PlainZIP

Pine Beach, NJ · standard

ZIP Code 08741

Ocean County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,488
1,186/sq mi
$143,094
Median income
$465,600
Median home value
49.0%
Bachelor's or higher

The verdict

Pine Beach pairs a top-decile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 5%
household income, US ZIPs
Top 15%
home value, US ZIPs
1,186
people per sq mi
95%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 08741 against every reporting US ZIP.

ZIP code 08741 covers 2.1 square miles in Pine Beach, Ocean County, New Jersey (a standard USPS delivery area), with a modest 2,488 residents on file, a density of 1,186 people per square mile, in the New York time zone.

ZIP 08741 skews affluent, with a median household income of $143,094 (17% above the New Jersey average), while per-capita income is $65,864. Local economic indicators show a 2.8% poverty rate alongside 5.3% unemployment. On housing, the median home value is $465,600 (10% below the state average) with median rent at $1,563 per month, and 95.2% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 49.0% of adults hold a bachelor's degree or higher, the median age is 50.8, and the average commute is 23 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Ocean County, so you can benchmark 08741 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 08741

Top 5 sectors by establishment count in Pine Beach, NJ

Which industries have the most business establishments in ZIP 08741.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 08741, Pine Beach, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,488

Population

2.1

Area (sq mi)

1,186

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 08741?

50.8

Median Age

49.2%

Male

50.8%

Female

3.9%

Foreign-Born

White 92.9%
African American 1.7%
Asian 1.4%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.8%
Hispanic or Latino 4.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$143,094

Median Household Income

+17% vs state

$65,864

Per Capita Income

2.8%

Poverty Rate

5.3%

Unemployment Rate

23.2 min

Mean Commute Time

How ZIP 08741 ranks nationally

Pine Beach, NJ household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$143,094 Top 5% higher than 95% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). This entry sits in this band. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 67.9%
Bachelor's Degree or Higher 49.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,167

Total Housing Units

1,052

Occupied Units

115

Vacant Units

2.54

Avg Household Size

Occupancy Type

Owner 95.2%
Renter 4.8%

$465,600

Median Home Value

-10% vs state

$1,563

Median Rent

1965

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+11.5%

YoY Change (2024)

359

HPI Index (2000 = 100)

+259%

Total Change Since 2000

Home values in ZIP 08741 have increased 11.5% over the past year (2024). Since 2000, this ZIP has seen +259% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.4% 198
2021 +12.5% 223
2022 +15.3% 256
2023 +25.4% 322
2024 +11.5% 359

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 59 business establishments in ZIP 08741, employing approximately 283 people with a combined annual payroll of $14,122,000.

59

Businesses

283

Employees

$14.1M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Construction 10 16.9%
Health care and social assistance 8 13.6%
Accommodation and food services 8 13.6%
Retail trade 7 11.9%
Administrative and support and waste management and remediation services 6 10.2%
Professional, scientific, and technical services 5 8.5%
Other services (except public administration) 4 6.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 08741 vs 08732 →

ZIP 08741 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 08741 ranks #9 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 08741 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 08741 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
08732 Island Heights, NJ 1,484 1.3 mi
08722 Beachwood, NJ 11,045 1.9 mi
08740 Ocean Gate, NJ 2,010 1.9 mi
08721 Bayville, NJ 20,512 2.4 mi
08753 Toms River, NJ 63,678 3.0 mi
08734 Lanoka Harbor, NJ 7,651 5.0 mi
08751 Seaside Heights, NJ 4,212 4.6 mi
08757 Toms River, NJ 33,217 4.7 mi
08755 Toms River, NJ 25,302 5.8 mi
08735 Lavallette, NJ 3,114 6.0 mi

More ZIP Codes in Ocean County

08701 standard
Lakewood, NJ
Pop: 92,843
08753 standard
Toms River, NJ
Pop: 63,678
08527 standard
Jackson, NJ
Pop: 54,392
08724 standard
Brick, NJ
Pop: 42,352
08759 standard
Manchester Township, NJ
Pop: 33,263
08757 standard
Toms River, NJ
Pop: 33,217

Related Areas

Ocean County Pine Beach, NJ New Jersey

Frequently Asked Questions

What county is ZIP code 08741 in? ▼
ZIP code 08741 (Pine Beach) is located in Ocean County, New Jersey. Ocean County contains multiple ZIP codes, see the full list at /counties/ocean-nj.
What is the population of ZIP code 08741? ▼
ZIP code 08741 in Pine Beach, NJ has a population of 2,488 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 08741? ▼
The median household income in ZIP 08741 is $143,094, which is 88% above the national average of $76,288.
What is the average home value in ZIP 08741? ▼
The median home value in ZIP 08741 is $465,600, which is 67% above the national average of $278,155.
What is the demographic makeup of ZIP 08741? ▼
The largest racial group in ZIP 08741 is White at 92.9%. Hispanic or Latino residents make up 4.2% of the population.
How many businesses are in ZIP code 08741? ▼
ZIP code 08741 has 59 business establishments employing approximately 283 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 08741? ▼
The top industries by establishment count in ZIP 08741 are: Construction (10), Health care and social assistance (8), Accommodation and food services (8). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 08741? ▼
According to the FHFA House Price Index, home values in ZIP 08741 increased by 11.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 259%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 08741? ▼
In ZIP code 08741, 67.9% of residents aged 25+ have a high school diploma or higher, and 49.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 08741? ▼
The mean commute time for workers in ZIP code 08741 is 23.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 08741? ▼
In ZIP code 08741, approximately 95.2% of occupied housing units are owner-occupied and 4.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 08741? ▼
The poverty rate in ZIP code 08741 is 2.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.