PlainZIP

Oceanside, CA · standard

ZIP Code 92054

San Diego County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

40,375
1,303/sq mi
$82,408
Median income
$908,900
Median home value
39.1%
Bachelor's or higher

The verdict

Oceanside pairs an above-median household income with top-decile home values, in a low-density, renter-heavy area.

Top 35%
household income, US ZIPs
Top 3%
home value, US ZIPs
1,303
people per sq mi
39%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 92054 against every reporting US ZIP.

ZIP code 92054 is a densely settled ZIP (a standard USPS delivery area) in Oceanside, San Diego County, California, with 40,375 residents across 31.0 square miles, a density of 1,303 people per square mile, in the Los Angeles time zone.

ZIP 92054 lands in the middle-income range, with a median household income of $82,408 (19% below the California average), while per-capita income is $47,250. 12.6% of residents live below the poverty line, and the unemployment rate reads 5.9%. On housing, the median home value is $908,900 (18% above the state average) with median rent at $1,979 per month, and 39.1% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 39.1% of adults hold a bachelor's degree or higher, the median age is 39.1, and the average commute is 25 minutes. Beyond these figures, 6 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing San Diego County, letting you compare 92054 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 92054

Top 5 sectors by establishment count in Oceanside, CA

Which industries have the most business establishments in ZIP 92054.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 92054, Oceanside, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

40,375

Population

31.0

Area (sq mi)

1,303

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 92054?

39.1

Median Age

52.6%

Male

47.4%

Female

23.2%

Foreign-Born

White 50.6%
African American 4.8%
Asian 4.3%
American Indian or Alaska Native 3.1%
Native Hawaiian or Pacific Islander 0.7%
Two or More Ethnicities 24.7%
Hispanic or Latino 39.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$82,408

Median Household Income

-19% vs state

$47,250

Per Capita Income

12.6%

Poverty Rate

5.9%

Unemployment Rate

25.4 min

Mean Commute Time

How ZIP 92054 ranks nationally

Oceanside, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$82,408 Top 35% higher than 65% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.0%
Bachelor's Degree or Higher 39.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

18,472

Total Housing Units

15,513

Occupied Units

2,959

Vacant Units

2.44

Avg Household Size

Occupancy Type

Owner 39.1%
Renter 60.9%

$908,900

Median Home Value

+18% vs state

$1,979

Median Rent

1976

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.7%

YoY Change (2024)

444

HPI Index (2000 = 100)

+344%

Total Change Since 2000

Home values in ZIP 92054 have increased 5.7% over the past year (2024). Since 2000, this ZIP has seen +344% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.1% 289
2021 +12.9% 326
2022 +19.1% 388
2023 +8.2% 420
2024 +5.7% 444

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,396 business establishments in ZIP 92054, employing approximately 14,957 people with a combined annual payroll of $649,350,000.

1,396

Businesses

14,957

Employees

$649.4M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 237 17.0%
Retail trade 218 15.6%
Professional, scientific, and technical services 174 12.5%
Health care and social assistance 161 11.5%
Other services (except public administration) 146 10.5%
Construction 102 7.3%
Real estate and rental and leasing 89 6.4%
Finance and insurance 56 4.0%
Administrative and support and waste management and remediation services 51 3.6%
Manufacturing 38 2.7%
Arts, entertainment, and recreation 31 2.2%
Wholesale trade 28 2.0%
Information 28 2.0%
Educational services 19 1.4%
Transportation and warehousing 15 1.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 92054 vs 92058 →

ZIP 92054 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 92054 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 92054 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 92054 ranks #5 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
92058 Oceanside, CA 42,436 5.3 mi
92055 Camp Pendleton, CA 15,655 7.9 mi
92057 Oceanside, CA 54,096 8.4 mi
92056 Oceanside, CA 51,835 9.6 mi
92008 Carlsbad, CA 27,649 11.0 mi
92010 Carlsbad, CA 14,382 11.7 mi

More ZIP Codes in San Diego County

91911 standard
Chula Vista, CA
Pop: 82,999
92154 standard
San Diego, CA
Pop: 79,708
91910 standard
Chula Vista, CA
Pop: 75,802
92126 standard
San Diego, CA
Pop: 73,343
92105 standard
San Diego, CA
Pop: 69,813
92114 standard
San Diego, CA
Pop: 65,433

Related Areas

San Diego County Oceanside, CA California

Frequently Asked Questions

What county is ZIP code 92054 in? ▼
ZIP code 92054 (Oceanside) is located in San Diego County, California. San Diego County contains multiple ZIP codes, see the full list at /counties/san-diego-ca.
What is the population of ZIP code 92054? ▼
ZIP code 92054 in Oceanside, CA has a population of 40,375 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 92054? ▼
The median household income in ZIP 92054 is $82,408, which is 8% above the national average of $76,288.
What is the average home value in ZIP 92054? ▼
The median home value in ZIP 92054 is $908,900, which is 227% above the national average of $278,155.
What is the demographic makeup of ZIP 92054? ▼
The largest racial group in ZIP 92054 is White at 50.6%. Hispanic or Latino residents make up 39.3% of the population.
How many businesses are in ZIP code 92054? ▼
ZIP code 92054 has 1,396 business establishments employing approximately 14,957 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 92054? ▼
The top industries by establishment count in ZIP 92054 are: Accommodation and food services (237), Retail trade (218), Professional, scientific, and technical services (174). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 92054? ▼
According to the FHFA House Price Index, home values in ZIP 92054 increased by 5.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 344%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 92054? ▼
In ZIP code 92054, 58.0% of residents aged 25+ have a high school diploma or higher, and 39.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 92054? ▼
The mean commute time for workers in ZIP code 92054 is 25.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 92054? ▼
In ZIP code 92054, approximately 39.1% of occupied housing units are owner-occupied and 60.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 92054? ▼
The poverty rate in ZIP code 92054 is 12.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.