Waianae, HI · standard

ZIP Code 96792

Honolulu County, Hawaii — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

48,519
307/sq mi
$87,509
Median income
$569,400
Median home value
16.3%
Bachelor's or higher

The verdict

Waianae pairs an above-median household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 29%
household income, US ZIPs
Top 10%
home value, US ZIPs
307
people per sq mi
64%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 96792 against every reporting US ZIP.

ZIP code 96792 is classified by USPS as a standard delivery area and covers roughly 158.0 square miles in Waianae, Honolulu County, Hawaii. The area is home to 48,519 residents, producing a population density of 307 people per square mile, and falls within the Pacific/Honolulu time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 96792 against Hawaii and the nation.

On the economic side, the median household income for ZIP 96792 sits at $87,509 (6% below the Hawaii average), while per-capita income is $29,438. The poverty rate stands at 17.2% and the unemployment rate at 9.8%. On housing, the median home value is $569,400 (27% below the state average) with median rent at $1,759 per month, and 64.0% of occupied units are owner-occupied, a direct signal of whether 96792 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 16.3% of adults hold a bachelor's degree or higher, the median age is 35.4, and the average commute is 42 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Honolulu County, so you can benchmark 96792 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 96792

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 96792.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 96792, Waianae, HI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

48,519

Population

158.0

Area (sq mi)

307

People / sq mi

Pacific/Honolulu

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 96792?

35.4

Median Age

49.9%

Male

50.1%

Female

9.9%

Foreign-Born

White 10.4%
African American 2.5%
Asian 10.4%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 39.2%
Two or More Ethnicities 36.0%
Hispanic or Latino 12.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$87,509

Median Household Income

-6% vs state

$29,438

Per Capita Income

17.2%

Poverty Rate

9.8%

Unemployment Rate

41.7 min

Mean Commute Time

How ZIP 96792 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$87,509 Top 29% higher than 71% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.9%
Bachelor's Degree or Higher 16.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

15,688

Total Housing Units

13,488

Occupied Units

2,200

Vacant Units

3.57

Avg Household Size

Occupancy Type

Owner 64.0%
Renter 36.0%

$569,400

Median Home Value

-27% vs state

$1,759

Median Rent

1978

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.0%

YoY Change (2024)

484

HPI Index (2000 = 100)

+384%

Total Change Since 2000

Home values in ZIP 96792 have increased 5.0% over the past year (2024). Since 2000, this ZIP has seen +384% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.8% 351
2021 +13.8% 400
2022 +15.0% 460
2023 +0.3% 461
2024 +5.0% 484

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 325 business establishments in ZIP 96792, employing approximately 3,702 people with a combined annual payroll of $186,787,000.

325

Businesses

3,702

Employees

$186.8M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 56 17.2%
Retail trade 40 12.3%
Accommodation and food services 40 12.3%
Construction 35 10.8%
Other services (except public administration) 35 10.8%
Administrative and support and waste management and remediation services 31 9.5%
Transportation and warehousing 21 6.5%
Professional, scientific, and technical services 19 5.8%
Real estate and rental and leasing 17 5.2%
Wholesale trade 7 2.1%
Finance and insurance 5 1.5%
Educational services 5 1.5%
Arts, entertainment, and recreation 5 1.5%
Information 4 1.2%
Manufacturing 3 0.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 96792 vs 96791 →

ZIP 96792 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 96792 ranks #2 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 96792 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 96792 ranks #4 of 4 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
96791 Waialua, HI 8,014 6.1 mi
96759 Kunia, HI 457 5.9 mi
96857 Schofield Barracks, HI 2,522 7.4 mi
96707 Kapolei, HI 38,817 8.6 mi
96706 Ewa Beach, HI 62,730 12.7 mi

More ZIP Codes in Honolulu County

Frequently Asked Questions

What county is ZIP code 96792 in?
ZIP code 96792 (Waianae) is located in Honolulu County, Hawaii. Honolulu County contains multiple ZIP codes, see the full list at /counties/honolulu-hi.
What is the population of ZIP code 96792?
ZIP code 96792 in Waianae, HI has a population of 48,519 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 96792?
The median household income in ZIP 96792 is $87,509, which is 15% above the national average of $76,288.
What is the average home value in ZIP 96792?
The median home value in ZIP 96792 is $569,400, which is 105% above the national average of $278,155.
What is the demographic makeup of ZIP 96792?
The largest racial group in ZIP 96792 is Native Hawaiian or Pacific Islander at 39.2%. Hispanic or Latino residents make up 12.9% of the population.
How many businesses are in ZIP code 96792?
ZIP code 96792 has 325 business establishments employing approximately 3,702 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 96792?
The top industries by establishment count in ZIP 96792 are: Health care and social assistance (56), Retail trade (40), Accommodation and food services (40). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 96792?
According to the FHFA House Price Index, home values in ZIP 96792 increased by 5.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 384%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 96792?
In ZIP code 96792, 60.9% of residents aged 25+ have a high school diploma or higher, and 16.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 96792?
The mean commute time for workers in ZIP code 96792 is 41.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 96792?
In ZIP code 96792, approximately 64.0% of occupied housing units are owner-occupied and 36.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 96792?
The poverty rate in ZIP code 96792 is 17.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Waianae, HI

Verify and explore additional data for this area using these official government sources.