Oceanside, CA · standard

ZIP Code 92058

San Diego County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

42,436
584/sq mi
$69,970
Median income
$670,200
Median home value
27.0%
Bachelor's or higher

The verdict

Oceanside pairs a below-median household income with top-decile home values, in a low-density, renter-heavy area.

47th pct
household income, US ZIPs
Top 7%
home value, US ZIPs
584
people per sq mi
25%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 92058 against every reporting US ZIP.

ZIP code 92058 is classified by USPS as a standard delivery area and covers roughly 72.7 square miles in Oceanside, San Diego County, California. The area is home to 42,436 residents, producing a population density of 584 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 92058 against California and the nation.

On the economic side, the median household income for ZIP 92058 sits at $69,970 (31% below the California average), while per-capita income is $29,801. The poverty rate stands at 8.9% and the unemployment rate at 4.2%. On housing, the median home value is $670,200 (13% below the state average) with median rent at $2,579 per month, and 25.4% of occupied units are owner-occupied, a direct signal of whether 92058 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 27.0% of adults hold a bachelor's degree or higher, the median age is 25.1, and the average commute is 22 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing San Diego County, so you can benchmark 92058 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 92058

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 92058.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 92058, Oceanside, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

42,436

Population

72.7

Area (sq mi)

584

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 92058?

25.1

Median Age

54.4%

Male

45.6%

Female

15.4%

Foreign-Born

White 46.7%
African American 6.4%
Asian 7.3%
American Indian or Alaska Native 1.0%
Native Hawaiian or Pacific Islander 0.7%
Two or More Ethnicities 25.7%
Hispanic or Latino 39.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$69,970

Median Household Income

-31% vs state

$29,801

Per Capita Income

8.9%

Poverty Rate

4.2%

Unemployment Rate

21.8 min

Mean Commute Time

How ZIP 92058 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$69,970 47th percentile higher than 47% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 50.1%
Bachelor's Degree or Higher 27.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

15,565

Total Housing Units

14,635

Occupied Units

930

Vacant Units

3.00

Avg Household Size

Occupancy Type

Owner 25.4%
Renter 74.6%

$670,200

Median Home Value

-13% vs state

$2,579

Median Rent

1994

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+13.0%

YoY Change (2024)

487

HPI Index (2000 = 100)

+387%

Total Change Since 2000

Home values in ZIP 92058 have increased 13.0% over the past year (2024). Since 2000, this ZIP has seen +387% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.4% 280
2021 +15.1% 323
2022 +27.3% 411
2023 +4.9% 431
2024 +13.0% 487

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 460 business establishments in ZIP 92058, employing approximately 5,427 people with a combined annual payroll of $302,389,000.

460

Businesses

5,427

Employees

$302.4M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 63 13.7%
Retail trade 59 12.8%
Health care and social assistance 51 11.1%
Construction 48 10.4%
Professional, scientific, and technical services 46 10.0%
Manufacturing 45 9.8%
Accommodation and food services 41 8.9%
Real estate and rental and leasing 36 7.8%
Administrative and support and waste management and remediation services 23 5.0%
Educational services 14 3.0%
Transportation and warehousing 10 2.2%
Information 10 2.2%
Finance and insurance 6 1.3%
Wholesale trade 5 1.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 92058 vs 92057 →

ZIP 92058 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 92058 ranks #4 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 92058 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 92058 ranks #null of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
92057 Oceanside, CA 54,096 3.2 mi
92054 Oceanside, CA 40,375 5.3 mi
92056 Oceanside, CA 51,835 5.6 mi
92008 Carlsbad, CA 27,649 8.7 mi
92003 Bonsall, CA 4,746 8.2 mi
92083 Vista, CA 36,975 7.3 mi
92010 Carlsbad, CA 14,382 8.5 mi
92084 Vista, CA 47,654 8.5 mi
92081 Vista, CA 27,404 9.3 mi
92055 Camp Pendleton, CA 15,655 10.1 mi

More ZIP Codes in San Diego County

Frequently Asked Questions

What county is ZIP code 92058 in?
ZIP code 92058 (Oceanside) is located in San Diego County, California. San Diego County contains multiple ZIP codes, see the full list at /counties/san-diego-ca.
What is the population of ZIP code 92058?
ZIP code 92058 in Oceanside, CA has a population of 42,436 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 92058?
The median household income in ZIP 92058 is $69,970, which is 8% below the national average of $76,288.
What is the average home value in ZIP 92058?
The median home value in ZIP 92058 is $670,200, which is 141% above the national average of $278,155.
What is the demographic makeup of ZIP 92058?
The largest racial group in ZIP 92058 is White at 46.7%. Hispanic or Latino residents make up 39.3% of the population.
How many businesses are in ZIP code 92058?
ZIP code 92058 has 460 business establishments employing approximately 5,427 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 92058?
The top industries by establishment count in ZIP 92058 are: Other services (except public administration) (63), Retail trade (59), Health care and social assistance (51). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 92058?
According to the FHFA House Price Index, home values in ZIP 92058 increased by 13.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 387%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 92058?
In ZIP code 92058, 50.1% of residents aged 25+ have a high school diploma or higher, and 27.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 92058?
The mean commute time for workers in ZIP code 92058 is 21.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 92058?
In ZIP code 92058, approximately 25.4% of occupied housing units are owner-occupied and 74.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 92058?
The poverty rate in ZIP code 92058 is 8.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Oceanside, CA

Verify and explore additional data for this area using these official government sources.