Residential delivery area · Hawaii
ZIP Code 96740: Kailua Kona, HI
ZIP code 96740 uses the postal name Kailua Kona, Hawaii and lies entirely in Hawaii County (Census 2020 ZIP-county file). About 39,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $95,542 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Kaiminani (15%), Kaloko (6%), Kailua (5%) and Kahaluu-Keauhou (2%); 71% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Kailua Kona · its only residential ZIP
- County
- Hawaii County
- Census places
- Kaiminani (15%) census-designated place; Kaloko (6%) census-designated place; Kailua (5%) census-designated place; Kahaluu-Keauhou (2%) census-designated place
- Neighborhood
- Aloha Kona GeoNames
- Micro area
- Hilo-Kailua, HI
- House district
- HI-2 119th Congress
- State
- Hawaii
- Time zone
- Hawaii-Aleutian
- Land area
- 242.4 sq mi · 162 people per sq mi
- PO Box ZIPs
- 96745 also use the name Kailua Kona
Where is ZIP code 96740?
96740 centers on 19.757°, -155.920° and covers 242.4 square miles of land plus 28.2 of water. It borders 3 ZIP codes: 96738, 96725, 96750.
The map draws ZIP code areas only. For the streets inside 96740, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0); neighborhoods from the GeoNames gazetteer (CC BY 4.0), placed in this ZIP code by PlainZIP.
How does 96740 compare with the rest of Hawaii County?
| Measure | 96740 | In Hawaii County | In HI |
|---|---|---|---|
| People (ACS 2020-2024) | 39,338 | 2nd of 28 | 15th of 97 |
| Median household income | $96k | 4th of 16 | 35th of 58 |
| Median home value | $761k | 4th of 20 | 43rd of 70 |
Its median household income is higher than in 78% of U.S. residential ZIP codes, and it is denser than 60% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 96740?
The 2020 Census counted 38,234 people in 96740; the ACS, which samples households over 2020-2024, estimates 39,338. Between the 2010 and 2020 censuses its population grew 14.7% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 39,338
- 2020 Census count
- 38,234+14.7% since 2010 (33,321)
- Households
- 13,925
- Median age
- 44.3
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 96740?
Of the 39,338 people the ACS estimates in 96740, 19.0% are under 18 and 22.0% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (44.3%), then Other or two or more (32.3%).
- Under 1819.0%
- 18 to 6459.0%
- 65 and older22.0%
- White, not Hispanic44.3%
- Other or two or more32.3%
- Asian, not Hispanic15.1%
- Hispanic or Latino7.7%
- Black, not Hispanic0.6%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 96740 earn?
Median household income is $95,542 (ACS 2020-2024), the 4th highest of the 16 ranked ZIP codes in Hawaii County. It is not measurably different from 2015-2019 ($97,553 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $95,542
- Income per person
- $47,557
- Below the poverty line
- 12.6%
- Unemployed (of the labor force)
- 4.1%
- Adults 25+ with a bachelor's degree
- 35.2%
- Adjusted gross income per tax return, 2022
- $87,21215,550 returns; wages 54% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 96740?
FHFA's house price index for 96740, built from repeat sales and appraisals of the same homes, rose 97% from 2015 to 2025 and rose 62% from 2020 to 2025, and moved +7.4% in 2025.
- Median home value (owners' estimate)
- $760,600
- Median gross rent
- $1,673
- Homes owned by their occupants
- 71.8%
- Housing units
- 18,967
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 96740?
1,394 business establishments had a location in this ZIP code in 2023, 119 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade188
- Accommodation and food services155
- Other services (except public administration)149
- Construction146
- Professional, scientific, and technical services138
- Administrative and support and waste management and remediation services113
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 96740?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 96738 | Waikoloa | 7,862 | $81k | 11.0 mi |
| 96725 | Holualoa | 5,009 | $93k | 11.1 mi |
| 96750 | Kealakekua | 3,203 | $93k | 15.5 mi |
| 96743 | Kamuela | 12,422 | $102k | 20.6 mi (near) |
| 96726 | Honaunau | 107 | – | 24.2 mi (near) |
| 96755 | Kapaau | 3,677 | $97k | 31.5 mi (near) |
| 96704 | Captain Cook | 7,261 | $87k | 32.4 mi (near) |
| 96719 | Hawi | 1,974 | $80k | 33.9 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.
Which other ZIP codes use the name Kailua Kona?
1 more ZIP code carries the postal name Kailua Kona, HI without a residential delivery area: PO boxes at the post office, or a single organization with its own ZIP code. The Census Bureau publishes no figures for it.
| ZIP | County |
|---|---|
| 96745 | Hawaii County |
Source: GeoNames postal codes (CC BY 4.0), downloaded 2026-10-09; a ZIP code with no Census ZCTA has no residential delivery area.