Residential delivery area · New Jersey
ZIP Code 08732: Island Heights, NJ
ZIP code 08732 is in Island Heights, New Jersey, entirely in Ocean County (Census 2020 ZIP-county file). About 1,600 people live there (Census Bureau, ACS 2020-2024). Median household income is $110,000 (Census Bureau, ACS 2020-2024).
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- Town
- Island Heights · its only residential ZIP
- County
- Ocean County
- Census places
- Island Heights
- Metro area
- New York-Newark-Jersey City, NY-NJ
- House district
- NJ-4 119th Congress
- State
- New Jersey
- Time zone
- Eastern
- Land area
- 0.5 sq mi · 2,885 people per sq mi
Where is ZIP code 08732?
08732 centers on 39.942°, -74.144° and covers 0.5 square miles of land plus 0.3 of water. It borders 3 ZIP codes: 08741, 08753, 08721.
The map draws ZIP code areas only. For the streets inside 08732, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 08732 compare with the rest of Ocean County?
| Measure | 08732 | In Ocean County | In NJ |
|---|---|---|---|
| People (ACS 2020-2024) | 1,558 | 28th of 30 | 518th of 598 |
| Median household income | $110k | 10th of 25 | 254th of 476 |
| Median home value | $561k | 8th of 29 | 168th of 515 |
Its median household income is higher than in 87% of U.S. residential ZIP codes, and it is denser than 88% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 08732?
The 2020 Census counted 1,471 people in 08732; the ACS, which samples households over 2020-2024, estimates 1,558. Between the 2010 and 2020 censuses its population fell 0.9% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 1,558±207 (90% margin)
- 2020 Census count
- 1,471−0.9% since 2010 (1,484)
- Households
- 708
- Median age
- 53.7
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 08732?
Of the 1,558 people the ACS estimates in 08732, 15.1% are under 18 and 31.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (93.4%).
- Under 1815.1%
- 18 to 6453.7%
- 65 and older31.2%
- White, not Hispanic93.4%
- Hispanic or Latino3.2%
- Black, not Hispanic2.3%
- Other or two or more1.1%
- Asian, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 08732 earn?
Median household income is $110,000 (ACS 2020-2024), the 10th highest of the 25 ranked ZIP codes in Ocean County. It is not measurably different from 2015-2019 ($119,090 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $110,000±$16,580
- Income per person
- $71,870
- Below the poverty line
- 1.5%
- Unemployed (of the labor force)
- 2.3%
- Adults 25+ with a bachelor's degree
- 53.9%
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 08732?
FHFA's house price index for 08732, built from repeat sales and appraisals of the same homes, rose 95% from 2015 to 2025 and rose 67% from 2020 to 2025, and moved +3.3% in 2025.
- Median home value (owners' estimate)
- $561,200
- Median gross rent
- $1,750
- Homes owned by their occupants
- 94.6%
- Housing units
- 783
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 08732?
41 business establishments had a location in this ZIP code in 2023, 2 fewer than in 2018; the most are in other services (except public administration) (ZIP Code Business Patterns).
- Other services (except public administration)9
- Arts, entertainment, and recreation6
- Construction5
- Administrative and support and waste management and remediation services5
- Manufacturing3
- Retail trade3
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 08732?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 08741 | Pine Beach | 2,709 | $143k | 1.3 mi |
| 08753 | Toms River | 65,448 | $105k | 2.6 mi |
| 08721 | Bayville | 22,783 | $105k | 3.2 mi |
| 08740 | Ocean Gate | 1,599 | $69k | 1.3 mi (near) |
| 08722 | Beachwood | 11,088 | $107k | 3.2 mi (near) |
| 08751 | Seaside Heights | 4,185 | $77k | 3.5 mi (near) |
| 08735 | Lavallette | 3,451 | $77k | 5.2 mi (near) |
| 08734 | Lanoka Harbor | 7,879 | $116k | 5.6 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.