Tawas City, MI · standard

ZIP Code 48763

Iosco County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,012
21/sq mi
$59,677
Median income
$162,400
Median home value
20.6%
Bachelor's or higher

The verdict

Tawas City pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

28th pct
household income, US ZIPs
31th pct
home value, US ZIPs
21
people per sq mi
87%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48763 against every reporting US ZIP.

ZIP code 48763 is a mid-sized community (a standard USPS delivery area) in Tawas City, Iosco County, Michigan, home to 5,012 residents across 242.1 square miles, a density of 21 people per square mile, in the Detroit time zone.

ZIP 48763 reports a modest median household income of $59,677 (19% below the Michigan average), while per-capita income is $33,435. The poverty rate stands at 12.3% and the unemployment rate at 6.4%. Housing costs here run $162,400 for a typical home value (26% below the state average), with rent averaging $851 a month; 86.8% of homes are owner-occupied.

Educational attainment sits below the national norm: 20.6% of adults hold a bachelor's degree or higher, the median age is 50.1, and the average commute is 21 minutes. A geography-based comparison follows: 3 ZIP codes within about 10 miles of 48763, plus 6 more within Iosco County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 48763

Top 5 sectors by establishment count in Tawas City, MI

Which industries have the most business establishments in ZIP 48763.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48763, Tawas City, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

5,012

Population

242.1

Area (sq mi)

21

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48763?

50.1

Median Age

49.4%

Male

50.6%

Female

2.0%

Foreign-Born

White 92.2%
African American 0.7%
Asian 1.3%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.6%
Hispanic or Latino 1.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$59,677

Median Household Income

-19% vs state

$33,435

Per Capita Income

12.3%

Poverty Rate

6.4%

Unemployment Rate

20.7 min

Mean Commute Time

How ZIP 48763 ranks nationally

Tawas City, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$59,677 28th percentile higher than 28% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.1%
Bachelor's Degree or Higher 20.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,966

Total Housing Units

1,957

Occupied Units

1,009

Vacant Units

2.41

Avg Household Size

Occupancy Type

Owner 86.8%
Renter 13.2%

$162,400

Median Home Value

-26% vs state

$851

Median Rent

1973

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.5%

YoY Change (2024)

213

HPI Index (2000 = 100)

+113%

Total Change Since 2000

Home values in ZIP 48763 have increased 8.5% over the past year (2024). Since 2000, this ZIP has seen +113% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.4% 138
2021 +9.0% 150
2022 +23.6% 185
2023 +5.8% 196
2024 +8.5% 213

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 138 business establishments in ZIP 48763, employing approximately 1,337 people with a combined annual payroll of $64,510,000.

138

Businesses

1,337

Employees

$64.5M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 25 18.1%
Retail trade 20 14.5%
Construction 19 13.8%
Accommodation and food services 15 10.9%
Other services (except public administration) 15 10.9%
Professional, scientific, and technical services 10 7.3%
Finance and insurance 7 5.1%
Manufacturing 6 4.3%
Administrative and support and waste management and remediation services 4 2.9%
Arts, entertainment, and recreation 4 2.9%
Real estate and rental and leasing 3 2.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48763 vs 48748 →

ZIP 48763 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 48763 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 48763 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 48763 ranks the highest of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
48748 National City, MI 1,693 4.5 mi
48765 Turner, MI 725 8.6 mi
48730 East Tawas, MI 4,716 9.7 mi

More ZIP Codes in Iosco County

Frequently Asked Questions

What county is ZIP code 48763 in?
ZIP code 48763 (Tawas City) is located in Iosco County, Michigan. Iosco County contains multiple ZIP codes, see the full list at /counties/iosco-mi.
What is the population of ZIP code 48763?
ZIP code 48763 in Tawas City, MI has a population of 5,012 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48763?
The median household income in ZIP 48763 is $59,677, which is 22% below the national average of $76,288.
What is the average home value in ZIP 48763?
The median home value in ZIP 48763 is $162,400, which is 42% below the national average of $278,155.
What is the demographic makeup of ZIP 48763?
The largest racial group in ZIP 48763 is White at 92.2%. Hispanic or Latino residents make up 1.6% of the population.
How many businesses are in ZIP code 48763?
ZIP code 48763 has 138 business establishments employing approximately 1,337 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48763?
The top industries by establishment count in ZIP 48763 are: Health care and social assistance (25), Retail trade (20), Construction (19). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 48763?
According to the FHFA House Price Index, home values in ZIP 48763 increased by 8.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 113%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48763?
In ZIP code 48763, 60.1% of residents aged 25+ have a high school diploma or higher, and 20.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48763?
The mean commute time for workers in ZIP code 48763 is 20.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48763?
In ZIP code 48763, approximately 86.8% of occupied housing units are owner-occupied and 13.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48763?
The poverty rate in ZIP code 48763 is 12.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.