PlainZIP

Bayville, NJ · standard

ZIP Code 08721

Ocean County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

20,512
510/sq mi
$105,273
Median income
$383,900
Median home value
28.2%
Bachelor's or higher

The verdict

Bayville pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 16%
household income, US ZIPs
Top 22%
home value, US ZIPs
510
people per sq mi
86%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 08721 against every reporting US ZIP.

ZIP code 08721 is a densely settled ZIP (a standard USPS delivery area) in Bayville, Ocean County, New Jersey, with 20,512 residents across 40.2 square miles, a density of 510 people per square mile, in the New York time zone.

ZIP 08721 lands in the middle-income range, with a median household income of $105,273 (14% below the New Jersey average), while per-capita income is $46,662. Local economic indicators show a 6.7% poverty rate alongside 7.9% unemployment. The typical home here is valued at $383,900 (26% below the state average); renters pay a median of $1,675 monthly, and 85.5% of units are owner-occupied.

Educational attainment sits below the national norm: 28.2% of adults hold a bachelor's degree or higher, the median age is 44.8, and the average commute is 35 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 08721, plus 6 more within Ocean County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 08721

Top 5 sectors by establishment count in Bayville, NJ

Which industries have the most business establishments in ZIP 08721.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 08721, Bayville, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

20,512

Population

40.2

Area (sq mi)

510

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 08721?

44.8

Median Age

50.7%

Male

49.3%

Female

6.9%

Foreign-Born

White 81.1%
African American 3.9%
Asian 4.4%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.0%
Hispanic or Latino 10.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$105,273

Median Household Income

-14% vs state

$46,662

Per Capita Income

6.7%

Poverty Rate

7.9%

Unemployment Rate

34.6 min

Mean Commute Time

How ZIP 08721 ranks nationally

Bayville, NJ household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$105,273 Top 16% higher than 84% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.1%
Bachelor's Degree or Higher 28.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,429

Total Housing Units

8,458

Occupied Units

971

Vacant Units

2.65

Avg Household Size

Occupancy Type

Owner 85.5%
Renter 14.5%

$383,900

Median Home Value

-26% vs state

$1,675

Median Rent

1982

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.0%

YoY Change (2024)

300

HPI Index (2000 = 100)

+200%

Total Change Since 2000

Home values in ZIP 08721 have increased 4.0% over the past year (2024). Since 2000, this ZIP has seen +200% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.5% 191
2021 +16.4% 222
2022 +16.3% 259
2023 +11.5% 288
2024 +4.0% 300

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 387 business establishments in ZIP 08721, employing approximately 3,348 people with a combined annual payroll of $155,408,000.

387

Businesses

3,348

Employees

$155.4M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Construction 75 19.4%
Other services (except public administration) 55 14.2%
Retail trade 47 12.1%
Accommodation and food services 40 10.3%
Health care and social assistance 32 8.3%
Administrative and support and waste management and remediation services 26 6.7%
Professional, scientific, and technical services 20 5.2%
Wholesale trade 16 4.1%
Real estate and rental and leasing 15 3.9%
Arts, entertainment, and recreation 15 3.9%
Manufacturing 11 2.8%
Transportation and warehousing 10 2.6%
Finance and insurance 10 2.6%
Information 6 1.6%
Educational services 4 1.0%
Management of companies and enterprises 3 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 08721 vs 08740 →

ZIP 08721 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 08721 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 08721 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 08721 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
08740 Ocean Gate, NJ 2,010 2.0 mi
08741 Pine Beach, NJ 2,488 2.4 mi
08732 Island Heights, NJ 1,484 2.7 mi
08734 Lanoka Harbor, NJ 7,651 2.9 mi
08722 Beachwood, NJ 11,045 3.0 mi
08753 Toms River, NJ 63,678 5.2 mi
08751 Seaside Heights, NJ 4,212 4.8 mi
08752 Seaside Park, NJ 2,074 5.0 mi
08757 Toms River, NJ 33,217 6.1 mi
08731 Forked River, NJ 20,009 6.7 mi

More ZIP Codes in Ocean County

08701 standard
Lakewood, NJ
Pop: 92,843
08753 standard
Toms River, NJ
Pop: 63,678
08527 standard
Jackson, NJ
Pop: 54,392
08724 standard
Brick, NJ
Pop: 42,352
08759 standard
Manchester Township, NJ
Pop: 33,263
08757 standard
Toms River, NJ
Pop: 33,217

Related Areas

Ocean County Bayville, NJ New Jersey

Frequently Asked Questions

What county is ZIP code 08721 in? ▼
ZIP code 08721 (Bayville) is located in Ocean County, New Jersey. Ocean County contains multiple ZIP codes, see the full list at /counties/ocean-nj.
What is the population of ZIP code 08721? ▼
ZIP code 08721 in Bayville, NJ has a population of 20,512 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 08721? ▼
The median household income in ZIP 08721 is $105,273, which is 38% above the national average of $76,288.
What is the average home value in ZIP 08721? ▼
The median home value in ZIP 08721 is $383,900, which is 38% above the national average of $278,155.
What is the demographic makeup of ZIP 08721? ▼
The largest racial group in ZIP 08721 is White at 81.1%. Hispanic or Latino residents make up 10.1% of the population.
How many businesses are in ZIP code 08721? ▼
ZIP code 08721 has 387 business establishments employing approximately 3,348 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 08721? ▼
The top industries by establishment count in ZIP 08721 are: Construction (75), Other services (except public administration) (55), Retail trade (47). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 08721? ▼
According to the FHFA House Price Index, home values in ZIP 08721 increased by 4.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 200%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 08721? ▼
In ZIP code 08721, 64.1% of residents aged 25+ have a high school diploma or higher, and 28.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 08721? ▼
The mean commute time for workers in ZIP code 08721 is 34.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 08721? ▼
In ZIP code 08721, approximately 85.5% of occupied housing units are owner-occupied and 14.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 08721? ▼
The poverty rate in ZIP code 08721 is 6.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.