute is 25 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing San Diego County, so you can benchmark 92054 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 92054
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 92054.
- Accommodation and food services
Accommodation and food services
237 establishments
- Retail trade
Retail trade
218 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
174 establishments
- Health care and social assistance
Health care and social assistance
161 establishments
- Other services (except public administration)
Other services (except public administration)
146 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 92054, Oceanside, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
40,375
Population
31.0
Area (sq mi)
1,303
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 92054?
39.1
Median Age
52.6%
Male
47.4%
Female
23.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$82,408
Median Household Income
-19% vs state
$47,250
Per Capita Income
12.6%
Poverty Rate
5.9%
Unemployment Rate
25.4 min
Mean Commute Time
How ZIP 92054 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$82,408 Top 35% higher than 65% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
18,472
Total Housing Units
15,513
Occupied Units
2,959
Vacant Units
2.44
Avg Household Size
Occupancy Type
$908,900
Median Home Value
+18% vs state
$1,979
Median Rent
1976
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.7%
YoY Change (2024)
444
HPI Index (2000 = 100)
+344%
Total Change Since 2000
Home values in ZIP 92054 have increased 5.7% over the past year (2024). Since 2000, this ZIP has seen +344% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.1% | 289 |
| 2021 | +12.9% | 326 |
| 2022 | +19.1% | 388 |
| 2023 | +8.2% | 420 |
| 2024 | +5.7% | 444 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,396 business establishments in ZIP 92054, employing approximately 14,957 people with a combined annual payroll of $649,350,000.
1,396
Businesses
14,957
Employees
$649.4M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 237 | 17.0% |
| Retail trade | 218 | 15.6% |
| Professional, scientific, and technical services | 174 | 12.5% |
| Health care and social assistance | 161 | 11.5% |
| Other services (except public administration) | 146 | 10.5% |
| Construction | 102 | 7.3% |
| Real estate and rental and leasing | 89 | 6.4% |
| Finance and insurance | 56 | 4.0% |
| Administrative and support and waste management and remediation services | 51 | 3.6% |
| Manufacturing | 38 | 2.7% |
| Arts, entertainment, and recreation | 31 | 2.2% |
| Wholesale trade | 28 | 2.0% |
| Information | 28 | 2.0% |
| Educational services | 19 | 1.4% |
| Transportation and warehousing | 15 | 1.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 92054 vs 92058 →
ZIP 92054 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 92057
Oceanside (92057)
54,096 residents
- 92056
Oceanside (92056)
51,835 residents
- 92058
Oceanside (92058)
42,436 residents
- 92054
Oceanside (92054)
40,375 residents
- 92008
Carlsbad (92008)
27,649 residents
- 92055 15,655
Camp Pendleton (92055)
15,655 residents
- 92010 14,382
Carlsbad (92010)
14,382 residents
What this shows Among its immediate neighbors, ZIP 92054 ranks #4 by population — useful context the national average alone can't give.
ZIP 92054 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 92010
Carlsbad (92010)
$129,926 median income
- 92057
Oceanside (92057)
$108,814 median income
- 92056
Oceanside (92056)
$106,272 median income
- 92008
Carlsbad (92008)
$104,995 median income
- 92054
Oceanside (92054)
$82,408 median income
- 92058
Oceanside (92058)
$69,970 median income
What this shows By household income, ZIP 92054 ranks #5 of 6 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in San Diego County
Related Areas
Frequently Asked Questions
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What is the population of ZIP code 92054? ▼
What is the median household income in ZIP 92054? ▼
What is the average home value in ZIP 92054? ▼
What is the demographic makeup of ZIP 92054? ▼
How many businesses are in ZIP code 92054? ▼
What are the main industries in ZIP code 92054? ▼
How have home values changed in ZIP code 92054? ▼
What is the education level in ZIP code 92054? ▼
What is the average commute time in ZIP 92054? ▼
What percentage of residents own vs. rent in ZIP 92054? ▼
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ZIP Code Research Guides
Official Data Resources for Oceanside, CA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.