PlainZIP

Toledo, OH · standard

ZIP Code 43620

Lucas County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,858
2,071/sq mi
$23,483
Median income
$131,300
Median home value
32.6%
Bachelor's or higher

The verdict

Toledo pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a suburban-density, renter-heavy area.

1th pct
household income, US ZIPs
20th pct
home value, US ZIPs
2,071
people per sq mi
29%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 43620 against every reporting US ZIP.

ZIP code 43620 is a mid-sized community (a standard USPS delivery area) in Toledo, Lucas County, Ohio, home to 5,858 residents across 2.8 square miles, a density of 2,071 people per square mile, in the New York time zone.

ZIP 43620 sits on the lower end of the income spectrum: median household income is $23,483 (68% below the Ohio average), while per-capita income is $23,895. Local economic indicators show a 42.2% poverty rate alongside 11.1% unemployment. The typical home here is valued at $131,300 (33% below the state average); renters pay a median of $541 monthly, and 29.1% of units are owner-occupied.

A solid share of residents have a four-year degree: 32.6% of adults hold a bachelor's degree or higher, the median age is 36, and the average commute is -. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Lucas County, so you can benchmark 43620 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 43620

Top 5 sectors by establishment count in Toledo, OH

Which industries have the most business establishments in ZIP 43620.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 43620, Toledo, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

5,858

Population

2.8

Area (sq mi)

2,071

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 43620?

36.0

Median Age

46.8%

Male

53.2%

Female

1.2%

Foreign-Born

White 41.7%
African American 49.8%
Asian 0.0%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.6%
Hispanic or Latino 8.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$23,483

Median Household Income

-68% vs state

$23,895

Per Capita Income

42.2%

Poverty Rate

11.1%

Unemployment Rate

How ZIP 43620 ranks nationally

Toledo, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$23,483 1st percentile higher than 1% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.2%
Bachelor's Degree or Higher 32.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,876

Total Housing Units

2,372

Occupied Units

504

Vacant Units

1.98

Avg Household Size

Occupancy Type

Owner 29.1%
Renter 70.9%

$131,300

Median Home Value

-33% vs state

$541

Median Rent

1938

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+26.1%

YoY Change (2024)

171

HPI Index (2000 = 100)

+71%

Total Change Since 2000

Home values in ZIP 43620 have increased 26.1% over the past year (2024). Since 2000, this ZIP has seen +71% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.6% 113
2021 +2.8% 116
2022 +18.3% 137
2023 -1.2% 135
2024 +26.1% 171

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 55 business establishments in ZIP 43620, employing approximately 1,102 people with a combined annual payroll of $41,149,000.

55

Businesses

1,102

Employees

$41.1M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 19 34.5%
Other services (except public administration) 11 20.0%
Retail trade 6 10.9%
Construction 3 5.5%
Professional, scientific, and technical services 3 5.5%
Educational services 3 5.5%
Accommodation and food services 3 5.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 43620 vs 43610 →

ZIP 43620 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 43620 ranks #0 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 43620 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 43620 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
43610 Toledo, OH 5,105 1.0 mi
43604 Toledo, OH 10,154 1.2 mi
43608 Toledo, OH 16,515 1.7 mi
43612 Toledo, OH 29,674 3.1 mi
43606 Toledo, OH 26,429 3.0 mi
43609 Toledo, OH 23,687 3.0 mi
43605 Toledo, OH 28,346 2.7 mi
43607 Toledo, OH 23,958 2.9 mi
43460 Rossford, OH 6,289 4.3 mi
43613 Toledo, OH 31,635 3.8 mi

More ZIP Codes in Lucas County

43615 standard
Toledo, OH
Pop: 39,441
43560 standard
Sylvania, OH
Pop: 32,226
43613 standard
Toledo, OH
Pop: 31,635
43612 standard
Toledo, OH
Pop: 29,674
43614 standard
Toledo, OH
Pop: 29,290
43605 standard
Toledo, OH
Pop: 28,346

Related Areas

Lucas County Toledo, OH Ohio

Frequently Asked Questions

What county is ZIP code 43620 in? ▼
ZIP code 43620 (Toledo) is located in Lucas County, Ohio. Lucas County contains multiple ZIP codes, see the full list at /counties/lucas-oh.
What is the population of ZIP code 43620? ▼
ZIP code 43620 in Toledo, OH has a population of 5,858 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 43620? ▼
The median household income in ZIP 43620 is $23,483, which is 69% below the national average of $76,288.
What is the average home value in ZIP 43620? ▼
The median home value in ZIP 43620 is $131,300, which is 53% below the national average of $278,155.
What is the demographic makeup of ZIP 43620? ▼
The largest racial group in ZIP 43620 is African American at 49.8%. Hispanic or Latino residents make up 8.3% of the population.
How many businesses are in ZIP code 43620? ▼
ZIP code 43620 has 55 business establishments employing approximately 1,102 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 43620? ▼
The top industries by establishment count in ZIP 43620 are: Health care and social assistance (19), Other services (except public administration) (11), Retail trade (6). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 43620? ▼
According to the FHFA House Price Index, home values in ZIP 43620 increased by 26.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 71%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 43620? ▼
In ZIP code 43620, 61.2% of residents aged 25+ have a high school diploma or higher, and 32.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 43620? ▼
In ZIP code 43620, approximately 29.1% of occupied housing units are owner-occupied and 70.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 43620? ▼
The poverty rate in ZIP code 43620 is 42.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.