Tacoma, WA · standard

ZIP Code 98465

Pierce County, Washington — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

6,340
1,473/sq mi
$73,226
Median income
$593,300
Median home value
43.9%
Bachelor's or higher

The verdict

Tacoma pairs an above-median household income with top-decile home values, in a low-density, mixed-tenure area.

Top 48%
household income, US ZIPs
Top 9%
home value, US ZIPs
1,473
people per sq mi
53%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 98465 against every reporting US ZIP.

ZIP code 98465 is classified by USPS as a standard delivery area and covers roughly 4.3 square miles in Tacoma, Pierce County, Washington. The area is home to 6,340 residents, producing a population density of 1,473 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 98465 against Washington and the nation.

On the economic side, the median household income for ZIP 98465 sits at $73,226 (19% below the Washington average), while per-capita income is $54,417. The poverty rate stands at 11.6% and the unemployment rate at 5.5%. On housing, the median home value is $593,300 (16% above the state average) with median rent at $1,543 per month, and 53.1% of occupied units are owner-occupied, a direct signal of whether 98465 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 43.9% of adults hold a bachelor's degree or higher, the median age is 42, and the average commute is . We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Pierce County, so you can benchmark 98465 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 98465

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 98465.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 98465, Tacoma, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

6,340

Population

4.3

Area (sq mi)

1,473

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 98465?

42.0

Median Age

48.7%

Male

51.3%

Female

9.2%

Foreign-Born

White 64.4%
African American 12.9%
Asian 4.8%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.7%
Hispanic or Latino 11.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$73,226

Median Household Income

-19% vs state

$54,417

Per Capita Income

11.6%

Poverty Rate

5.5%

Unemployment Rate

How ZIP 98465 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$73,226 Top 48% higher than 52% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 65.3%
Bachelor's Degree or Higher 43.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,650

Total Housing Units

3,620

Occupied Units

30

Vacant Units

1.96

Avg Household Size

Occupancy Type

Owner 53.1%
Renter 46.9%

$593,300

Median Home Value

+16% vs state

$1,543

Median Rent

1970

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+1.5%

YoY Change (2024)

369

HPI Index (2000 = 100)

+269%

Total Change Since 2000

Home values in ZIP 98465 have increased 1.5% over the past year (2024). Since 2000, this ZIP has seen +269% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.9% 266
2021 +18.1% 315
2022 +14.5% 360
2023 +0.8% 363
2024 +1.5% 369

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 102 business establishments in ZIP 98465, employing approximately 1,327 people with a combined annual payroll of $51,771,000.

102

Businesses

1,327

Employees

$51.8M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 27 26.5%
Construction 13 12.8%
Accommodation and food services 13 12.8%
Real estate and rental and leasing 11 10.8%
Other services (except public administration) 11 10.8%
Finance and insurance 6 5.9%
Professional, scientific, and technical services 4 3.9%
Administrative and support and waste management and remediation services 4 3.9%
Educational services 4 3.9%
Retail trade 3 2.9%
Arts, entertainment, and recreation 3 2.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 98465 vs 98466 →

ZIP 98465 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 98465 ranks #9 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 98465 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 98465 ranks #9 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
98466 Tacoma, WA 26,944 1.4 mi
98406 Tacoma, WA 21,610 1.3 mi
98407 Tacoma, WA 19,885 2.9 mi
98405 Tacoma, WA 22,851 2.7 mi
98467 University Place, WA 14,728 3.2 mi
98416 Tacoma, WA 1,014 2.5 mi
98409 Tacoma, WA 22,989 3.4 mi
98403 Tacoma, WA 7,713 3.5 mi
98402 Tacoma, WA 6,356 4.2 mi
98333 Fox Island, WA 3,633 4.5 mi

More ZIP Codes in Pierce County

Frequently Asked Questions

What county is ZIP code 98465 in?
ZIP code 98465 (Tacoma) is located in Pierce County, Washington. Pierce County contains multiple ZIP codes, see the full list at /counties/pierce-wa.
What is the population of ZIP code 98465?
ZIP code 98465 in Tacoma, WA has a population of 6,340 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 98465?
The median household income in ZIP 98465 is $73,226, which is 4% below the national average of $76,288.
What is the average home value in ZIP 98465?
The median home value in ZIP 98465 is $593,300, which is 113% above the national average of $278,155.
What is the demographic makeup of ZIP 98465?
The largest racial group in ZIP 98465 is White at 64.4%. Hispanic or Latino residents make up 11.1% of the population.
How many businesses are in ZIP code 98465?
ZIP code 98465 has 102 business establishments employing approximately 1,327 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 98465?
The top industries by establishment count in ZIP 98465 are: Health care and social assistance (27), Construction (13), Accommodation and food services (13). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 98465?
According to the FHFA House Price Index, home values in ZIP 98465 increased by 1.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 269%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 98465?
In ZIP code 98465, 65.3% of residents aged 25+ have a high school diploma or higher, and 43.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 98465?
In ZIP code 98465, approximately 53.1% of occupied housing units are owner-occupied and 46.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 98465?
The poverty rate in ZIP code 98465 is 11.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

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Official Data Resources for Tacoma, WA

Verify and explore additional data for this area using these official government sources.