Volcano, HI · standard

ZIP Code 96785

Hawaii County, Hawaii — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,646
4/sq mi
$68,463
Median income
$369,000
Median home value
41.5%
Bachelor's or higher

The verdict

Volcano pairs a below-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

44th pct
household income, US ZIPs
Top 24%
home value, US ZIPs
4
people per sq mi
84%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 96785 against every reporting US ZIP.

ZIP code 96785 is classified by USPS as a standard delivery area and covers roughly 678.5 square miles in Volcano, Hawaii County, Hawaii. The area is home to 2,646 residents, producing a population density of 4 people per square mile, and falls within the Pacific/Honolulu time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 96785 against Hawaii and the nation.

On the economic side, the median household income for ZIP 96785 sits at $68,463 (26% below the Hawaii average), while per-capita income is $43,494. The poverty rate stands at 16.9% and the unemployment rate at 3.3%. On housing, the median home value is $369,000 (52% below the state average) with median rent at $1,217 per month, and 83.5% of occupied units are owner-occupied, a direct signal of whether 96785 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 41.5% of adults hold a bachelor's degree or higher, the median age is 56.4, and the average commute is . Use the benchmarks above to see where 96785 sits relative to Hawaii and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 96785

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 96785.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 96785, Volcano, HI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

2,646

Population

678.5

Area (sq mi)

4

People / sq mi

Pacific/Honolulu

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 96785?

56.4

Median Age

49.8%

Male

50.2%

Female

2.7%

Foreign-Born

White 47.8%
African American 0.9%
Asian 6.3%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 8.7%
Two or More Ethnicities 34.0%
Hispanic or Latino 12.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$68,463

Median Household Income

-26% vs state

$43,494

Per Capita Income

16.9%

Poverty Rate

3.3%

Unemployment Rate

How ZIP 96785 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$68,463 44th percentile higher than 44% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 66.1%
Bachelor's Degree or Higher 41.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,562

Total Housing Units

2,105

Occupied Units

457

Vacant Units

2.10

Avg Household Size

Occupancy Type

Owner 83.5%
Renter 16.5%

$369,000

Median Home Value

-52% vs state

$1,217

Median Rent

1997

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 26 business establishments in ZIP 96785, employing approximately 201 people with a combined annual payroll of $6,715,000.

26

Businesses

201

Employees

$6.7M

Annual Payroll

5

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 6 23.1%
Retail trade 4 15.4%
Professional, scientific, and technical services 4 15.4%
Construction 3 11.5%
Manufacturing 3 11.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Hawaii County

Frequently Asked Questions

What county is ZIP code 96785 in?
ZIP code 96785 (Volcano) is located in Hawaii County, Hawaii. Hawaii County contains multiple ZIP codes, see the full list at /counties/hawaii-hi.
What is the population of ZIP code 96785?
ZIP code 96785 in Volcano, HI has a population of 2,646 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 96785?
The median household income in ZIP 96785 is $68,463, which is 10% below the national average of $76,288.
What is the average home value in ZIP 96785?
The median home value in ZIP 96785 is $369,000, which is 33% above the national average of $278,155.
What is the demographic makeup of ZIP 96785?
The largest racial group in ZIP 96785 is White at 47.8%. Hispanic or Latino residents make up 12.4% of the population.
How many businesses are in ZIP code 96785?
ZIP code 96785 has 26 business establishments employing approximately 201 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 96785?
The top industries by establishment count in ZIP 96785 are: Accommodation and food services (6), Retail trade (4), Professional, scientific, and technical services (4). There are 5 industry sectors represented in total.
What is the education level in ZIP code 96785?
In ZIP code 96785, 66.1% of residents aged 25+ have a high school diploma or higher, and 41.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 96785?
In ZIP code 96785, approximately 83.5% of occupied housing units are owner-occupied and 16.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 96785?
The poverty rate in ZIP code 96785 is 16.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Volcano, HI

Verify and explore additional data for this area using these official government sources.