Toledo, OH · standard
ZIP Code 43620
Lucas County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 5,858
- 2,071/sq mi High-density area
- $23,483
- Median income Below-median income area
- $131,300
- Median home value Below-median home value
- 32.6%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Toledo pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a suburban-density, renter-heavy area.
- 1st pct
- household income, US ZIPs
- 20th pct
- home value, US ZIPs
- 2,071
- people per sq mi
- 29%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 43620 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 43620 (Toledo, OH) rose +26.1% from 2023 to 2024. The all-transactions index moved from 135.3 in 2023 to 170.6 in 2024 (2000 = 100).
ZIP code 43620 is a mid-sized community (a standard USPS delivery area) in Toledo, Lucas County, Ohio, home to 5,858 residents across 2.8 square miles, a density of 2,071 people per square mile, in the New York time zone.
ZIP 43620 sits on the lower end of the income spectrum: median household income is $23,483 (68% below the average Ohio ZIP), while per-capita income is $23,895. Economic pressure is pronounced: 42.2% of residents are below the poverty line and unemployment is 11.1%. Home values sit below the statewide ZIP benchmark: the median is $131,300 (33% below the average Ohio ZIP), and median rent is $541; owner occupancy is 29.1%.
A solid share of residents have a four-year degree: 32.6% of adults hold a bachelor's degree or higher, the median age is 36, and the average commute is -. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Lucas County, so 43620 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 43620
Top 5 sectors by establishment count in Toledo, OH
Which industries have the most business establishments in ZIP 43620.
- Health care and social assistance
Health care and social assistance
19 establishments
- Other services (except public administration)
Other services (except public administration)
11 establishments
- Retail trade 6
Retail trade
6 establishments
- Construction 3
Construction
3 establishments
- Professional, scientific, and technical services 3
Professional, scientific, and technical services
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 43620, Toledo, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
5,858
Population
2.8
Area (sq mi)
2,071
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 43620?
36.0
Median Age
46.8%
Male
53.2%
Female
1.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$23,483
Median Household Income
-68% vs state ZIP avg
$23,895
Per Capita Income
42.2%
Poverty Rate
11.1%
Unemployment Rate
How ZIP 43620 ranks among Ohio ZIPs
Toledo, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$23,483 1st percentile higher than 1% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,876housing units
2,876
Total Housing Units
2,372
Occupied Units
504
Vacant Units
1.98
Avg Household Size
Occupancy Type
$131,300
Median Home Value
-33% vs state ZIP avg
$541
Median Rent
1938
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+26.1%
YoY Change (2024)
171
HPI Index (2000 = 100)
+71%
Total Change Since 2000
Home values in ZIP 43620 have increased 26.1% over the past year (2024). Since 2000, this ZIP has seen +71% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.6% | 113 |
| 2021 | +2.8% | 116 |
| 2022 | +18.3% | 137 |
| 2023 | -1.2% | 135 |
| 2024 | +26.1% | 171 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 55 business establishments in ZIP 43620, employing approximately 1,102 people with a combined annual payroll of $41,149,000.
55
Businesses
1,102
Employees
$41.1M
Annual Payroll
7
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 19 | 34.5% |
| Other services (except public administration) | 11 | 20.0% |
| Retail trade | 6 | 10.9% |
| Construction | 3 | 5.5% |
| Professional, scientific, and technical services | 3 | 5.5% |
| Educational services | 3 | 5.5% |
| Accommodation and food services | 3 | 5.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 43620 vs 43610 →
ZIP 43620 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 43613
Toledo (43613)
31,635 residents
- 43612
Toledo (43612)
29,674 residents
- 43605
Toledo (43605)
28,346 residents
- 43606
Toledo (43606)
26,429 residents
- 43607
Toledo (43607)
23,958 residents
- 43609
Toledo (43609)
23,687 residents
- 43608
Toledo (43608)
16,515 residents
- 43604 10,154
Toledo (43604)
10,154 residents
- 43460 6,289
Rossford (43460)
6,289 residents
What this shows Among its immediate neighbors, ZIP 43620 ranks #0 by population - useful context the national average alone can't give.
ZIP 43620 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 43460
Rossford (43460)
$73,882 median income
- 43606
Toledo (43606)
$66,917 median income
- 43613
Toledo (43613)
$64,384 median income
- 43612
Toledo (43612)
$50,728 median income
- 43610
Toledo (43610)
$46,469 median income
- 43609
Toledo (43609)
$42,313 median income
- 43607
Toledo (43607)
$41,335 median income
- 43605
Toledo (43605)
$39,118 median income
- 43608 $29,275
Toledo (43608)
$29,275 median income
What this shows By household income, ZIP 43620 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 43610 | Toledo, OH | 5,105 | 1.0 mi |
| 43604 | Toledo, OH | 10,154 | 1.2 mi |
| 43608 | Toledo, OH | 16,515 | 1.7 mi |
| 43612 | Toledo, OH | 29,674 | 3.1 mi |
| 43606 | Toledo, OH | 26,429 | 3.0 mi |
| 43609 | Toledo, OH | 23,687 | 3.0 mi |
| 43605 | Toledo, OH | 28,346 | 2.7 mi |
| 43607 | Toledo, OH | 23,958 | 2.9 mi |
| 43460 | Rossford, OH | 6,289 | 4.3 mi |
| 43613 | Toledo, OH | 31,635 | 3.8 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 43620, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (5,858 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Lucas County
Related Areas
Frequently Asked Questions
What county is ZIP code 43620 in?
ZIP code 43620 (Toledo) is located in Lucas County, Ohio. Lucas County contains multiple ZIP codes, see the full list at /counties/lucas-oh.
What is the population of ZIP code 43620?
ZIP code 43620 in Toledo, OH has a population of 5,858 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 43620?
The median household income in ZIP 43620 is $23,483, which is 69% below the national average of $76,288.
What is the average home value in ZIP 43620?
The median home value in ZIP 43620 is $131,300, which is 53% below the national average of $278,155.
What is the demographic makeup of ZIP 43620?
The largest racial group in ZIP 43620 is African American at 49.8%. Hispanic or Latino residents make up 8.3% of the population.
How many businesses are in ZIP code 43620?
ZIP code 43620 has 55 business establishments employing approximately 1,102 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 43620?
The top industries by establishment count in ZIP 43620 are: Health care and social assistance (19), Other services (except public administration) (11), Retail trade (6). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 43620?
According to the FHFA House Price Index, home values in ZIP 43620 increased by 26.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 71%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 43620?
In ZIP code 43620, 61.2% of residents aged 25+ have a high school diploma or higher, and 32.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 43620?
In ZIP code 43620, approximately 29.1% of occupied housing units are owner-occupied and 70.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 43620?
The poverty rate in ZIP code 43620 is 42.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 43620's numbers, next.
- See how ZIP 43620 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Toledo, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.