ZIP Code 08721

ZIP code 08721 is classified by USPS as a standard delivery area and covers roughly 40.2 square miles in Bayville, Ocean County, New Jersey. The area is home to 20,512 residents, producing a population density of 510 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 08721 against New Jersey and the nation.

On the economic side, the median household income for ZIP 08721 sits at $105,273 (14% below the New Jersey average), while per-capita income is $46,662. The poverty rate stands at 6.7% and the unemployment rate at 7.9%. On housing, the median home value is $383,900 (26% below the state average) with median rent at $1,675 per month, and 85.5% of occupied units are owner-occupied, a direct signal of whether 08721 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 28.2% of adults hold a bachelor's degree or higher, the median age is 44.8, and the average commute is 35 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Ocean County, so you can benchmark 08721 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →