PlainZIP

Whittemore, MI · standard

ZIP Code 48770

Iosco County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,891
11/sq mi
$49,957
Median income
$105,500
Median home value
9.5%
Bachelor's or higher

The verdict

Whittemore pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

14th pct
household income, US ZIPs
11th pct
home value, US ZIPs
11
people per sq mi
86%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48770 against every reporting US ZIP.

ZIP code 48770 covers 175.1 square miles in Whittemore, Iosco County, Michigan (a standard USPS delivery area), with a modest 1,891 residents on file, a density of 11 people per square mile, in the Detroit time zone.

ZIP 48770 reports a modest median household income of $49,957 (32% below the Michigan average), while per-capita income is $23,464. The poverty rate stands at 16.9% and the unemployment rate at 4.6%. The typical home here is valued at $105,500 (52% below the state average); renters pay a median of $683 monthly, and 85.6% of units are owner-occupied.

Formal educational attainment runs low here: just 9.5% of adults hold a bachelor's degree or higher, the median age is 44.1, and the average commute is 31 minutes. To put 48770 in local context, 3 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Iosco County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 48770

Top 5 sectors by establishment count in Whittemore, MI

Which industries have the most business establishments in ZIP 48770.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48770, Whittemore, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,891

Population

175.1

Area (sq mi)

11

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48770?

44.1

Median Age

49.0%

Male

51.0%

Female

0.4%

Foreign-Born

White 94.1%
African American 0.0%
Asian 0.9%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.3%
Hispanic or Latino 1.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$49,957

Median Household Income

-32% vs state

$23,464

Per Capita Income

16.9%

Poverty Rate

4.6%

Unemployment Rate

31.3 min

Mean Commute Time

How ZIP 48770 ranks nationally

Whittemore, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$49,957 14th percentile higher than 14% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 50.0%
Bachelor's Degree or Higher 9.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

987

Total Housing Units

689

Occupied Units

298

Vacant Units

2.67

Avg Household Size

Occupancy Type

Owner 85.6%
Renter 14.4%

$105,500

Median Home Value

-52% vs state

$683

Median Rent

1975

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+35.1%

YoY Change (2022)

180

HPI Index (2000 = 100)

+80%

Total Change Since 2000

Home values in ZIP 48770 have increased 35.1% over the past year (2022). Since 2000, this ZIP has seen +80% cumulative appreciation.

Year Annual Change HPI Index
2018 +43.9% 123
2019 +5.3% 129
2020 -6.2% 121
2021 +9.7% 133
2022 +35.1% 180

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 20 business establishments in ZIP 48770, employing approximately 66 people with a combined annual payroll of $2,392,000.

20

Businesses

66

Employees

$2.4M

Annual Payroll

4

Industry Sectors

Industry Establishments % of Total
Construction 4 20.0%
Retail trade 3 15.0%
Transportation and warehousing 3 15.0%
Other services (except public administration) 3 15.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48770 vs 48739 →

ZIP 48770 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 48770 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 48770 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 48770 ranks #3 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
48739 Hale, MI 4,043 8.6 mi
48766 Twining, MI 1,270 9.6 mi
48765 Turner, MI 725 8.4 mi

More ZIP Codes in Iosco County

48750 standard
Oscoda, MI
Pop: 8,846
48763 standard
Tawas City, MI
Pop: 5,012
48730 standard
East Tawas, MI
Pop: 4,716
48739 standard
Hale, MI
Pop: 4,043
48748 standard
National City, MI
Pop: 1,693
48761 standard
South Branch, MI
Pop: 1,026

Related Areas

Iosco County Whittemore, MI Michigan

Frequently Asked Questions

What county is ZIP code 48770 in? ▼
ZIP code 48770 (Whittemore) is located in Iosco County, Michigan. Iosco County contains multiple ZIP codes, see the full list at /counties/iosco-mi.
What is the population of ZIP code 48770? ▼
ZIP code 48770 in Whittemore, MI has a population of 1,891 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48770? ▼
The median household income in ZIP 48770 is $49,957, which is 35% below the national average of $76,288.
What is the average home value in ZIP 48770? ▼
The median home value in ZIP 48770 is $105,500, which is 62% below the national average of $278,155.
What is the demographic makeup of ZIP 48770? ▼
The largest racial group in ZIP 48770 is White at 94.1%. Hispanic or Latino residents make up 1.1% of the population.
How many businesses are in ZIP code 48770? ▼
ZIP code 48770 has 20 business establishments employing approximately 66 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48770? ▼
The top industries by establishment count in ZIP 48770 are: Construction (4), Retail trade (3), Transportation and warehousing (3). There are 4 industry sectors represented in total.
How have home values changed in ZIP code 48770? ▼
According to the FHFA House Price Index, home values in ZIP 48770 increased by 35.1% in 2022. Since 2000, home values in this ZIP have appreciated by approximately 80%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48770? ▼
In ZIP code 48770, 50.0% of residents aged 25+ have a high school diploma or higher, and 9.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48770? ▼
The mean commute time for workers in ZIP code 48770 is 31.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48770? ▼
In ZIP code 48770, approximately 85.6% of occupied housing units are owner-occupied and 14.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48770? ▼
The poverty rate in ZIP code 48770 is 16.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.