Oceanside, CA · standard

ZIP Code 92056

San Diego County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

51,835
1,609/sq mi
$106,272
Median income
$773,200
Median home value
41.3%
Bachelor's or higher

The verdict

Oceanside pairs an upper-quartile household income with top-decile home values, in a low-density, homeowner-dominated and unusually populous area.

Top 15%
household income, US ZIPs
Top 5%
home value, US ZIPs
1,609
people per sq mi
68%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 92056 against every reporting US ZIP.

ZIP code 92056 is classified by USPS as a standard delivery area and covers roughly 32.2 square miles in Oceanside, San Diego County, California. The area is home to 51,835 residents, producing a population density of 1,609 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 92056 against California and the nation.

On the economic side, the median household income for ZIP 92056 sits at $106,272 (5% above the California average), while per-capita income is $48,025. The poverty rate stands at 5.2% and the unemployment rate at 5.4%. On housing, the median home value is $773,200 (0% above the state average) with median rent at $2,609 per month, and 68.1% of occupied units are owner-occupied, a direct signal of whether 92056 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 41.3% of adults hold a bachelor's degree or higher, the median age is 40.4, and the average commute is 29 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing San Diego County, so you can benchmark 92056 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 92056

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 92056.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 92056, Oceanside, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

51,835

Population

32.2

Area (sq mi)

1,609

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 92056?

40.4

Median Age

50.8%

Male

49.2%

Female

19.5%

Foreign-Born

White 51.3%
African American 3.3%
Asian 10.0%
American Indian or Alaska Native 0.8%
Native Hawaiian or Pacific Islander 0.7%
Two or More Ethnicities 24.8%
Hispanic or Latino 32.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$106,272

Median Household Income

+5% vs state

$48,025

Per Capita Income

5.2%

Poverty Rate

5.4%

Unemployment Rate

28.7 min

Mean Commute Time

How ZIP 92056 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$106,272 Top 15% higher than 85% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.0%
Bachelor's Degree or Higher 41.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

20,678

Total Housing Units

19,761

Occupied Units

917

Vacant Units

2.69

Avg Household Size

Occupancy Type

Owner 68.1%
Renter 31.9%

$773,200

Median Home Value

+0% vs state

$2,609

Median Rent

1986

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.9%

YoY Change (2024)

406

HPI Index (2000 = 100)

+306%

Total Change Since 2000

Home values in ZIP 92056 have increased 8.9% over the past year (2024). Since 2000, this ZIP has seen +306% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.1% 248
2021 +16.9% 290
2022 +19.3% 346
2023 +7.8% 373
2024 +8.9% 406

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,230 business establishments in ZIP 92056, employing approximately 20,198 people with a combined annual payroll of $1,248,909,000.

1,230

Businesses

20,198

Employees

$1.2B

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 165 13.4%
Health care and social assistance 162 13.2%
Construction 139 11.3%
Wholesale trade 98 8.0%
Manufacturing 96 7.8%
Retail trade 96 7.8%
Other services (except public administration) 95 7.7%
Accommodation and food services 93 7.6%
Administrative and support and waste management and remediation services 69 5.6%
Real estate and rental and leasing 66 5.4%
Finance and insurance 54 4.4%
Transportation and warehousing 24 1.9%
Arts, entertainment, and recreation 24 1.9%
Educational services 18 1.5%
Information 13 1.1%
Management of companies and enterprises 13 1.1%
Agriculture, forestry, fishing and hunting 3 0.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 92056 vs 92083 →

ZIP 92056 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 92056 ranks #2 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 92056 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 92056 ranks #5 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
92083 Vista, CA 36,975 2.4 mi
92010 Carlsbad, CA 14,382 3.1 mi
92057 Oceanside, CA 54,096 3.6 mi
92008 Carlsbad, CA 27,649 4.2 mi
92081 Vista, CA 27,404 3.8 mi
92011 Carlsbad, CA 22,405 6.5 mi
92084 Vista, CA 47,654 5.0 mi
92058 Oceanside, CA 42,436 5.6 mi
92009 Carlsbad, CA 40,747 7.8 mi
92069 San Marcos, CA 46,369 7.8 mi

More ZIP Codes in San Diego County

Frequently Asked Questions

What county is ZIP code 92056 in?
ZIP code 92056 (Oceanside) is located in San Diego County, California. San Diego County contains multiple ZIP codes, see the full list at /counties/san-diego-ca.
What is the population of ZIP code 92056?
ZIP code 92056 in Oceanside, CA has a population of 51,835 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 92056?
The median household income in ZIP 92056 is $106,272, which is 39% above the national average of $76,288.
What is the average home value in ZIP 92056?
The median home value in ZIP 92056 is $773,200, which is 178% above the national average of $278,155.
What is the demographic makeup of ZIP 92056?
The largest racial group in ZIP 92056 is White at 51.3%. Hispanic or Latino residents make up 32.7% of the population.
How many businesses are in ZIP code 92056?
ZIP code 92056 has 1,230 business establishments employing approximately 20,198 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 92056?
The top industries by establishment count in ZIP 92056 are: Professional, scientific, and technical services (165), Health care and social assistance (162), Construction (139). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 92056?
According to the FHFA House Price Index, home values in ZIP 92056 increased by 8.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 306%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 92056?
In ZIP code 92056, 58.0% of residents aged 25+ have a high school diploma or higher, and 41.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 92056?
The mean commute time for workers in ZIP code 92056 is 28.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 92056?
In ZIP code 92056, approximately 68.1% of occupied housing units are owner-occupied and 31.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 92056?
The poverty rate in ZIP code 92056 is 5.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Oceanside, CA

Verify and explore additional data for this area using these official government sources.