Residential delivery area · New Jersey
ZIP Code 08740: Ocean Gate, NJ
ZIP code 08740 is in Ocean Gate, New Jersey, entirely in Ocean County (Census 2020 ZIP-county file). About 1,600 people live there (Census Bureau, ACS 2020-2024). Median household income is $69,397 (Census Bureau, ACS 2020-2024).
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- Town
- Ocean Gate · its only residential ZIP
- County
- Ocean County
- Census places
- Ocean Gate
- Metro area
- New York-Newark-Jersey City, NY-NJ
- House district
- NJ-4 119th Congress
- State
- New Jersey
- Time zone
- Eastern
- Land area
- 0.5 sq mi · 3,553 people per sq mi
Where is ZIP code 08740?
08740 centers on 39.928°, -74.128° and covers 0.5 square miles of land plus 0.6 of water. It borders 2 ZIP codes: 08721, 08753.
The map draws ZIP code areas only. For the streets inside 08740, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 08740 compare with the rest of Ocean County?
| Measure | 08740 | In Ocean County | In NJ |
|---|---|---|---|
| People (ACS 2020-2024) | 1,599 | 27th of 30 | 516th of 598 |
| Median household income | $69k | not ranked | not ranked |
| Median home value | $358k | 24th of 29 | 389th of 515 |
08740's median household income is not ranked: its 90% margin of error (±$18,552) is more than a quarter of the figure ($69,397). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
It is denser than 90% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 08740?
The 2020 Census counted 1,932 people in 08740; the ACS, which samples households over 2020-2024, estimates 1,599. Between the 2010 and 2020 censuses its population fell 3.9% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 1,599±300 (90% margin)
- 2020 Census count
- 1,932−3.9% since 2010 (2,010)
- Households
- 710
- Median age
- 51.8
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 08740?
Of the 1,599 people the ACS estimates in 08740, 16.4% are under 18 and 27.1% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (89.0%).
- Under 1816.4%
- 18 to 6456.5%
- 65 and older27.1%
- White, not Hispanic89.0%
- Other or two or more6.7%
- Asian, not Hispanic2.5%
- Black, not Hispanic1.3%
- Hispanic or Latino0.5%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 08740 earn?
Median household income is $69,397 (ACS 2020-2024). It is not measurably different from 2015-2019 ($70,461 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $69,397±$18,552
- Income per person
- $46,887
- Below the poverty line
- 6.0%
- Unemployed (of the labor force)
- 3.9%
- Adults 25+ with a bachelor's degree
- 33.5%
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 08740?
FHFA's house price index for 08740, built from repeat sales and appraisals of the same homes, rose 121% from 2015 to 2025 and rose 78% from 2020 to 2025, and moved +11.9% in 2025.
- Median home value (owners' estimate)
- $358,000
- Median gross rent
- $1,604
- Homes owned by their occupants
- 82.5%
- Housing units
- 1,185
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 08740?
17 business establishments had a location in this ZIP code in 2023, 1 fewer than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction4
- Accommodation and food services3
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 08740?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 08721 | Bayville | 22,783 | $105k | 3.4 mi |
| 08753 | Toms River | 65,448 | $105k | 3.7 mi |
| 08732 | Island Heights | 1,558 | $110k | 1.3 mi (near) |
| 08741 | Pine Beach | 2,709 | $143k | 2.2 mi (near) |
| 08751 | Seaside Heights | 4,185 | $77k | 2.9 mi (near) |
| 08722 | Beachwood | 11,088 | $107k | 3.9 mi (near) |
| 08734 | Lanoka Harbor | 7,879 | $116k | 5.0 mi (near) |
| 08735 | Lavallette | 3,451 | $77k | 5.4 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.