Residential delivery area · New Jersey

ZIP Code 08734: Lanoka Harbor, NJ

ZIP code 08734 uses the postal name Lanoka Harbor, New Jersey and lies entirely in Ocean County (Census 2020 ZIP-county file). About 7,900 people live there (Census Bureau, ACS 2020-2024). Median household income is $116,000 (Census Bureau, ACS 2020-2024). Its land lies outside any incorporated or census-designated place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
0national area: New Jersey, Connecticut, Massachusetts, Maine, New Hampshire and 5 more
087sectional center: Trenton, NJ (SCF 085)
34delivery area within it
Town
Lanoka Harbor · its only residential ZIP
Metro area
New York-Newark-Jersey City, NY-NJ
House district
NJ-4 119th Congress
Time zone
Eastern
Land area
5.1 sq mi · 1,539 people per sq mi

Where is ZIP code 08734?

08734 centers on 39.863°, -74.166° and covers 5.1 square miles of land plus 1.1 of water. It borders 2 ZIP codes: 08721, 08731.

08721 · Bayville08731 · Forked River08734 · Lanoka Harbor (this ZIP)08734087310872108721 · Bayville08731 · Forked River08734 · Lanoka Harbor (this ZIP)08734087310872108721 · Bayville08731 · Forked River08734 · Lanoka Harbor (this ZIP)0873408721
Shaded by median household income, in national fifths (ACS 2020-2024); 08734 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 08734, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 08734 compare with the rest of Ocean County?

Rank of 08734 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure08734In Ocean CountyIn NJ
People (ACS 2020-2024)7,87916th of 30354th of 598
Median household income$116knot rankednot ranked
Median home value$442k15th of 29281st of 515

08734's median household income is not ranked: its 90% margin of error (±$36,658) is more than a quarter of the figure ($116,000). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.

It is denser than 82% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 08734?

The 2020 Census counted 7,702 people in 08734; the ACS, which samples households over 2020-2024, estimates 7,879. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.

People, ACS 2020-2024
7,879±1,168 (90% margin)
2020 Census count
7,702
Households
2,682
Median age
45.3

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 08734?

Of the 7,879 people the ACS estimates in 08734, 15.8% are under 18 and 20.8% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (91.6%).

  • Under 1815.8%
  • 18 to 6463.5%
  • 65 and older20.8%
Age of the people of 08734 (ACS 2020-2024, B01001)
  • White, not Hispanic91.6%
  • Hispanic or Latino5.5%
  • Other or two or more2.1%
  • Black, not Hispanic0.9%
  • Asian, not Hispanic0.0%
Race and Hispanic origin in 08734 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 08734 earn?

Median household income is $116,000 (ACS 2020-2024).

Median household income
$116,000±$36,658
Income per person
$47,126
Below the poverty line
2.1%
Unemployed (of the labor force)
3.6%
Adults 25+ with a bachelor's degree
32.4%
Adjusted gross income per tax return, 2022
$92,0733,910 returns; wages 69% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 08734?

FHFA's house price index for 08734, built from repeat sales and appraisals of the same homes, rose 102% from 2015 to 2025 and rose 77% from 2020 to 2025, and moved +3.8% in 2025.

Median home value (owners' estimate)
$442,000
Median gross rent
$1,568
Homes owned by their occupants
92.8%
Housing units
2,992
0 200 400 600 800 198319902000201020202025 0 200 400 600 800 198319902000201020202025 0 200 400 600 800 198319902000201020202025
Index = 100 in 1983, the first year FHFA reports for 08734; 2025: 826.0. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 08734?

158 business establishments had a location in this ZIP code in 2023, 19 more than in 2018; the most are in construction (ZIP Code Business Patterns).

  • Construction34
  • Retail trade30
  • Other services (except public administration)23
  • Accommodation and food services16
  • Health care and social assistance15
  • Administrative and support and waste management and remediation services10

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 08734?

ZIP codes that share a boundary with 08734, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
08721Bayville22,783$105k3.2 mi
08731Forked River21,629$99k6.7 mi
08752Seaside Park2,338$79k4.4 mi (near)
08722Beachwood11,088$107k4.9 mi (near)
08740Ocean Gate1,599$69k5.0 mi (near)
08741Pine Beach2,709$143k5.1 mi (near)
08732Island Heights1,558$110k5.6 mi (near)
08758Waretown7,868$97k6.6 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.