Lupton, MI · standard
ZIP Code 48635
Ogemaw County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,573
- 11/sq mi Low-density area
- $57,500
- Median income Below-median income area
- $150,300
- Median home value Below-median home value
- 17.7%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Lupton pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 25th pct
- household income, US ZIPs
- 25th pct
- home value, US ZIPs
- 11
- people per sq mi
- 95%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48635 against every reporting US ZIP.
ZIP code 48635 covers 149.8 square miles in Lupton, Ogemaw County, Michigan (a standard USPS delivery area), with a modest 1,573 residents on file, a density of 11 people per square mile, in the Detroit time zone.
ZIP 48635 reports a modest median household income of $57,500 (22% below the average Michigan ZIP), while per-capita income is $35,075. The poverty rate is 17.7%, with unemployment at 6.8%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $150,300 (32% below the average Michigan ZIP), and median rent is $945; owner occupancy is 95.3%.
Educational attainment sits below the national norm: 17.7% of adults hold a bachelor's degree or higher, the median age is 59.6, and the average commute is 30 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 3 more in Ogemaw County, so 48635 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 48635
Top 5 sectors by establishment count in Lupton, MI
Which industries have the most business establishments in ZIP 48635.
- Accommodation and food services
Accommodation and food services
6 establishments
- Construction
Construction
3 establishments
- Retail trade
Retail trade
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48635, Lupton, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,573
Population
149.8
Area (sq mi)
11
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 48635?
59.6
Median Age
51.9%
Male
48.1%
Female
0.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$57,500
Median Household Income
-22% vs state ZIP avg
$35,075
Per Capita Income
17.7%
Poverty Rate
6.8%
Unemployment Rate
29.9 min
Mean Commute Time
How ZIP 48635 ranks among Michigan ZIPs
Lupton, MI household income vs. every Michigan ZIP code
Median household income among 962 reporting Michigan ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$57,500 24th percentile higher than 24% of 962 Michigan ZIPs
Each bar is a $20K-wide band; taller bars hold more Michigan ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,742housing units
1,742
Total Housing Units
752
Occupied Units
990
Vacant Units
2.06
Avg Household Size
Occupancy Type
$150,300
Median Home Value
-32% vs state ZIP avg
$945
Median Rent
1974
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+0.5%
YoY Change (2024)
201
HPI Index (2000 = 100)
+101%
Total Change Since 2000
Home values in ZIP 48635 have increased 0.5% over the past year (2024). Since 2000, this ZIP has seen +101% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +7.5% | 117 |
| 2021 | +7.8% | 127 |
| 2022 | +16.8% | 148 |
| 2023 | +35.4% | 200 |
| 2024 | +0.5% | 201 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 21 business establishments in ZIP 48635, employing approximately 111 people with a combined annual payroll of $2,910,000.
21
Businesses
111
Employees
$2.9M
Annual Payroll
3
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 6 | 28.6% |
| Construction | 3 | 14.3% |
| Retail trade | 3 | 14.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 48635 vs 48743 →
ZIP 48635 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48654
Rose City (48654)
2,521 residents
- 48635
Lupton (48635)
1,573 residents
- 48761
South Branch (48761)
1,026 residents
- 48743 63
Long Lake (48743)
63 residents
What this shows Among its immediate neighbors, ZIP 48635 ranks #2 by population - useful context the national average alone can't give.
ZIP 48635 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48635
Lupton (48635)
$57,500 median income
- 48761
South Branch (48761)
$47,188 median income
- 48654
Rose City (48654)
$45,202 median income
What this shows By household income, ZIP 48635 ranks the highest of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 48635, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,573 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Ogemaw County
Related Areas
Frequently Asked Questions
What county is ZIP code 48635 in?
ZIP code 48635 (Lupton) is located in Ogemaw County, Michigan. Ogemaw County contains multiple ZIP codes, see the full list at /counties/ogemaw-mi.
What is the population of ZIP code 48635?
ZIP code 48635 in Lupton, MI has a population of 1,573 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48635?
The median household income in ZIP 48635 is $57,500, which is 25% below the national average of $76,288.
What is the average home value in ZIP 48635?
The median home value in ZIP 48635 is $150,300, which is 46% below the national average of $278,155.
What is the demographic makeup of ZIP 48635?
The largest racial group in ZIP 48635 is White at 93.2%. Hispanic or Latino residents make up 1.4% of the population.
How many businesses are in ZIP code 48635?
ZIP code 48635 has 21 business establishments employing approximately 111 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48635?
The top industries by establishment count in ZIP 48635 are: Accommodation and food services (6), Construction (3), Retail trade (3). There are 3 industry sectors represented in total.
How have home values changed in ZIP code 48635?
According to the FHFA House Price Index, home values in ZIP 48635 increased by 0.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 101%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48635?
In ZIP code 48635, 51.8% of residents aged 25+ have a high school diploma or higher, and 17.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48635?
The mean commute time for workers in ZIP code 48635 is 29.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48635?
In ZIP code 48635, approximately 95.3% of occupied housing units are owner-occupied and 4.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48635?
The poverty rate in ZIP code 48635 is 17.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 48635's numbers, next.
- See how ZIP 48635 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Lupton, MI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.