Oceanside, CA · standard
ZIP Code 92054
San Diego County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 40,375
- 1,303/sq mi High-density area
- $82,408
- Median income Near-median income area
- $908,900
- Median home value Above-median home value
- 39.1%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Oceanside pairs an above-median household income with top-decile home values, in a low-density, renter-heavy area.
- Top 35%
- household income, US ZIPs
- Top 3%
- home value, US ZIPs
- 1,303
- people per sq mi
- 39%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 92054 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 92054 (Oceanside, CA) rose +5.7% from 2023 to 2024. The all-transactions index moved from 420.0 in 2023 to 443.8 in 2024 (2000 = 100).
ZIP code 92054 is a densely settled ZIP (a standard USPS delivery area) in Oceanside, San Diego County, California, with 40,375 residents across 31.0 square miles, a density of 1,303 people per square mile, in the Los Angeles time zone.
ZIP 92054 lands in the middle-income range, with a median household income of $82,408 (19% below the average California ZIP), while per-capita income is $47,250. The poverty rate is 12.6%, with unemployment at 5.9%; those measures add context to the income figure. Housing costs run above the statewide ZIP benchmark while renting is common: median home value is $908,900 (18% above the average California ZIP), with only 39.1% owner-occupied homes and median rent of $1,979.
A solid share of residents have a four-year degree: 39.1% of adults hold a bachelor's degree or higher, the median age is 39.1, and the average commute is 25 minutes. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in San Diego County, so 92054 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 92054
Top 5 sectors by establishment count in Oceanside, CA
Which industries have the most business establishments in ZIP 92054.
- Accommodation and food services
Accommodation and food services
237 establishments
- Retail trade
Retail trade
218 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
174 establishments
- Health care and social assistance
Health care and social assistance
161 establishments
- Other services (except public administration)
Other services (except public administration)
146 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 92054, Oceanside, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
40,375
Population
31.0
Area (sq mi)
1,303
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 92054?
39.1
Median Age
52.6%
Male
47.4%
Female
23.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$82,408
Median Household Income
-19% vs state ZIP avg
$47,250
Per Capita Income
12.6%
Poverty Rate
5.9%
Unemployment Rate
25.4 min
Mean Commute Time
How ZIP 92054 ranks nationally
Oceanside, CA household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$82,408 Top 35% higher than 65% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
18,472housing units
18,472
Total Housing Units
15,513
Occupied Units
2,959
Vacant Units
2.44
Avg Household Size
Occupancy Type
$908,900
Median Home Value
+18% vs state ZIP avg
$1,979
Median Rent
1976
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.7%
YoY Change (2024)
444
HPI Index (2000 = 100)
+344%
Total Change Since 2000
Home values in ZIP 92054 have increased 5.7% over the past year (2024). Since 2000, this ZIP has seen +344% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.1% | 289 |
| 2021 | +12.9% | 326 |
| 2022 | +19.1% | 388 |
| 2023 | +8.2% | 420 |
| 2024 | +5.7% | 444 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,396 business establishments in ZIP 92054, employing approximately 14,957 people with a combined annual payroll of $649,350,000.
1,396
Businesses
14,957
Employees
$649.4M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 237 | 17.0% |
| Retail trade | 218 | 15.6% |
| Professional, scientific, and technical services | 174 | 12.5% |
| Health care and social assistance | 161 | 11.5% |
| Other services (except public administration) | 146 | 10.5% |
| Construction | 102 | 7.3% |
| Real estate and rental and leasing | 89 | 6.4% |
| Finance and insurance | 56 | 4.0% |
| Administrative and support and waste management and remediation services | 51 | 3.6% |
| Manufacturing | 38 | 2.7% |
| Arts, entertainment, and recreation | 31 | 2.2% |
| Wholesale trade | 28 | 2.0% |
| Information | 28 | 2.0% |
| Educational services | 19 | 1.4% |
| Transportation and warehousing | 15 | 1.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 92054 vs 92058 →
ZIP 92054 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 92057
Oceanside (92057)
54,096 residents
- 92056
Oceanside (92056)
51,835 residents
- 92058
Oceanside (92058)
42,436 residents
- 92054
Oceanside (92054)
40,375 residents
- 92008
Carlsbad (92008)
27,649 residents
- 92055 15,655
Camp Pendleton (92055)
15,655 residents
- 92010 14,382
Carlsbad (92010)
14,382 residents
What this shows Among its immediate neighbors, ZIP 92054 ranks #4 by population - useful context the national average alone can't give.
ZIP 92054 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 92010
Carlsbad (92010)
$129,926 median income
- 92057
Oceanside (92057)
$108,814 median income
- 92056
Oceanside (92056)
$106,272 median income
- 92008
Carlsbad (92008)
$104,995 median income
- 92054
Oceanside (92054)
$82,408 median income
- 92058
Oceanside (92058)
$69,970 median income
What this shows By household income, ZIP 92054 ranks #5 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 92054, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (40,375 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in San Diego County
Related Areas
Frequently Asked Questions
What county is ZIP code 92054 in?
ZIP code 92054 (Oceanside) is located in San Diego County, California. San Diego County contains multiple ZIP codes, see the full list at /counties/san-diego-ca.
What is the population of ZIP code 92054?
ZIP code 92054 in Oceanside, CA has a population of 40,375 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 92054?
The median household income in ZIP 92054 is $82,408, which is 8% above the national average of $76,288.
What is the average home value in ZIP 92054?
The median home value in ZIP 92054 is $908,900, which is 227% above the national average of $278,155.
What is the demographic makeup of ZIP 92054?
The largest racial group in ZIP 92054 is White at 50.6%. Hispanic or Latino residents make up 39.3% of the population.
How many businesses are in ZIP code 92054?
ZIP code 92054 has 1,396 business establishments employing approximately 14,957 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 92054?
The top industries by establishment count in ZIP 92054 are: Accommodation and food services (237), Retail trade (218), Professional, scientific, and technical services (174). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 92054?
According to the FHFA House Price Index, home values in ZIP 92054 increased by 5.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 344%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 92054?
In ZIP code 92054, 58.0% of residents aged 25+ have a high school diploma or higher, and 39.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 92054?
The mean commute time for workers in ZIP code 92054 is 25.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 92054?
In ZIP code 92054, approximately 39.1% of occupied housing units are owner-occupied and 60.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 92054?
The poverty rate in ZIP code 92054 is 12.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 92054's numbers, next.
- See how ZIP 92054 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Oceanside, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.