PlainZIP

Toledo, OH · standard

ZIP Code 43604

Lucas County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

10,154
1,390/sq mi
$20,734
Median income
$64,800
Median home value
18.0%
Bachelor's or higher

The verdict

Toledo pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, renter-heavy area.

0th pct
household income, US ZIPs
2th pct
home value, US ZIPs
1,390
people per sq mi
20%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 43604 against every reporting US ZIP.

ZIP code 43604 is a mid-sized community (a standard USPS delivery area) in Toledo, Lucas County, Ohio, home to 10,154 residents across 7.3 square miles, a density of 1,390 people per square mile, in the New York time zone.

ZIP 43604 sits on the lower end of the income spectrum: median household income is $20,734 (72% below the Ohio average), while per-capita income is $25,595. Poverty here runs at 52.9%, with unemployment measured at 14.3%. Housing costs here run $64,800 for a typical home value (67% below the state average), with rent averaging $474 a month; 19.5% of homes are owner-occupied.

Educational attainment sits below the national norm: 18.0% of adults hold a bachelor's degree or higher, the median age is 37.6, and the average commute is 17 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Lucas County, so you can benchmark 43604 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 43604

Top 5 sectors by establishment count in Toledo, OH

Which industries have the most business establishments in ZIP 43604.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 43604, Toledo, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

10,154

Population

7.3

Area (sq mi)

1,390

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 43604?

37.6

Median Age

53.1%

Male

46.9%

Female

3.7%

Foreign-Born

White 34.1%
African American 53.1%
Asian 1.2%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.4%
Hispanic or Latino 8.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$20,734

Median Household Income

-72% vs state

$25,595

Per Capita Income

52.9%

Poverty Rate

14.3%

Unemployment Rate

16.7 min

Mean Commute Time

How ZIP 43604 ranks nationally

Toledo, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$20,734 0th percentile higher than 0% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.0%
Bachelor's Degree or Higher 18.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,995

Total Housing Units

5,210

Occupied Units

785

Vacant Units

1.70

Avg Household Size

Occupancy Type

Owner 19.5%
Renter 80.5%

$64,800

Median Home Value

-67% vs state

$474

Median Rent

1950

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 700 business establishments in ZIP 43604, employing approximately 16,474 people with a combined annual payroll of $1,178,615,000.

700

Businesses

16,474

Employees

$1.2B

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 165 23.6%
Health care and social assistance 96 13.7%
Accommodation and food services 75 10.7%
Other services (except public administration) 70 10.0%
Finance and insurance 42 6.0%
Retail trade 40 5.7%
Wholesale trade 38 5.4%
Real estate and rental and leasing 35 5.0%
Administrative and support and waste management and remediation services 31 4.4%
Manufacturing 21 3.0%
Construction 20 2.9%
Information 19 2.7%
Educational services 16 2.3%
Transportation and warehousing 13 1.9%
Arts, entertainment, and recreation 10 1.4%
Management of companies and enterprises 9 1.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 43604 vs 43620 →

ZIP 43604 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 43604 ranks #8 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 43604 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 43604 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
43620 Toledo, OH 5,858 1.2 mi
43605 Toledo, OH 28,346 1.7 mi
43608 Toledo, OH 16,515 2.0 mi
43610 Toledo, OH 5,105 2.1 mi
43609 Toledo, OH 23,687 2.7 mi
43612 Toledo, OH 29,674 4.0 mi
43607 Toledo, OH 23,958 3.4 mi
43460 Rossford, OH 6,289 3.6 mi
43606 Toledo, OH 26,429 3.9 mi
43611 Toledo, OH 19,207 4.3 mi

More ZIP Codes in Lucas County

43615 standard
Toledo, OH
Pop: 39,441
43560 standard
Sylvania, OH
Pop: 32,226
43613 standard
Toledo, OH
Pop: 31,635
43612 standard
Toledo, OH
Pop: 29,674
43614 standard
Toledo, OH
Pop: 29,290
43605 standard
Toledo, OH
Pop: 28,346

Related Areas

Lucas County Toledo, OH Ohio

Frequently Asked Questions

What county is ZIP code 43604 in? ▼
ZIP code 43604 (Toledo) is located in Lucas County, Ohio. Lucas County contains multiple ZIP codes, see the full list at /counties/lucas-oh.
What is the population of ZIP code 43604? ▼
ZIP code 43604 in Toledo, OH has a population of 10,154 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 43604? ▼
The median household income in ZIP 43604 is $20,734, which is 73% below the national average of $76,288.
What is the average home value in ZIP 43604? ▼
The median home value in ZIP 43604 is $64,800, which is 77% below the national average of $278,155.
What is the demographic makeup of ZIP 43604? ▼
The largest racial group in ZIP 43604 is African American at 53.1%. Hispanic or Latino residents make up 8.7% of the population.
How many businesses are in ZIP code 43604? ▼
ZIP code 43604 has 700 business establishments employing approximately 16,474 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 43604? ▼
The top industries by establishment count in ZIP 43604 are: Professional, scientific, and technical services (165), Health care and social assistance (96), Accommodation and food services (75). There are 16 industry sectors represented in total.
What is the education level in ZIP code 43604? ▼
In ZIP code 43604, 54.0% of residents aged 25+ have a high school diploma or higher, and 18.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 43604? ▼
The mean commute time for workers in ZIP code 43604 is 16.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 43604? ▼
In ZIP code 43604, approximately 19.5% of occupied housing units are owner-occupied and 80.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 43604? ▼
The poverty rate in ZIP code 43604 is 52.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.