Mohegan Lake, NY · standard
ZIP Code 10547
Westchester County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 7,647
- 584/sq mi High-density area
- $162,605
- Median income Above-median income area
- $504,600
- Median home value Above-median home value
- 53.0%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Mohegan Lake pairs a top-decile household income with upper-quartile home values, in a low-density, homeowner-dominated area.
- Top 3%
- household income, US ZIPs
- Top 13%
- home value, US ZIPs
- 584
- people per sq mi
- 68%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 10547 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 10547 (Mohegan Lake, NY) rose +10.2% from 2023 to 2024. The all-transactions index moved from 222.2 in 2023 to 244.8 in 2024 (2000 = 100).
ZIP code 10547 is a mid-sized community (a standard USPS delivery area) in Mohegan Lake, Westchester County, New York, home to 7,647 residents across 13.1 square miles, a density of 584 people per square mile, in the New York time zone.
ZIP 10547 skews affluent, with a median household income of $162,605 (76% above the average New York ZIP), while per-capita income is $62,389. The poverty rate is 6.8%, with unemployment at 4.5%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $504,600 (33% above the average New York ZIP), while 68.4% of occupied homes are owner-occupied and median rent is $2,392.
This is a highly-educated ZIP: 53.0% of adults hold a bachelor's degree or higher, the median age is 42.2, and the average commute is 39 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Westchester County, so 10547 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 10547
Top 5 sectors by establishment count in Mohegan Lake, NY
Which industries have the most business establishments in ZIP 10547.
- Retail trade
Retail trade
34 establishments
- Accommodation and food services
Accommodation and food services
34 establishments
- Construction
Construction
29 establishments
- Health care and social assistance
Health care and social assistance
26 establishments
- Other services (except public administration)
Other services (except public administration)
26 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 10547, Mohegan Lake, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
7,647
Population
13.1
Area (sq mi)
584
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 10547?
42.2
Median Age
46.2%
Male
53.8%
Female
12.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$162,605
Median Household Income
+76% vs state ZIP avg
$62,389
Per Capita Income
6.8%
Poverty Rate
4.5%
Unemployment Rate
38.7 min
Mean Commute Time
How ZIP 10547 ranks among New York ZIPs
Mohegan Lake, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$162,605 Top 6% higher than 94% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,813housing units
2,813
Total Housing Units
2,663
Occupied Units
150
Vacant Units
2.61
Avg Household Size
Occupancy Type
$504,600
Median Home Value
+33% vs state ZIP avg
$2,392
Median Rent
1971
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+10.2%
YoY Change (2024)
245
HPI Index (2000 = 100)
+145%
Total Change Since 2000
Home values in ZIP 10547 have increased 10.2% over the past year (2024). Since 2000, this ZIP has seen +145% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.0% | 179 |
| 2021 | +6.3% | 191 |
| 2022 | +13.3% | 216 |
| 2023 | +2.8% | 222 |
| 2024 | +10.2% | 245 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 218 business establishments in ZIP 10547, employing approximately 2,807 people with a combined annual payroll of $106,533,000.
218
Businesses
2,807
Employees
$106.5M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 34 | 15.6% |
| Accommodation and food services | 34 | 15.6% |
| Construction | 29 | 13.3% |
| Health care and social assistance | 26 | 11.9% |
| Other services (except public administration) | 26 | 11.9% |
| Professional, scientific, and technical services | 21 | 9.6% |
| Finance and insurance | 11 | 5.0% |
| Administrative and support and waste management and remediation services | 8 | 3.7% |
| Educational services | 7 | 3.2% |
| Information | 6 | 2.8% |
| Wholesale trade | 5 | 2.3% |
| Real estate and rental and leasing | 5 | 2.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 10547 vs 10517 →
ZIP 10547 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 10598
Yorktown Heights (10598)
28,647 residents
- 10566
Peekskill (10566)
23,570 residents
- 10567
Cortlandt Manor (10567)
19,929 residents
- 10579 8,675
Putnam Valley (10579)
8,675 residents
- 10547 7,647
Mohegan Lake (10547)
7,647 residents
- 10537 2,416
Lake Peekskill (10537)
2,416 residents
- 10588 2,282
Shrub Oak (10588)
2,282 residents
- 10501 1,219
Amawalk (10501)
1,219 residents
- 10527 908
Granite Springs (10527)
908 residents
What this shows Among its immediate neighbors, ZIP 10547 ranks #5 by population - useful context the national average alone can't give.
ZIP 10547 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 10527
Granite Springs (10527)
$250,000 median income
- 10501
Amawalk (10501)
$220,449 median income
- 10588
Shrub Oak (10588)
$178,977 median income
- 10598
Yorktown Heights (10598)
$173,573 median income
- 10547
Mohegan Lake (10547)
$162,605 median income
- 10567
Cortlandt Manor (10567)
$144,194 median income
- 10579
Putnam Valley (10579)
$132,500 median income
- 10537
Lake Peekskill (10537)
$132,117 median income
- 10517
Crompond (10517)
$117,009 median income
What this shows By household income, ZIP 10547 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 10517 | Crompond, NY | 539 | 1.2 mi |
| 10588 | Shrub Oak, NY | 2,282 | 2.1 mi |
| 10537 | Lake Peekskill, NY | 2,416 | 2.7 mi |
| 10535 | Jefferson Valley, NY | 555 | 2.9 mi |
| 10567 | Cortlandt Manor, NY | 19,929 | 3.1 mi |
| 10598 | Yorktown Heights, NY | 28,647 | 3.4 mi |
| 10527 | Granite Springs, NY | 908 | 4.3 mi |
| 10579 | Putnam Valley, NY | 8,675 | 5.7 mi |
| 10566 | Peekskill, NY | 23,570 | 4.1 mi |
| 10501 | Amawalk, NY | 1,219 | 4.6 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 10547, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (7,647 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Westchester County
Related Areas
Frequently Asked Questions
What county is ZIP code 10547 in?
ZIP code 10547 (Mohegan Lake) is located in Westchester County, New York. Westchester County contains multiple ZIP codes, see the full list at /counties/westchester-ny.
What is the population of ZIP code 10547?
ZIP code 10547 in Mohegan Lake, NY has a population of 7,647 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 10547?
The median household income in ZIP 10547 is $162,605, which is 113% above the national average of $76,288.
What is the average home value in ZIP 10547?
The median home value in ZIP 10547 is $504,600, which is 81% above the national average of $278,155.
What is the demographic makeup of ZIP 10547?
The largest racial group in ZIP 10547 is White at 59.9%. Hispanic or Latino residents make up 24.0% of the population.
How many businesses are in ZIP code 10547?
ZIP code 10547 has 218 business establishments employing approximately 2,807 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 10547?
The top industries by establishment count in ZIP 10547 are: Retail trade (34), Accommodation and food services (34), Construction (29). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 10547?
According to the FHFA House Price Index, home values in ZIP 10547 increased by 10.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 145%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 10547?
In ZIP code 10547, 69.2% of residents aged 25+ have a high school diploma or higher, and 53.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 10547?
The mean commute time for workers in ZIP code 10547 is 38.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 10547?
In ZIP code 10547, approximately 68.4% of occupied housing units are owner-occupied and 31.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 10547?
The poverty rate in ZIP code 10547 is 6.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 10547's numbers, next.
- See how ZIP 10547 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Mohegan Lake, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.