Toledo, OH · standard
ZIP Code 43609
Lucas County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 23,687
- 1,789/sq mi High-density area
- $42,313
- Median income Below-median income area
- $65,500
- Median home value Below-median home value
- 11.8%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Toledo pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, mixed-tenure area.
- 7th pct
- household income, US ZIPs
- 2nd pct
- home value, US ZIPs
- 1,789
- people per sq mi
- 44%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 43609 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 43609 (Toledo, OH) rose +1.3% from 2023 to 2024. The all-transactions index moved from 126.5 in 2023 to 128.2 in 2024 (2000 = 100).
ZIP code 43609 is a densely settled ZIP (a standard USPS delivery area) in Toledo, Lucas County, Ohio, with 23,687 residents across 13.2 square miles, a density of 1,789 people per square mile, in the New York time zone.
ZIP 43609 reports a modest median household income of $42,313 (42% below the average Ohio ZIP), while per-capita income is $22,116. Economic pressure is pronounced: 28.7% of residents are below the poverty line and unemployment is 11.9%. Home values sit below the statewide ZIP benchmark: the median is $65,500 (67% below the average Ohio ZIP), and median rent is $873; owner occupancy is 44.3%.
Formal educational attainment runs low here: just 11.8% of adults hold a bachelor's degree or higher, the median age is 34.5, and the average commute is 21 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Lucas County, so 43609 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 43609
Top 5 sectors by establishment count in Toledo, OH
Which industries have the most business establishments in ZIP 43609.
- Retail trade
Retail trade
48 establishments
- Other services (except public administration)
Other services (except public administration)
32 establishments
- Health care and social assistance
Health care and social assistance
23 establishments
- Construction
Construction
22 establishments
- Accommodation and food services
Accommodation and food services
21 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 43609, Toledo, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
23,687
Population
13.2
Area (sq mi)
1,789
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 43609?
34.5
Median Age
50.6%
Male
49.4%
Female
4.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$42,313
Median Household Income
-42% vs state ZIP avg
$22,116
Per Capita Income
28.7%
Poverty Rate
11.9%
Unemployment Rate
21.1 min
Mean Commute Time
How ZIP 43609 ranks among Ohio ZIPs
Toledo, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$42,313 6th percentile higher than 6% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
10,345housing units
10,345
Total Housing Units
9,059
Occupied Units
1,286
Vacant Units
2.36
Avg Household Size
Occupancy Type
$65,500
Median Home Value
-67% vs state ZIP avg
$873
Median Rent
1943
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+1.3%
YoY Change (2024)
128
HPI Index (2000 = 100)
+28%
Total Change Since 2000
Home values in ZIP 43609 have increased 1.3% over the past year (2024). Since 2000, this ZIP has seen +28% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +12.9% | 86 |
| 2021 | +12.3% | 97 |
| 2022 | +11.1% | 108 |
| 2023 | +17.7% | 127 |
| 2024 | +1.3% | 128 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 213 business establishments in ZIP 43609, employing approximately 2,827 people with a combined annual payroll of $114,857,000.
213
Businesses
2,827
Employees
$114.9M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 48 | 22.5% |
| Other services (except public administration) | 32 | 15.0% |
| Health care and social assistance | 23 | 10.8% |
| Construction | 22 | 10.3% |
| Accommodation and food services | 21 | 9.9% |
| Administrative and support and waste management and remediation services | 13 | 6.1% |
| Manufacturing | 12 | 5.6% |
| Real estate and rental and leasing | 10 | 4.7% |
| Wholesale trade | 7 | 3.3% |
| Finance and insurance | 6 | 2.8% |
| Transportation and warehousing | 5 | 2.4% |
| Professional, scientific, and technical services | 4 | 1.9% |
| Educational services | 4 | 1.9% |
| Arts, entertainment, and recreation | 4 | 1.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 43609 vs 43460 →
ZIP 43609 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 43613
Toledo (43613)
31,635 residents
- 43614
Toledo (43614)
29,290 residents
- 43605
Toledo (43605)
28,346 residents
- 43606
Toledo (43606)
26,429 residents
- 43607
Toledo (43607)
23,958 residents
- 43609
Toledo (43609)
23,687 residents
- 43608
Toledo (43608)
16,515 residents
- 43604 10,154
Toledo (43604)
10,154 residents
- 43460 6,289
Rossford (43460)
6,289 residents
What this shows Among its immediate neighbors, ZIP 43609 ranks #6 by population - useful context the national average alone can't give.
ZIP 43609 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 43460
Rossford (43460)
$73,882 median income
- 43606
Toledo (43606)
$66,917 median income
- 43613
Toledo (43613)
$64,384 median income
- 43614
Toledo (43614)
$58,961 median income
- 43610
Toledo (43610)
$46,469 median income
- 43609
Toledo (43609)
$42,313 median income
- 43607
Toledo (43607)
$41,335 median income
- 43605
Toledo (43605)
$39,118 median income
- 43608 $29,275
Toledo (43608)
$29,275 median income
What this shows By household income, ZIP 43609 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 43460 | Rossford, OH | 6,289 | 1.9 mi |
| 43607 | Toledo, OH | 23,958 | 1.9 mi |
| 43620 | Toledo, OH | 5,858 | 3.0 mi |
| 43604 | Toledo, OH | 10,154 | 2.7 mi |
| 43610 | Toledo, OH | 5,105 | 3.7 mi |
| 43614 | Toledo, OH | 29,290 | 3.0 mi |
| 43606 | Toledo, OH | 26,429 | 3.5 mi |
| 43605 | Toledo, OH | 28,346 | 4.1 mi |
| 43613 | Toledo, OH | 31,635 | 5.6 mi |
| 43608 | Toledo, OH | 16,515 | 4.5 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 43609, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (23,687 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Lucas County
Related Areas
Frequently Asked Questions
What county is ZIP code 43609 in?
ZIP code 43609 (Toledo) is located in Lucas County, Ohio. Lucas County contains multiple ZIP codes, see the full list at /counties/lucas-oh.
What is the population of ZIP code 43609?
ZIP code 43609 in Toledo, OH has a population of 23,687 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 43609?
The median household income in ZIP 43609 is $42,313, which is 45% below the national average of $76,288.
What is the average home value in ZIP 43609?
The median home value in ZIP 43609 is $65,500, which is 76% below the national average of $278,155.
What is the demographic makeup of ZIP 43609?
The largest racial group in ZIP 43609 is White at 47.9%. Hispanic or Latino residents make up 18.7% of the population.
How many businesses are in ZIP code 43609?
ZIP code 43609 has 213 business establishments employing approximately 2,827 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 43609?
The top industries by establishment count in ZIP 43609 are: Retail trade (48), Other services (except public administration) (32), Health care and social assistance (23). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 43609?
According to the FHFA House Price Index, home values in ZIP 43609 increased by 1.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 28%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 43609?
In ZIP code 43609, 49.7% of residents aged 25+ have a high school diploma or higher, and 11.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 43609?
The mean commute time for workers in ZIP code 43609 is 21.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 43609?
In ZIP code 43609, approximately 44.3% of occupied housing units are owner-occupied and 55.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 43609?
The poverty rate in ZIP code 43609 is 28.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 43609's numbers, next.
- See how ZIP 43609 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Toledo, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.