Kamuela, HI · standard
ZIP Code 96743
Hawaii County, Hawaii — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 12,160
- 13/sq mi
- $101,468
- Median income
- $738,700
- Median home value
- 43.8%
- Bachelor's or higher
The verdict
Kamuela pairs an upper-quartile household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 18%
- household income, US ZIPs
- Top 6%
- home value, US ZIPs
- 13
- people per sq mi
- 78%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 96743 against every reporting US ZIP.
ZIP code 96743 is classified by USPS as a standard delivery area and covers roughly 965.1 square miles in Kamuela, Hawaii County, Hawaii. The area is home to 12,160 residents, producing a population density of 13 people per square mile, and falls within the Pacific/Honolulu time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 96743 against Hawaii and the nation.
On the economic side, the median household income for ZIP 96743 sits at $101,468 (9% above the Hawaii average), while per-capita income is $53,079. The poverty rate stands at 11.0% and the unemployment rate at 5.2%. On housing, the median home value is $738,700 (5% below the state average) with median rent at $1,850 per month, and 78.0% of occupied units are owner-occupied, a direct signal of whether 96743 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 43.8% of adults hold a bachelor's degree or higher, the median age is 48.6, and the average commute is 29 minutes. We also surface 2 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hawaii County, so you can benchmark 96743 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 96743
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 96743.
- Professional, scientific, and technical services
Professional, scientific, and technical services
61 establishments
- Accommodation and food services
Accommodation and food services
54 establishments
- Health care and social assistance
Health care and social assistance
49 establishments
- Other services (except public administration)
Other services (except public administration)
46 establishments
- Retail trade
Retail trade
43 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 96743, Kamuela, HI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
12,160
Population
965.1
Area (sq mi)
13
People / sq mi
Pacific/Honolulu
Time Zone
standard
ZIP Type
Who lives in ZIP 96743?
48.6
Median Age
49.1%
Male
50.9%
Female
8.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$101,468
Median Household Income
+9% vs state
$53,079
Per Capita Income
11.0%
Poverty Rate
5.2%
Unemployment Rate
29.4 min
Mean Commute Time
How ZIP 96743 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$101,468 Top 18% higher than 82% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
6,779
Total Housing Units
4,891
Occupied Units
1,888
Vacant Units
2.52
Avg Household Size
Occupancy Type
$738,700
Median Home Value
-5% vs state
$1,850
Median Rent
1998
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-8.8%
YoY Change (2024)
388
HPI Index (2000 = 100)
+288%
Total Change Since 2000
Home values in ZIP 96743 have decreased 8.8% over the past year (2024). Since 2000, this ZIP has seen +288% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.5% | 246 |
| 2021 | +11.0% | 273 |
| 2022 | +23.6% | 337 |
| 2023 | +26.1% | 425 |
| 2024 | -8.8% | 388 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 438 business establishments in ZIP 96743, employing approximately 6,446 people with a combined annual payroll of $382,574,000.
438
Businesses
6,446
Employees
$382.6M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 61 | 13.9% |
| Accommodation and food services | 54 | 12.3% |
| Health care and social assistance | 49 | 11.2% |
| Other services (except public administration) | 46 | 10.5% |
| Retail trade | 43 | 9.8% |
| Construction | 39 | 8.9% |
| Real estate and rental and leasing | 34 | 7.8% |
| Administrative and support and waste management and remediation services | 27 | 6.2% |
| Transportation and warehousing | 16 | 3.6% |
| Finance and insurance | 15 | 3.4% |
| Educational services | 13 | 3.0% |
| Arts, entertainment, and recreation | 13 | 3.0% |
| Wholesale trade | 9 | 2.0% |
| Information | 8 | 1.8% |
| Manufacturing | 5 | 1.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 96743 vs 96738 →
ZIP 96743 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 96743
Kamuela (96743)
12,160 residents
- 96738
Waikoloa (96738)
6,609 residents
- 96727
Honokaa (96727)
4,878 residents
What this shows Among its immediate neighbors, ZIP 96743 ranks the most populous — useful context the national average alone can't give.
ZIP 96743 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 96743
Kamuela (96743)
$101,468 median income
- 96727
Honokaa (96727)
$85,777 median income
- 96738
Waikoloa (96738)
$80,928 median income
What this shows By household income, ZIP 96743 ranks the highest of 3 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Hawaii County
Related Areas
Frequently Asked Questions
What county is ZIP code 96743 in? ▼
What is the population of ZIP code 96743? ▼
What is the median household income in ZIP 96743? ▼
What is the average home value in ZIP 96743? ▼
What is the demographic makeup of ZIP 96743? ▼
How many businesses are in ZIP code 96743? ▼
What are the main industries in ZIP code 96743? ▼
How have home values changed in ZIP code 96743? ▼
What is the education level in ZIP code 96743? ▼
What is the average commute time in ZIP 96743? ▼
What percentage of residents own vs. rent in ZIP 96743? ▼
What is the poverty rate in ZIP code 96743? ▼
ZIP Code Research Guides
Official Data Resources for Kamuela, HI
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.