PlainZIP

Toledo, OH · standard

ZIP Code 43605

Lucas County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

28,346
1,551/sq mi
$39,118
Median income
$49,700
Median home value
9.7%
Bachelor's or higher

The verdict

Toledo pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, mixed-tenure area.

5th pct
household income, US ZIPs
1th pct
home value, US ZIPs
1,551
people per sq mi
48%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 43605 against every reporting US ZIP.

ZIP code 43605 is a densely settled ZIP (a standard USPS delivery area) in Toledo, Lucas County, Ohio, with 28,346 residents across 18.3 square miles, a density of 1,551 people per square mile, in the New York time zone.

ZIP 43605 sits on the lower end of the income spectrum: median household income is $39,118 (46% below the Ohio average), while per-capita income is $19,961. 38.3% of residents live below the poverty line, and the unemployment rate reads 14.1%. Median home value sits at $49,700 (75% below the state average), median rent at $835 a month, and owner-occupancy at 48.1%.

Formal educational attainment runs low here: just 9.7% of adults hold a bachelor's degree or higher, the median age is 33.1, and the average commute is 20 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Lucas County, letting you compare 43605 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 43605

Top 5 sectors by establishment count in Toledo, OH

Which industries have the most business establishments in ZIP 43605.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 43605, Toledo, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

28,346

Population

18.3

Area (sq mi)

1,551

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 43605?

33.1

Median Age

48.0%

Male

52.0%

Female

3.0%

Foreign-Born

White 59.0%
African American 14.5%
Asian 0.7%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 16.5%
Hispanic or Latino 18.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$39,118

Median Household Income

-46% vs state

$19,961

Per Capita Income

38.3%

Poverty Rate

14.1%

Unemployment Rate

19.8 min

Mean Commute Time

How ZIP 43605 ranks nationally

Toledo, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$39,118 5th percentile higher than 5% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 48.7%
Bachelor's Degree or Higher 9.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

11,946

Total Housing Units

9,806

Occupied Units

2,140

Vacant Units

2.48

Avg Household Size

Occupancy Type

Owner 48.1%
Renter 51.9%

$49,700

Median Home Value

-75% vs state

$835

Median Rent

1938

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+30.4%

YoY Change (2024)

163

HPI Index (2000 = 100)

+63%

Total Change Since 2000

Home values in ZIP 43605 have increased 30.4% over the past year (2024). Since 2000, this ZIP has seen +63% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.3% 79
2021 +17.1% 93
2022 +22.7% 114
2023 +10.0% 125
2024 +30.4% 163

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 217 business establishments in ZIP 43605, employing approximately 5,364 people with a combined annual payroll of $293,827,000.

217

Businesses

5,364

Employees

$293.8M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Retail trade 42 19.4%
Accommodation and food services 32 14.8%
Health care and social assistance 26 12.0%
Other services (except public administration) 23 10.6%
Construction 19 8.8%
Manufacturing 18 8.3%
Administrative and support and waste management and remediation services 12 5.5%
Transportation and warehousing 11 5.1%
Wholesale trade 10 4.6%
Professional, scientific, and technical services 7 3.2%
Real estate and rental and leasing 5 2.3%
Finance and insurance 4 1.8%
Arts, entertainment, and recreation 4 1.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 43605 vs 43604 →

ZIP 43605 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 43605 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 43605 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 43605 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
43604 Toledo, OH 10,154 1.7 mi
43608 Toledo, OH 16,515 2.5 mi
43620 Toledo, OH 5,858 2.7 mi
43611 Toledo, OH 19,207 3.9 mi
43619 Northwood, OH 7,499 3.5 mi
43465 Walbridge, OH 5,059 5.4 mi
43610 Toledo, OH 5,105 3.5 mi
43609 Toledo, OH 23,687 4.1 mi
43607 Toledo, OH 23,958 5.1 mi
43460 Rossford, OH 6,289 4.3 mi

More ZIP Codes in Lucas County

43615 standard
Toledo, OH
Pop: 39,441
43560 standard
Sylvania, OH
Pop: 32,226
43613 standard
Toledo, OH
Pop: 31,635
43612 standard
Toledo, OH
Pop: 29,674
43614 standard
Toledo, OH
Pop: 29,290
43537 standard
Maumee, OH
Pop: 27,276

Related Areas

Lucas County Toledo, OH Ohio

Frequently Asked Questions

What county is ZIP code 43605 in? ▼
ZIP code 43605 (Toledo) is located in Lucas County, Ohio. Lucas County contains multiple ZIP codes, see the full list at /counties/lucas-oh.
What is the population of ZIP code 43605? ▼
ZIP code 43605 in Toledo, OH has a population of 28,346 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 43605? ▼
The median household income in ZIP 43605 is $39,118, which is 49% below the national average of $76,288.
What is the average home value in ZIP 43605? ▼
The median home value in ZIP 43605 is $49,700, which is 82% below the national average of $278,155.
What is the demographic makeup of ZIP 43605? ▼
The largest racial group in ZIP 43605 is White at 59.0%. Hispanic or Latino residents make up 18.2% of the population.
How many businesses are in ZIP code 43605? ▼
ZIP code 43605 has 217 business establishments employing approximately 5,364 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 43605? ▼
The top industries by establishment count in ZIP 43605 are: Retail trade (42), Accommodation and food services (32), Health care and social assistance (26). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 43605? ▼
According to the FHFA House Price Index, home values in ZIP 43605 increased by 30.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 63%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 43605? ▼
In ZIP code 43605, 48.7% of residents aged 25+ have a high school diploma or higher, and 9.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 43605? ▼
The mean commute time for workers in ZIP code 43605 is 19.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 43605? ▼
In ZIP code 43605, approximately 48.1% of occupied housing units are owner-occupied and 51.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 43605? ▼
The poverty rate in ZIP code 43605 is 38.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.