PlainZIP

Lanoka Harbor, NJ · standard

ZIP Code 08734

Ocean County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

7,651
516/sq mi
$116,000
Median income
$442,000
Median home value
32.4%
Bachelor's or higher

The verdict

Lanoka Harbor pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 11%
household income, US ZIPs
Top 17%
home value, US ZIPs
516
people per sq mi
93%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 08734 against every reporting US ZIP.

ZIP code 08734 is a mid-sized community (a standard USPS delivery area) in Lanoka Harbor, Ocean County, New Jersey, home to 7,651 residents across 14.8 square miles, a density of 516 people per square mile, in the New York time zone.

ZIP 08734 skews affluent, with a median household income of $116,000 (5% below the New Jersey average), while per-capita income is $47,126. The poverty rate stands at 2.1% and the unemployment rate at 3.6%. On housing, the median home value is $442,000 (14% below the state average) with median rent at $1,568 per month, and 92.8% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 32.4% of adults hold a bachelor's degree or higher, the median age is 45.3, and the average commute is 30 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Ocean County, so you can benchmark 08734 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 08734

Top 5 sectors by establishment count in Lanoka Harbor, NJ

Which industries have the most business establishments in ZIP 08734.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 08734, Lanoka Harbor, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

7,651

Population

14.8

Area (sq mi)

516

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 08734?

45.3

Median Age

50.4%

Male

49.6%

Female

1.5%

Foreign-Born

White 95.0%
African American 1.2%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.6%
Hispanic or Latino 5.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$116,000

Median Household Income

-5% vs state

$47,126

Per Capita Income

2.1%

Poverty Rate

3.6%

Unemployment Rate

30.0 min

Mean Commute Time

How ZIP 08734 ranks nationally

Lanoka Harbor, NJ household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$116,000 Top 11% higher than 89% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 67.7%
Bachelor's Degree or Higher 32.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,992

Total Housing Units

2,682

Occupied Units

310

Vacant Units

2.93

Avg Household Size

Occupancy Type

Owner 92.8%
Renter 7.2%

$442,000

Median Home Value

-14% vs state

$1,568

Median Rent

1985

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+11.8%

YoY Change (2024)

326

HPI Index (2000 = 100)

+226%

Total Change Since 2000

Home values in ZIP 08734 have increased 11.8% over the past year (2024). Since 2000, this ZIP has seen +226% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.9% 192
2021 +17.8% 226
2022 +19.6% 270
2023 +7.9% 291
2024 +11.8% 326

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 158 business establishments in ZIP 08734, employing approximately 1,670 people with a combined annual payroll of $59,717,000.

158

Businesses

1,670

Employees

$59.7M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Construction 34 21.5%
Retail trade 30 19.0%
Other services (except public administration) 23 14.6%
Accommodation and food services 16 10.1%
Health care and social assistance 15 9.5%
Administrative and support and waste management and remediation services 10 6.3%
Professional, scientific, and technical services 8 5.1%
Finance and insurance 5 3.2%
Arts, entertainment, and recreation 5 3.2%
Wholesale trade 4 2.5%
Educational services 4 2.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 08734 vs 08721 →

ZIP 08734 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 08734 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 08734 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 08734 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
08721 Bayville, NJ 20,512 2.9 mi
08741 Pine Beach, NJ 2,488 5.0 mi
08752 Seaside Park, NJ 2,074 4.1 mi
08722 Beachwood, NJ 11,045 4.8 mi
08740 Ocean Gate, NJ 2,010 4.8 mi
08731 Forked River, NJ 20,009 5.3 mi
08732 Island Heights, NJ 1,484 5.5 mi
08753 Toms River, NJ 63,678 8.0 mi
08758 Waretown, NJ 7,043 6.1 mi
08757 Toms River, NJ 33,217 7.2 mi

More ZIP Codes in Ocean County

08701 standard
Lakewood, NJ
Pop: 92,843
08753 standard
Toms River, NJ
Pop: 63,678
08527 standard
Jackson, NJ
Pop: 54,392
08724 standard
Brick, NJ
Pop: 42,352
08759 standard
Manchester Township, NJ
Pop: 33,263
08757 standard
Toms River, NJ
Pop: 33,217

Related Areas

Ocean County Lanoka Harbor, NJ New Jersey

Frequently Asked Questions

What county is ZIP code 08734 in? ▼
ZIP code 08734 (Lanoka Harbor) is located in Ocean County, New Jersey. Ocean County contains multiple ZIP codes, see the full list at /counties/ocean-nj.
What is the population of ZIP code 08734? ▼
ZIP code 08734 in Lanoka Harbor, NJ has a population of 7,651 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 08734? ▼
The median household income in ZIP 08734 is $116,000, which is 52% above the national average of $76,288.
What is the average home value in ZIP 08734? ▼
The median home value in ZIP 08734 is $442,000, which is 59% above the national average of $278,155.
What is the demographic makeup of ZIP 08734? ▼
The largest racial group in ZIP 08734 is White at 95.0%. Hispanic or Latino residents make up 5.5% of the population.
How many businesses are in ZIP code 08734? ▼
ZIP code 08734 has 158 business establishments employing approximately 1,670 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 08734? ▼
The top industries by establishment count in ZIP 08734 are: Construction (34), Retail trade (30), Other services (except public administration) (23). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 08734? ▼
According to the FHFA House Price Index, home values in ZIP 08734 increased by 11.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 226%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 08734? ▼
In ZIP code 08734, 67.7% of residents aged 25+ have a high school diploma or higher, and 32.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 08734? ▼
The mean commute time for workers in ZIP code 08734 is 30.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 08734? ▼
In ZIP code 08734, approximately 92.8% of occupied housing units are owner-occupied and 7.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 08734? ▼
The poverty rate in ZIP code 08734 is 2.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.