Toledo, OH · standard
ZIP Code 43604
Lucas County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 10,154
- 1,390/sq mi High-density area
- $20,734
- Median income Below-median income area
- $64,800
- Median home value Below-median home value
- 18.0%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Toledo pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, renter-heavy area.
- Lowest
- household income, US ZIPs
- 2nd pct
- home value, US ZIPs
- 1,390
- people per sq mi
- 20%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 43604 against every reporting US ZIP.
ZIP code 43604 is a mid-sized community (a standard USPS delivery area) in Toledo, Lucas County, Ohio, home to 10,154 residents across 7.3 square miles, a density of 1,390 people per square mile, in the New York time zone.
ZIP 43604 sits on the lower end of the income spectrum: median household income is $20,734 (72% below the average Ohio ZIP), while per-capita income is $25,595. Economic pressure is pronounced: 52.9% of residents are below the poverty line and unemployment is 14.3%. Home values sit below the statewide ZIP benchmark: the median is $64,800 (67% below the average Ohio ZIP), and median rent is $474; owner occupancy is 19.5%.
Educational attainment sits below the national norm: 18.0% of adults hold a bachelor's degree or higher, the median age is 37.6, and the average commute is 17 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Lucas County, so 43604 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 43604
Top 5 sectors by establishment count in Toledo, OH
Which industries have the most business establishments in ZIP 43604.
- Professional, scientific, and technical services
Professional, scientific, and technical services
165 establishments
- Health care and social assistance
Health care and social assistance
96 establishments
- Accommodation and food services
Accommodation and food services
75 establishments
- Other services (except public administration)
Other services (except public administration)
70 establishments
- Finance and insurance 42
Finance and insurance
42 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 43604, Toledo, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
10,154
Population
7.3
Area (sq mi)
1,390
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 43604?
37.6
Median Age
53.1%
Male
46.9%
Female
3.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$20,734
Median Household Income
-72% vs state ZIP avg
$25,595
Per Capita Income
52.9%
Poverty Rate
14.3%
Unemployment Rate
16.7 min
Mean Commute Time
How ZIP 43604 ranks among Ohio ZIPs
Toledo, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$20,734 0th percentile higher than 0% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
5,995housing units
5,995
Total Housing Units
5,210
Occupied Units
785
Vacant Units
1.70
Avg Household Size
Occupancy Type
$64,800
Median Home Value
-67% vs state ZIP avg
$474
Median Rent
1950
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 700 business establishments in ZIP 43604, employing approximately 16,474 people with a combined annual payroll of $1,178,615,000.
700
Businesses
16,474
Employees
$1.2B
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 165 | 23.6% |
| Health care and social assistance | 96 | 13.7% |
| Accommodation and food services | 75 | 10.7% |
| Other services (except public administration) | 70 | 10.0% |
| Finance and insurance | 42 | 6.0% |
| Retail trade | 40 | 5.7% |
| Wholesale trade | 38 | 5.4% |
| Real estate and rental and leasing | 35 | 5.0% |
| Administrative and support and waste management and remediation services | 31 | 4.4% |
| Manufacturing | 21 | 3.0% |
| Construction | 20 | 2.9% |
| Information | 19 | 2.7% |
| Educational services | 16 | 2.3% |
| Transportation and warehousing | 13 | 1.9% |
| Arts, entertainment, and recreation | 10 | 1.4% |
| Management of companies and enterprises | 9 | 1.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 43604 vs 43620 →
ZIP 43604 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 43612
Toledo (43612)
29,674 residents
- 43605
Toledo (43605)
28,346 residents
- 43606
Toledo (43606)
26,429 residents
- 43607
Toledo (43607)
23,958 residents
- 43609
Toledo (43609)
23,687 residents
- 43611
Toledo (43611)
19,207 residents
- 43608
Toledo (43608)
16,515 residents
- 43604 10,154
Toledo (43604)
10,154 residents
- 43460 6,289
Rossford (43460)
6,289 residents
What this shows Among its immediate neighbors, ZIP 43604 ranks #8 by population - useful context the national average alone can't give.
ZIP 43604 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 43460
Rossford (43460)
$73,882 median income
- 43606
Toledo (43606)
$66,917 median income
- 43611
Toledo (43611)
$62,042 median income
- 43612
Toledo (43612)
$50,728 median income
- 43610
Toledo (43610)
$46,469 median income
- 43609
Toledo (43609)
$42,313 median income
- 43607
Toledo (43607)
$41,335 median income
- 43605
Toledo (43605)
$39,118 median income
- 43608 $29,275
Toledo (43608)
$29,275 median income
What this shows By household income, ZIP 43604 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 43620 | Toledo, OH | 5,858 | 1.2 mi |
| 43605 | Toledo, OH | 28,346 | 1.7 mi |
| 43608 | Toledo, OH | 16,515 | 2.0 mi |
| 43610 | Toledo, OH | 5,105 | 2.1 mi |
| 43609 | Toledo, OH | 23,687 | 2.7 mi |
| 43612 | Toledo, OH | 29,674 | 4.0 mi |
| 43607 | Toledo, OH | 23,958 | 3.4 mi |
| 43460 | Rossford, OH | 6,289 | 3.6 mi |
| 43606 | Toledo, OH | 26,429 | 3.9 mi |
| 43611 | Toledo, OH | 19,207 | 4.3 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 43604, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (10,154 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Lucas County
Related Areas
Frequently Asked Questions
What county is ZIP code 43604 in?
ZIP code 43604 (Toledo) is located in Lucas County, Ohio. Lucas County contains multiple ZIP codes, see the full list at /counties/lucas-oh.
What is the population of ZIP code 43604?
ZIP code 43604 in Toledo, OH has a population of 10,154 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 43604?
The median household income in ZIP 43604 is $20,734, which is 73% below the national average of $76,288.
What is the average home value in ZIP 43604?
The median home value in ZIP 43604 is $64,800, which is 77% below the national average of $278,155.
What is the demographic makeup of ZIP 43604?
The largest racial group in ZIP 43604 is African American at 53.1%. Hispanic or Latino residents make up 8.7% of the population.
How many businesses are in ZIP code 43604?
ZIP code 43604 has 700 business establishments employing approximately 16,474 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 43604?
The top industries by establishment count in ZIP 43604 are: Professional, scientific, and technical services (165), Health care and social assistance (96), Accommodation and food services (75). There are 16 industry sectors represented in total.
What is the education level in ZIP code 43604?
In ZIP code 43604, 54.0% of residents aged 25+ have a high school diploma or higher, and 18.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 43604?
The mean commute time for workers in ZIP code 43604 is 16.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 43604?
In ZIP code 43604, approximately 19.5% of occupied housing units are owner-occupied and 80.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 43604?
The poverty rate in ZIP code 43604 is 52.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 43604's numbers, next.
- See how ZIP 43604 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Toledo, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.