Toledo, OH · standard
ZIP Code 43612
Lucas County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 29,674
- 991/sq mi High-density area
- $50,728
- Median income Below-median income area
- $93,800
- Median home value Below-median home value
- 13.9%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Toledo pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, mixed-tenure area.
- 15th pct
- household income, US ZIPs
- 8th pct
- home value, US ZIPs
- 991
- people per sq mi
- 55%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 43612 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 43612 (Toledo, OH) rose +12.1% from 2023 to 2024. The all-transactions index moved from 133.6 in 2023 to 149.7 in 2024 (2000 = 100).
ZIP code 43612 is a densely settled ZIP (a standard USPS delivery area) in Toledo, Lucas County, Ohio, with 29,674 residents across 30.0 square miles, a density of 991 people per square mile, in the New York time zone.
ZIP 43612 reports a modest median household income of $50,728 (31% below the average Ohio ZIP), while per-capita income is $27,019. The poverty rate is 22.5%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $93,800 (52% below the average Ohio ZIP), and median rent is $1,028; owner occupancy is 54.6%.
Formal educational attainment runs low here: just 13.9% of adults hold a bachelor's degree or higher, the median age is 35, and the average commute is 22 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Lucas County, so 43612 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 43612
Top 5 sectors by establishment count in Toledo, OH
Which industries have the most business establishments in ZIP 43612.
- Retail trade
Retail trade
105 establishments
- Manufacturing
Manufacturing
92 establishments
- Accommodation and food services
Accommodation and food services
80 establishments
- Wholesale trade
Wholesale trade
62 establishments
- Other services (except public administration)
Other services (except public administration)
58 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 43612, Toledo, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
29,674
Population
30.0
Area (sq mi)
991
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 43612?
35.0
Median Age
48.4%
Male
51.6%
Female
1.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$50,728
Median Household Income
-31% vs state ZIP avg
$27,019
Per Capita Income
22.5%
Poverty Rate
6.2%
Unemployment Rate
21.6 min
Mean Commute Time
How ZIP 43612 ranks among Ohio ZIPs
Toledo, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$50,728 15th percentile higher than 15% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
13,482housing units
13,482
Total Housing Units
12,140
Occupied Units
1,342
Vacant Units
2.33
Avg Household Size
Occupancy Type
$93,800
Median Home Value
-52% vs state ZIP avg
$1,028
Median Rent
1952
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+12.1%
YoY Change (2024)
150
HPI Index (2000 = 100)
+50%
Total Change Since 2000
Home values in ZIP 43612 have increased 12.1% over the past year (2024). Since 2000, this ZIP has seen +50% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +10.7% | 95 |
| 2021 | +14.3% | 108 |
| 2022 | +16.1% | 126 |
| 2023 | +6.1% | 134 |
| 2024 | +12.1% | 150 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 672 business establishments in ZIP 43612, employing approximately 14,617 people with a combined annual payroll of $859,959,000.
672
Businesses
14,617
Employees
$860.0M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 105 | 15.6% |
| Manufacturing | 92 | 13.7% |
| Accommodation and food services | 80 | 11.9% |
| Wholesale trade | 62 | 9.2% |
| Other services (except public administration) | 58 | 8.6% |
| Construction | 56 | 8.3% |
| Transportation and warehousing | 51 | 7.6% |
| Administrative and support and waste management and remediation services | 49 | 7.3% |
| Health care and social assistance | 36 | 5.4% |
| Real estate and rental and leasing | 34 | 5.1% |
| Finance and insurance | 15 | 2.2% |
| Professional, scientific, and technical services | 15 | 2.2% |
| Information | 7 | 1.0% |
| Arts, entertainment, and recreation | 6 | 0.9% |
| Management of companies and enterprises | 3 | 0.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 43612 vs 43610 →
ZIP 43612 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 43613
Toledo (43613)
31,635 residents
- 43612
Toledo (43612)
29,674 residents
- 43605
Toledo (43605)
28,346 residents
- 43606
Toledo (43606)
26,429 residents
- 48182
Temperance (48182)
21,708 residents
- 43623
Toledo (43623)
20,149 residents
- 43611
Toledo (43611)
19,207 residents
- 43608
Toledo (43608)
16,515 residents
- 43604 10,154
Toledo (43604)
10,154 residents
What this shows Among its immediate neighbors, ZIP 43612 ranks #2 by population - useful context the national average alone can't give.
ZIP 43612 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48182
Temperance (48182)
$84,375 median income
- 43623
Toledo (43623)
$71,171 median income
- 43606
Toledo (43606)
$66,917 median income
- 43613
Toledo (43613)
$64,384 median income
- 43611
Toledo (43611)
$62,042 median income
- 43612
Toledo (43612)
$50,728 median income
- 43610
Toledo (43610)
$46,469 median income
- 43605
Toledo (43605)
$39,118 median income
- 43608 $29,275
Toledo (43608)
$29,275 median income
What this shows By household income, ZIP 43612 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 43610 | Toledo, OH | 5,105 | 2.3 mi |
| 43608 | Toledo, OH | 16,515 | 2.3 mi |
| 43620 | Toledo, OH | 5,858 | 3.1 mi |
| 43613 | Toledo, OH | 31,635 | 2.8 mi |
| 43611 | Toledo, OH | 19,207 | 3.0 mi |
| 43604 | Toledo, OH | 10,154 | 4.0 mi |
| 43606 | Toledo, OH | 26,429 | 4.1 mi |
| 43605 | Toledo, OH | 28,346 | 4.8 mi |
| 43623 | Toledo, OH | 20,149 | 5.3 mi |
| 48182 | Temperance, MI | 21,708 | 5.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 43612, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (29,674 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Lucas County
Related Areas
Frequently Asked Questions
What county is ZIP code 43612 in?
ZIP code 43612 (Toledo) is located in Lucas County, Ohio. Lucas County contains multiple ZIP codes, see the full list at /counties/lucas-oh.
What is the population of ZIP code 43612?
ZIP code 43612 in Toledo, OH has a population of 29,674 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 43612?
The median household income in ZIP 43612 is $50,728, which is 34% below the national average of $76,288.
What is the average home value in ZIP 43612?
The median home value in ZIP 43612 is $93,800, which is 66% below the national average of $278,155.
What is the demographic makeup of ZIP 43612?
The largest racial group in ZIP 43612 is White at 63.6%. Hispanic or Latino residents make up 10.7% of the population.
How many businesses are in ZIP code 43612?
ZIP code 43612 has 672 business establishments employing approximately 14,617 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 43612?
The top industries by establishment count in ZIP 43612 are: Retail trade (105), Manufacturing (92), Accommodation and food services (80). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 43612?
According to the FHFA House Price Index, home values in ZIP 43612 increased by 12.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 50%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 43612?
In ZIP code 43612, 50.9% of residents aged 25+ have a high school diploma or higher, and 13.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 43612?
The mean commute time for workers in ZIP code 43612 is 21.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 43612?
In ZIP code 43612, approximately 54.6% of occupied housing units are owner-occupied and 45.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 43612?
The poverty rate in ZIP code 43612 is 22.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 43612's numbers, next.
- See how ZIP 43612 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Toledo, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.