Toledo, OH · standard

ZIP Code 43610

Lucas County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,105
1,562/sq mi High-density area
$46,469
Median income Below-median income area
$71,500
Median home value Below-median home value
15.9%
Bachelor's or higher Below-average bachelor's attainment

National ZIP placement

Toledo pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, mixed-tenure area.

10th pct
household income, US ZIPs
3rd pct
home value, US ZIPs
1,562
people per sq mi
59%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 43610 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 43610 (Toledo, OH) rose +13.2% from 2023 to 2024. The all-transactions index moved from 115.2 in 2023 to 130.3 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 43610 is a mid-sized community (a standard USPS delivery area) in Toledo, Lucas County, Ohio, home to 5,105 residents across 3.3 square miles, a density of 1,562 people per square mile, in the New York time zone.

ZIP 43610 reports a modest median household income of $46,469 (36% below the average Ohio ZIP), while per-capita income is $25,507. The poverty rate is 25.2%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $71,500 (64% below the average Ohio ZIP), and median rent is $1,007; owner occupancy is 58.8%.

Educational attainment sits below the national norm: 15.9% of adults hold a bachelor's degree or higher, the median age is 40, and the average commute is -. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Lucas County, so 43610 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Top industries in ZIP 43610

Top 5 sectors by establishment count in Toledo, OH

Which industries have the most business establishments in ZIP 43610.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 43610, Toledo, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

5,105

Population

3.3

Area (sq mi)

1,562

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 43610?

40.0

Median Age

41.0%

Male

59.0%

Female

1.0%

Foreign-Born

White 30.1%
African American 64.5%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.7%
Hispanic or Latino 5.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$46,469

Median Household Income

-36% vs state ZIP avg

$25,507

Per Capita Income

25.2%

Poverty Rate

7.3%

Unemployment Rate

How ZIP 43610 ranks among Ohio ZIPs

Toledo, OH household income vs. every Ohio ZIP code

Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$46,469 10th percentile higher than 10% of 1,127 Ohio ZIPs

This ZIP $0 $200K+ every Ohio ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 48.0%
Bachelor's Degree or Higher 15.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,481

Total Housing Units

1,905

Occupied Units

576

Vacant Units

2.12

Avg Household Size

Occupancy Type

Owner 58.8%
Renter 41.2%

$71,500

Median Home Value

-64% vs state ZIP avg

$1,007

Median Rent

1938

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+13.2%

YoY Change (2024)

130

HPI Index (2000 = 100)

+30%

Total Change Since 2000

Home values in ZIP 43610 have increased 13.2% over the past year (2024). Since 2000, this ZIP has seen +30% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.0% 91
2021 +25.6% 114
2022 +2.0% 116
2023 -0.9% 115
2024 +13.2% 130

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 33 business establishments in ZIP 43610, employing approximately 536 people with a combined annual payroll of $20,502,000.

33

Businesses

536

Employees

$20.5M

Annual Payroll

4

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 11 33.3%
Retail trade 5 15.2%
Administrative and support and waste management and remediation services 3 9.1%
Other services (except public administration) 3 9.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 43610 vs 43620 →

ZIP 43610 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 43610 ranks #0 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 43610 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 43610 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
43620 Toledo, OH 5,858 1.0 mi
43608 Toledo, OH 16,515 1.7 mi
43612 Toledo, OH 29,674 2.3 mi
43604 Toledo, OH 10,154 2.1 mi
43606 Toledo, OH 26,429 2.6 mi
43609 Toledo, OH 23,687 3.7 mi
43613 Toledo, OH 31,635 2.9 mi
43607 Toledo, OH 23,958 3.1 mi
43460 Rossford, OH 6,289 5.2 mi
43605 Toledo, OH 28,346 3.5 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 43610, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (5,105 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Lucas County

Frequently Asked Questions

What county is ZIP code 43610 in?

ZIP code 43610 (Toledo) is located in Lucas County, Ohio. Lucas County contains multiple ZIP codes, see the full list at /counties/lucas-oh.

What is the population of ZIP code 43610?

ZIP code 43610 in Toledo, OH has a population of 5,105 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 43610?

The median household income in ZIP 43610 is $46,469, which is 39% below the national average of $76,288.

What is the average home value in ZIP 43610?

The median home value in ZIP 43610 is $71,500, which is 74% below the national average of $278,155.

What is the demographic makeup of ZIP 43610?

The largest racial group in ZIP 43610 is African American at 64.5%. Hispanic or Latino residents make up 5.0% of the population.

How many businesses are in ZIP code 43610?

ZIP code 43610 has 33 business establishments employing approximately 536 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 43610?

The top industries by establishment count in ZIP 43610 are: Health care and social assistance (11), Retail trade (5), Administrative and support and waste management and remediation services (3). There are 4 industry sectors represented in total.

How have home values changed in ZIP code 43610?

According to the FHFA House Price Index, home values in ZIP 43610 increased by 13.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 30%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 43610?

In ZIP code 43610, 48.0% of residents aged 25+ have a high school diploma or higher, and 15.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What percentage of residents own vs. rent in ZIP 43610?

In ZIP code 43610, approximately 58.8% of occupied housing units are owner-occupied and 41.2% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 43610?

The poverty rate in ZIP code 43610 is 25.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 43610's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

Compare this ZIP with another

Read our methodology : how this data is sourced, computed, and verified.

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What to do with ZIP 43610's numbers, next.

ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.