PlainZIP

Lupton, MI · standard

ZIP Code 48635

Ogemaw County, Michigan — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,573
11/sq mi
$57,500
Median income
$150,300
Median home value
17.7%
Bachelor's or higher

The verdict

Lupton pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

25th pct
household income, US ZIPs
25th pct
home value, US ZIPs
11
people per sq mi
95%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48635 against every reporting US ZIP.

ZIP code 48635 is classified by USPS as a standard delivery area and covers roughly 149.8 square miles in Lupton, Ogemaw County, Michigan. The area is home to 1,573 residents, producing a population density of 11 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 48635 against Michigan and the nation.

On the economic side, the median household income for ZIP 48635 sits at $57,500 (22% below the Michigan average), while per-capita income is $35,075. The poverty rate stands at 17.7% and the unemployment rate at 6.8%. On housing, the median home value is $150,300 (32% below the state average) with median rent at $945 per month, and 95.3% of occupied units are owner-occupied, a direct signal of whether 48635 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 17.7% of adults hold a bachelor's degree or higher, the median age is 59.6, and the average commute is 30 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 3 additional ZIPs sharing Ogemaw County, so you can benchmark 48635 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 48635

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 48635.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 48635, Lupton, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

1,573

Population

149.8

Area (sq mi)

11

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48635?

59.6

Median Age

51.9%

Male

48.1%

Female

0.5%

Foreign-Born

White 93.2%
African American 0.4%
Asian 0.0%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.4%
Hispanic or Latino 1.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$57,500

Median Household Income

-22% vs state

$35,075

Per Capita Income

17.7%

Poverty Rate

6.8%

Unemployment Rate

29.9 min

Mean Commute Time

How ZIP 48635 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$57,500 25th percentile higher than 25% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 51.8%
Bachelor's Degree or Higher 17.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,742

Total Housing Units

752

Occupied Units

990

Vacant Units

2.06

Avg Household Size

Occupancy Type

Owner 95.3%
Renter 4.7%

$150,300

Median Home Value

-32% vs state

$945

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+0.5%

YoY Change (2024)

201

HPI Index (2000 = 100)

+101%

Total Change Since 2000

Home values in ZIP 48635 have increased 0.5% over the past year (2024). Since 2000, this ZIP has seen +101% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.5% 117
2021 +7.8% 127
2022 +16.8% 148
2023 +35.4% 200
2024 +0.5% 201

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 21 business establishments in ZIP 48635, employing approximately 111 people with a combined annual payroll of $2,910,000.

21

Businesses

111

Employees

$2.9M

Annual Payroll

3

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 6 28.6%
Construction 3 14.3%
Retail trade 3 14.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48635 vs 48743 →

ZIP 48635 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 48635 ranks #2 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 48635 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 48635 ranks the highest of 3 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
48743 Long Lake, MI 63 7.2 mi
48654 Rose City, MI 2,521 7.7 mi
48761 South Branch, MI 1,026 9.7 mi

More ZIP Codes in Ogemaw County

48661 standard
West Branch, MI
Pop: 10,691
48756 standard
Prescott, MI
Pop: 4,640
48654 standard
Rose City, MI
Pop: 2,521

Related Areas

Ogemaw County Lupton, MI Michigan

Frequently Asked Questions

What county is ZIP code 48635 in? ▼
ZIP code 48635 (Lupton) is located in Ogemaw County, Michigan. Ogemaw County contains multiple ZIP codes, see the full list at /counties/ogemaw-mi.
What is the population of ZIP code 48635? ▼
ZIP code 48635 in Lupton, MI has a population of 1,573 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48635? ▼
The median household income in ZIP 48635 is $57,500, which is 25% below the national average of $76,288.
What is the average home value in ZIP 48635? ▼
The median home value in ZIP 48635 is $150,300, which is 46% below the national average of $278,155.
What is the demographic makeup of ZIP 48635? ▼
The largest racial group in ZIP 48635 is White at 93.2%. Hispanic or Latino residents make up 1.4% of the population.
How many businesses are in ZIP code 48635? ▼
ZIP code 48635 has 21 business establishments employing approximately 111 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48635? ▼
The top industries by establishment count in ZIP 48635 are: Accommodation and food services (6), Construction (3), Retail trade (3). There are 3 industry sectors represented in total.
How have home values changed in ZIP code 48635? ▼
According to the FHFA House Price Index, home values in ZIP 48635 increased by 0.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 101%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48635? ▼
In ZIP code 48635, 51.8% of residents aged 25+ have a high school diploma or higher, and 17.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48635? ▼
The mean commute time for workers in ZIP code 48635 is 29.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48635? ▼
In ZIP code 48635, approximately 95.3% of occupied housing units are owner-occupied and 4.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48635? ▼
The poverty rate in ZIP code 48635 is 17.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Lupton, MI

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.