PlainZIP

Toledo, OH · standard

ZIP Code 43609

Lucas County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

23,687
1,789/sq mi
$42,313
Median income
$65,500
Median home value
11.8%
Bachelor's or higher

The verdict

Toledo pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, mixed-tenure area.

7th pct
household income, US ZIPs
2th pct
home value, US ZIPs
1,789
people per sq mi
44%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 43609 against every reporting US ZIP.

ZIP code 43609 is a densely settled ZIP (a standard USPS delivery area) in Toledo, Lucas County, Ohio, with 23,687 residents across 13.2 square miles, a density of 1,789 people per square mile, in the New York time zone.

ZIP 43609 reports a modest median household income of $42,313 (42% below the Ohio average), while per-capita income is $22,116. 28.7% of residents live below the poverty line, and the unemployment rate reads 11.9%. On housing, the median home value is $65,500 (67% below the state average) with median rent at $873 per month, and 44.3% of occupied units are owner-occupied.

Formal educational attainment runs low here: just 11.8% of adults hold a bachelor's degree or higher, the median age is 34.5, and the average commute is 21 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 43609, plus 6 more within Lucas County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 43609

Top 5 sectors by establishment count in Toledo, OH

Which industries have the most business establishments in ZIP 43609.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 43609, Toledo, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

23,687

Population

13.2

Area (sq mi)

1,789

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 43609?

34.5

Median Age

50.6%

Male

49.4%

Female

4.9%

Foreign-Born

White 47.9%
African American 28.6%
Asian 0.9%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 13.0%
Hispanic or Latino 18.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$42,313

Median Household Income

-42% vs state

$22,116

Per Capita Income

28.7%

Poverty Rate

11.9%

Unemployment Rate

21.1 min

Mean Commute Time

How ZIP 43609 ranks nationally

Toledo, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$42,313 7th percentile higher than 7% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 49.7%
Bachelor's Degree or Higher 11.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

10,345

Total Housing Units

9,059

Occupied Units

1,286

Vacant Units

2.36

Avg Household Size

Occupancy Type

Owner 44.3%
Renter 55.7%

$65,500

Median Home Value

-67% vs state

$873

Median Rent

1943

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+1.3%

YoY Change (2024)

128

HPI Index (2000 = 100)

+28%

Total Change Since 2000

Home values in ZIP 43609 have increased 1.3% over the past year (2024). Since 2000, this ZIP has seen +28% cumulative appreciation.

Year Annual Change HPI Index
2020 +12.9% 86
2021 +12.3% 97
2022 +11.1% 108
2023 +17.7% 127
2024 +1.3% 128

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 213 business establishments in ZIP 43609, employing approximately 2,827 people with a combined annual payroll of $114,857,000.

213

Businesses

2,827

Employees

$114.9M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 48 22.5%
Other services (except public administration) 32 15.0%
Health care and social assistance 23 10.8%
Construction 22 10.3%
Accommodation and food services 21 9.9%
Administrative and support and waste management and remediation services 13 6.1%
Manufacturing 12 5.6%
Real estate and rental and leasing 10 4.7%
Wholesale trade 7 3.3%
Finance and insurance 6 2.8%
Transportation and warehousing 5 2.4%
Professional, scientific, and technical services 4 1.9%
Educational services 4 1.9%
Arts, entertainment, and recreation 4 1.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 43609 vs 43460 →

ZIP 43609 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 43609 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 43609 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 43609 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
43460 Rossford, OH 6,289 1.9 mi
43607 Toledo, OH 23,958 1.9 mi
43620 Toledo, OH 5,858 3.0 mi
43604 Toledo, OH 10,154 2.7 mi
43610 Toledo, OH 5,105 3.7 mi
43614 Toledo, OH 29,290 3.0 mi
43606 Toledo, OH 26,429 3.5 mi
43605 Toledo, OH 28,346 4.1 mi
43613 Toledo, OH 31,635 5.6 mi
43608 Toledo, OH 16,515 4.5 mi

More ZIP Codes in Lucas County

43615 standard
Toledo, OH
Pop: 39,441
43560 standard
Sylvania, OH
Pop: 32,226
43613 standard
Toledo, OH
Pop: 31,635
43612 standard
Toledo, OH
Pop: 29,674
43614 standard
Toledo, OH
Pop: 29,290
43605 standard
Toledo, OH
Pop: 28,346

Related Areas

Lucas County Toledo, OH Ohio

Frequently Asked Questions

What county is ZIP code 43609 in? ▼
ZIP code 43609 (Toledo) is located in Lucas County, Ohio. Lucas County contains multiple ZIP codes, see the full list at /counties/lucas-oh.
What is the population of ZIP code 43609? ▼
ZIP code 43609 in Toledo, OH has a population of 23,687 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 43609? ▼
The median household income in ZIP 43609 is $42,313, which is 45% below the national average of $76,288.
What is the average home value in ZIP 43609? ▼
The median home value in ZIP 43609 is $65,500, which is 76% below the national average of $278,155.
What is the demographic makeup of ZIP 43609? ▼
The largest racial group in ZIP 43609 is White at 47.9%. Hispanic or Latino residents make up 18.7% of the population.
How many businesses are in ZIP code 43609? ▼
ZIP code 43609 has 213 business establishments employing approximately 2,827 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 43609? ▼
The top industries by establishment count in ZIP 43609 are: Retail trade (48), Other services (except public administration) (32), Health care and social assistance (23). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 43609? ▼
According to the FHFA House Price Index, home values in ZIP 43609 increased by 1.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 28%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 43609? ▼
In ZIP code 43609, 49.7% of residents aged 25+ have a high school diploma or higher, and 11.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 43609? ▼
The mean commute time for workers in ZIP code 43609 is 21.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 43609? ▼
In ZIP code 43609, approximately 44.3% of occupied housing units are owner-occupied and 55.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 43609? ▼
The poverty rate in ZIP code 43609 is 28.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.