Pine Beach, NJ · standard
ZIP Code 08741
Ocean County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,488
- 1,186/sq mi High-density area
- $143,094
- Median income Above-median income area
- $465,600
- Median home value Above-median home value
- 49.0%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Pine Beach pairs a top-decile household income with upper-quartile home values, in a low-density, homeowner-dominated area.
- Top 5%
- household income, US ZIPs
- Top 15%
- home value, US ZIPs
- 1,186
- people per sq mi
- 95%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 08741 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 08741 (Pine Beach, NJ) rose +11.5% from 2023 to 2024. The all-transactions index moved from 321.7 in 2023 to 358.9 in 2024 (2000 = 100).
ZIP code 08741 covers 2.1 square miles in Pine Beach, Ocean County, New Jersey (a standard USPS delivery area), with a modest 2,488 residents on file, a density of 1,186 people per square mile, in the New York time zone.
ZIP 08741 skews affluent, with a median household income of $143,094 (17% above the average New Jersey ZIP), while per-capita income is $65,864. The poverty rate is 2.8%, with unemployment at 5.3%; those measures add context to the income figure. Median home value is $465,600 (10% below the average New Jersey ZIP) and median rent is $1,563; 95.2% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 49.0% of adults hold a bachelor's degree or higher, the median age is 50.8, and the average commute is 23 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Ocean County, so 08741 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 08741
Top 5 sectors by establishment count in Pine Beach, NJ
Which industries have the most business establishments in ZIP 08741.
- Construction
Construction
10 establishments
- Health care and social assistance
Health care and social assistance
8 establishments
- Accommodation and food services
Accommodation and food services
8 establishments
- Retail trade
Retail trade
7 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
6 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 08741, Pine Beach, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,488
Population
2.1
Area (sq mi)
1,186
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 08741?
50.8
Median Age
49.2%
Male
50.8%
Female
3.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$143,094
Median Household Income
+17% vs state ZIP avg
$65,864
Per Capita Income
2.8%
Poverty Rate
5.3%
Unemployment Rate
23.2 min
Mean Commute Time
How ZIP 08741 ranks among New Jersey ZIPs
Pine Beach, NJ household income vs. every New Jersey ZIP code
Median household income among 565 reporting New Jersey ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$143,094 Top 27% higher than 73% of 565 New Jersey ZIPs
Each bar is a $20K-wide band; taller bars hold more New Jersey ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,167housing units
1,167
Total Housing Units
1,052
Occupied Units
115
Vacant Units
2.54
Avg Household Size
Occupancy Type
$465,600
Median Home Value
-10% vs state ZIP avg
$1,563
Median Rent
1965
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+11.5%
YoY Change (2024)
359
HPI Index (2000 = 100)
+259%
Total Change Since 2000
Home values in ZIP 08741 have increased 11.5% over the past year (2024). Since 2000, this ZIP has seen +259% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.4% | 198 |
| 2021 | +12.5% | 223 |
| 2022 | +15.3% | 256 |
| 2023 | +25.4% | 322 |
| 2024 | +11.5% | 359 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 59 business establishments in ZIP 08741, employing approximately 283 people with a combined annual payroll of $14,122,000.
59
Businesses
283
Employees
$14.1M
Annual Payroll
7
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 10 | 16.9% |
| Health care and social assistance | 8 | 13.6% |
| Accommodation and food services | 8 | 13.6% |
| Retail trade | 7 | 11.9% |
| Administrative and support and waste management and remediation services | 6 | 10.2% |
| Professional, scientific, and technical services | 5 | 8.5% |
| Other services (except public administration) | 4 | 6.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 08741 vs 08732 →
ZIP 08741 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 08753
Toms River (08753)
63,678 residents
- 08757
Toms River (08757)
33,217 residents
- 08755 25,302
Toms River (08755)
25,302 residents
- 08721 20,512
Bayville (08721)
20,512 residents
- 08722 11,045
Beachwood (08722)
11,045 residents
- 08734 7,651
Lanoka Harbor (08734)
7,651 residents
- 08751 4,212
Seaside Heights (08751)
4,212 residents
- 08735 3,114
Lavallette (08735)
3,114 residents
- 08741 2,488
Pine Beach (08741)
2,488 residents
What this shows Among its immediate neighbors, ZIP 08741 ranks #9 by population - useful context the national average alone can't give.
ZIP 08741 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 08741
Pine Beach (08741)
$143,094 median income
- 08734
Lanoka Harbor (08734)
$116,000 median income
- 08732
Island Heights (08732)
$110,000 median income
- 08722
Beachwood (08722)
$106,858 median income
- 08721
Bayville (08721)
$105,273 median income
- 08753
Toms River (08753)
$105,224 median income
- 08755
Toms River (08755)
$87,575 median income
- 08751
Seaside Heights (08751)
$77,448 median income
- 08735
Lavallette (08735)
$76,974 median income
What this shows By household income, ZIP 08741 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 08732 | Island Heights, NJ | 1,484 | 1.3 mi |
| 08722 | Beachwood, NJ | 11,045 | 1.9 mi |
| 08740 | Ocean Gate, NJ | 2,010 | 1.9 mi |
| 08721 | Bayville, NJ | 20,512 | 2.4 mi |
| 08753 | Toms River, NJ | 63,678 | 3.0 mi |
| 08734 | Lanoka Harbor, NJ | 7,651 | 5.0 mi |
| 08751 | Seaside Heights, NJ | 4,212 | 4.6 mi |
| 08757 | Toms River, NJ | 33,217 | 4.7 mi |
| 08755 | Toms River, NJ | 25,302 | 5.8 mi |
| 08735 | Lavallette, NJ | 3,114 | 6.0 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 08741, both outside NJ so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,488 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Ocean County
Related Areas
Frequently Asked Questions
What county is ZIP code 08741 in?
ZIP code 08741 (Pine Beach) is located in Ocean County, New Jersey. Ocean County contains multiple ZIP codes, see the full list at /counties/ocean-nj.
What is the population of ZIP code 08741?
ZIP code 08741 in Pine Beach, NJ has a population of 2,488 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 08741?
The median household income in ZIP 08741 is $143,094, which is 88% above the national average of $76,288.
What is the average home value in ZIP 08741?
The median home value in ZIP 08741 is $465,600, which is 67% above the national average of $278,155.
What is the demographic makeup of ZIP 08741?
The largest racial group in ZIP 08741 is White at 92.9%. Hispanic or Latino residents make up 4.2% of the population.
How many businesses are in ZIP code 08741?
ZIP code 08741 has 59 business establishments employing approximately 283 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 08741?
The top industries by establishment count in ZIP 08741 are: Construction (10), Health care and social assistance (8), Accommodation and food services (8). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 08741?
According to the FHFA House Price Index, home values in ZIP 08741 increased by 11.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 259%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 08741?
In ZIP code 08741, 67.9% of residents aged 25+ have a high school diploma or higher, and 49.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 08741?
The mean commute time for workers in ZIP code 08741 is 23.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 08741?
In ZIP code 08741, approximately 95.2% of occupied housing units are owner-occupied and 4.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 08741?
The poverty rate in ZIP code 08741 is 2.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 08741's numbers, next.
- See how ZIP 08741 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Pine Beach, NJ ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.