PlainZIP

Hale, MI · standard

ZIP Code 48739

Iosco County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,043
17/sq mi
$52,802
Median income
$179,400
Median home value
19.3%
Bachelor's or higher

The verdict

Hale pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

18th pct
household income, US ZIPs
38th pct
home value, US ZIPs
17
people per sq mi
90%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48739 against every reporting US ZIP.

ZIP code 48739 covers 240.7 square miles in Hale, Iosco County, Michigan (a standard USPS delivery area), with a modest 4,043 residents on file, a density of 17 people per square mile, in the Detroit time zone.

ZIP 48739 reports a modest median household income of $52,802 (28% below the Michigan average), while per-capita income is $35,339. Local economic indicators show a 13.7% poverty rate alongside 3.5% unemployment. On housing, the median home value is $179,400 (18% below the state average) with median rent at $882 per month, and 90.3% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 19.3% of adults hold a bachelor's degree or higher, the median age is 57.9, and the average commute is 29 minutes. Beyond these figures, 4 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Iosco County, letting you compare 48739 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 48739

Top 5 sectors by establishment count in Hale, MI

Which industries have the most business establishments in ZIP 48739.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48739, Hale, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,043

Population

240.7

Area (sq mi)

17

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48739?

57.9

Median Age

54.3%

Male

45.7%

Female

0.7%

Foreign-Born

White 90.6%
African American 1.5%
Asian 0.0%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.4%
Hispanic or Latino 5.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$52,802

Median Household Income

-28% vs state

$35,339

Per Capita Income

13.7%

Poverty Rate

3.5%

Unemployment Rate

29.2 min

Mean Commute Time

How ZIP 48739 ranks nationally

Hale, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$52,802 18th percentile higher than 18% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.6%
Bachelor's Degree or Higher 19.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,102

Total Housing Units

1,759

Occupied Units

2,343

Vacant Units

2.06

Avg Household Size

Occupancy Type

Owner 90.3%
Renter 9.7%

$179,400

Median Home Value

-18% vs state

$882

Median Rent

1971

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+11.1%

YoY Change (2024)

203

HPI Index (2000 = 100)

+103%

Total Change Since 2000

Home values in ZIP 48739 have increased 11.1% over the past year (2024). Since 2000, this ZIP has seen +103% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.5% 128
2021 +12.3% 144
2022 +18.4% 171
2023 +7.1% 183
2024 +11.1% 203

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 71 business establishments in ZIP 48739, employing approximately 445 people with a combined annual payroll of $16,825,000.

71

Businesses

445

Employees

$16.8M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Retail trade 17 23.9%
Construction 13 18.3%
Other services (except public administration) 10 14.1%
Health care and social assistance 7 9.9%
Accommodation and food services 7 9.9%
Finance and insurance 3 4.2%
Administrative and support and waste management and remediation services 3 4.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48739 vs 48743 →

ZIP 48739 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 48739 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 48739 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 48739 ranks the highest of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
48743 Long Lake, MI 63 4.8 mi
48770 Whittemore, MI 1,891 8.6 mi
48761 South Branch, MI 1,026 9.9 mi
48756 Prescott, MI 4,640 11.9 mi

More ZIP Codes in Iosco County

48750 standard
Oscoda, MI
Pop: 8,846
48763 standard
Tawas City, MI
Pop: 5,012
48730 standard
East Tawas, MI
Pop: 4,716
48770 standard
Whittemore, MI
Pop: 1,891
48748 standard
National City, MI
Pop: 1,693
48761 standard
South Branch, MI
Pop: 1,026

Related Areas

Iosco County Hale, MI Michigan

Frequently Asked Questions

What county is ZIP code 48739 in? ▼
ZIP code 48739 (Hale) is located in Iosco County, Michigan. Iosco County contains multiple ZIP codes, see the full list at /counties/iosco-mi.
What is the population of ZIP code 48739? ▼
ZIP code 48739 in Hale, MI has a population of 4,043 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48739? ▼
The median household income in ZIP 48739 is $52,802, which is 31% below the national average of $76,288.
What is the average home value in ZIP 48739? ▼
The median home value in ZIP 48739 is $179,400, which is 36% below the national average of $278,155.
What is the demographic makeup of ZIP 48739? ▼
The largest racial group in ZIP 48739 is White at 90.6%. Hispanic or Latino residents make up 5.4% of the population.
How many businesses are in ZIP code 48739? ▼
ZIP code 48739 has 71 business establishments employing approximately 445 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48739? ▼
The top industries by establishment count in ZIP 48739 are: Retail trade (17), Construction (13), Other services (except public administration) (10). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 48739? ▼
According to the FHFA House Price Index, home values in ZIP 48739 increased by 11.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 103%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48739? ▼
In ZIP code 48739, 55.6% of residents aged 25+ have a high school diploma or higher, and 19.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48739? ▼
The mean commute time for workers in ZIP code 48739 is 29.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48739? ▼
In ZIP code 48739, approximately 90.3% of occupied housing units are owner-occupied and 9.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48739? ▼
The poverty rate in ZIP code 48739 is 13.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.