Tacoma, WA · standard
ZIP Code 98465
Pierce County, Washington - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 6,340
- 1,473/sq mi High-density area
- $73,226
- Median income Near-median income area
- $593,300
- Median home value Above-median home value
- 43.9%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Tacoma pairs an above-median household income with top-decile home values, in a low-density, mixed-tenure area.
- Top 48%
- household income, US ZIPs
- Top 9%
- home value, US ZIPs
- 1,473
- people per sq mi
- 53%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 98465 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 98465 (Tacoma, WA) rose +1.5% from 2023 to 2024. The all-transactions index moved from 363.0 in 2023 to 368.5 in 2024 (2000 = 100).
ZIP code 98465 is a mid-sized community (a standard USPS delivery area) in Tacoma, Pierce County, Washington, home to 6,340 residents across 4.3 square miles, a density of 1,473 people per square mile, in the Los Angeles time zone.
ZIP 98465 lands in the middle-income range, with a median household income of $73,226 (19% below the average Washington ZIP), while per-capita income is $54,417. The poverty rate is 11.6%, with unemployment at 5.5%; those measures add context to the income figure. Median home value is $593,300 (16% above the average Washington ZIP) and median rent is $1,543; 53.1% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 43.9% of adults hold a bachelor's degree or higher, the median age is 42, and the average commute is -. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Pierce County, so 98465 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 98465
Top 5 sectors by establishment count in Tacoma, WA
Which industries have the most business establishments in ZIP 98465.
- Health care and social assistance
Health care and social assistance
27 establishments
- Construction
Construction
13 establishments
- Accommodation and food services
Accommodation and food services
13 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
11 establishments
- Other services (except public administration)
Other services (except public administration)
11 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 98465, Tacoma, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
6,340
Population
4.3
Area (sq mi)
1,473
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 98465?
42.0
Median Age
48.7%
Male
51.3%
Female
9.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$73,226
Median Household Income
-19% vs state ZIP avg
$54,417
Per Capita Income
11.6%
Poverty Rate
5.5%
Unemployment Rate
How ZIP 98465 ranks among Washington ZIPs
Tacoma, WA household income vs. every Washington ZIP code
Median household income among 547 reporting Washington ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$73,226 34th percentile higher than 34% of 547 Washington ZIPs
Each bar is a $20K-wide band; taller bars hold more Washington ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,650housing units
3,650
Total Housing Units
3,620
Occupied Units
30
Vacant Units
1.96
Avg Household Size
Occupancy Type
$593,300
Median Home Value
+16% vs state ZIP avg
$1,543
Median Rent
1970
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+1.5%
YoY Change (2024)
369
HPI Index (2000 = 100)
+269%
Total Change Since 2000
Home values in ZIP 98465 have increased 1.5% over the past year (2024). Since 2000, this ZIP has seen +269% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +7.9% | 266 |
| 2021 | +18.1% | 315 |
| 2022 | +14.5% | 360 |
| 2023 | +0.8% | 363 |
| 2024 | +1.5% | 369 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 102 business establishments in ZIP 98465, employing approximately 1,327 people with a combined annual payroll of $51,771,000.
102
Businesses
1,327
Employees
$51.8M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 27 | 26.5% |
| Construction | 13 | 12.8% |
| Accommodation and food services | 13 | 12.8% |
| Real estate and rental and leasing | 11 | 10.8% |
| Other services (except public administration) | 11 | 10.8% |
| Finance and insurance | 6 | 5.9% |
| Professional, scientific, and technical services | 4 | 3.9% |
| Administrative and support and waste management and remediation services | 4 | 3.9% |
| Educational services | 4 | 3.9% |
| Retail trade | 3 | 2.9% |
| Arts, entertainment, and recreation | 3 | 2.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 98465 vs 98466 →
ZIP 98465 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 98466
Tacoma (98466)
26,944 residents
- 98409
Tacoma (98409)
22,989 residents
- 98405
Tacoma (98405)
22,851 residents
- 98406
Tacoma (98406)
21,610 residents
- 98407
Tacoma (98407)
19,885 residents
- 98467
University Place (98467)
14,728 residents
- 98403 7,713
Tacoma (98403)
7,713 residents
- 98402 6,356
Tacoma (98402)
6,356 residents
- 98465 6,340
Tacoma (98465)
6,340 residents
What this shows Among its immediate neighbors, ZIP 98465 ranks #9 by population - useful context the national average alone can't give.
ZIP 98465 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 98333
Fox Island (98333)
$172,292 median income
- 98407
Tacoma (98407)
$110,288 median income
- 98406
Tacoma (98406)
$104,264 median income
- 98466
Tacoma (98466)
$101,778 median income
- 98467
University Place (98467)
$91,354 median income
- 98403
Tacoma (98403)
$88,056 median income
- 98405
Tacoma (98405)
$75,946 median income
- 98409
Tacoma (98409)
$73,348 median income
- 98465
Tacoma (98465)
$73,226 median income
What this shows By household income, ZIP 98465 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 98466 | Tacoma, WA | 26,944 | 1.4 mi |
| 98406 | Tacoma, WA | 21,610 | 1.3 mi |
| 98407 | Tacoma, WA | 19,885 | 2.9 mi |
| 98405 | Tacoma, WA | 22,851 | 2.7 mi |
| 98467 | University Place, WA | 14,728 | 3.2 mi |
| 98416 | Tacoma, WA | 1,014 | 2.5 mi |
| 98409 | Tacoma, WA | 22,989 | 3.4 mi |
| 98403 | Tacoma, WA | 7,713 | 3.5 mi |
| 98402 | Tacoma, WA | 6,356 | 4.2 mi |
| 98333 | Fox Island, WA | 3,633 | 4.5 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 98465, both outside WA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (6,340 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Pierce County
Related Areas
Frequently Asked Questions
What county is ZIP code 98465 in?
ZIP code 98465 (Tacoma) is located in Pierce County, Washington. Pierce County contains multiple ZIP codes, see the full list at /counties/pierce-wa.
What is the population of ZIP code 98465?
ZIP code 98465 in Tacoma, WA has a population of 6,340 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 98465?
The median household income in ZIP 98465 is $73,226, which is 4% below the national average of $76,288.
What is the average home value in ZIP 98465?
The median home value in ZIP 98465 is $593,300, which is 113% above the national average of $278,155.
What is the demographic makeup of ZIP 98465?
The largest racial group in ZIP 98465 is White at 64.4%. Hispanic or Latino residents make up 11.1% of the population.
How many businesses are in ZIP code 98465?
ZIP code 98465 has 102 business establishments employing approximately 1,327 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 98465?
The top industries by establishment count in ZIP 98465 are: Health care and social assistance (27), Construction (13), Accommodation and food services (13). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 98465?
According to the FHFA House Price Index, home values in ZIP 98465 increased by 1.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 269%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 98465?
In ZIP code 98465, 65.3% of residents aged 25+ have a high school diploma or higher, and 43.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 98465?
In ZIP code 98465, approximately 53.1% of occupied housing units are owner-occupied and 46.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 98465?
The poverty rate in ZIP code 98465 is 11.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 98465's numbers, next.
- See how ZIP 98465 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Tacoma, WA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.