Tawas City, MI · standard
ZIP Code 48763
Iosco County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 5,012
- 21/sq mi Moderate-density area
- $59,677
- Median income Below-median income area
- $162,400
- Median home value Below-median home value
- 20.6%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Tawas City pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 28th pct
- household income, US ZIPs
- 31st pct
- home value, US ZIPs
- 21
- people per sq mi
- 87%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48763 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 48763 (Tawas City, MI) rose +8.5% from 2023 to 2024. The all-transactions index moved from 196.2 in 2023 to 212.9 in 2024 (2000 = 100).
ZIP code 48763 is a mid-sized community (a standard USPS delivery area) in Tawas City, Iosco County, Michigan, home to 5,012 residents across 242.1 square miles, a density of 21 people per square mile, in the Detroit time zone.
ZIP 48763 reports a modest median household income of $59,677 (19% below the average Michigan ZIP), while per-capita income is $33,435. The poverty rate is 12.3%, with unemployment at 6.4%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $162,400 (26% below the average Michigan ZIP), and median rent is $851; owner occupancy is 86.8%.
Educational attainment sits below the national norm: 20.6% of adults hold a bachelor's degree or higher, the median age is 50.1, and the average commute is 21 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 6 more in Iosco County, so 48763 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 48763
Top 5 sectors by establishment count in Tawas City, MI
Which industries have the most business establishments in ZIP 48763.
- Health care and social assistance
Health care and social assistance
25 establishments
- Retail trade
Retail trade
20 establishments
- Construction
Construction
19 establishments
- Accommodation and food services
Accommodation and food services
15 establishments
- Other services (except public administration)
Other services (except public administration)
15 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48763, Tawas City, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
5,012
Population
242.1
Area (sq mi)
21
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 48763?
50.1
Median Age
49.4%
Male
50.6%
Female
2.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$59,677
Median Household Income
-19% vs state ZIP avg
$33,435
Per Capita Income
12.3%
Poverty Rate
6.4%
Unemployment Rate
20.7 min
Mean Commute Time
How ZIP 48763 ranks among Michigan ZIPs
Tawas City, MI household income vs. every Michigan ZIP code
Median household income among 962 reporting Michigan ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$59,677 28th percentile higher than 28% of 962 Michigan ZIPs
Each bar is a $20K-wide band; taller bars hold more Michigan ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,966housing units
2,966
Total Housing Units
1,957
Occupied Units
1,009
Vacant Units
2.41
Avg Household Size
Occupancy Type
$162,400
Median Home Value
-26% vs state ZIP avg
$851
Median Rent
1973
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.5%
YoY Change (2024)
213
HPI Index (2000 = 100)
+113%
Total Change Since 2000
Home values in ZIP 48763 have increased 8.5% over the past year (2024). Since 2000, this ZIP has seen +113% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +7.4% | 138 |
| 2021 | +9.0% | 150 |
| 2022 | +23.6% | 185 |
| 2023 | +5.8% | 196 |
| 2024 | +8.5% | 213 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 138 business establishments in ZIP 48763, employing approximately 1,337 people with a combined annual payroll of $64,510,000.
138
Businesses
1,337
Employees
$64.5M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 25 | 18.1% |
| Retail trade | 20 | 14.5% |
| Construction | 19 | 13.8% |
| Accommodation and food services | 15 | 10.9% |
| Other services (except public administration) | 15 | 10.9% |
| Professional, scientific, and technical services | 10 | 7.3% |
| Finance and insurance | 7 | 5.1% |
| Manufacturing | 6 | 4.3% |
| Administrative and support and waste management and remediation services | 4 | 2.9% |
| Arts, entertainment, and recreation | 4 | 2.9% |
| Real estate and rental and leasing | 3 | 2.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 48763 vs 48748 →
ZIP 48763 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48763
Tawas City (48763)
5,012 residents
- 48730
East Tawas (48730)
4,716 residents
- 48748 1,693
National City (48748)
1,693 residents
- 48765 725
Turner (48765)
725 residents
What this shows Among its immediate neighbors, ZIP 48763 ranks the most populous - useful context the national average alone can't give.
ZIP 48763 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48763
Tawas City (48763)
$59,677 median income
- 48748
National City (48748)
$58,750 median income
- 48730
East Tawas (48730)
$49,823 median income
- 48765
Turner (48765)
$45,000 median income
What this shows By household income, ZIP 48763 ranks the highest of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 48763, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (5,012 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Iosco County
Related Areas
Frequently Asked Questions
What county is ZIP code 48763 in?
ZIP code 48763 (Tawas City) is located in Iosco County, Michigan. Iosco County contains multiple ZIP codes, see the full list at /counties/iosco-mi.
What is the population of ZIP code 48763?
ZIP code 48763 in Tawas City, MI has a population of 5,012 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48763?
The median household income in ZIP 48763 is $59,677, which is 22% below the national average of $76,288.
What is the average home value in ZIP 48763?
The median home value in ZIP 48763 is $162,400, which is 42% below the national average of $278,155.
What is the demographic makeup of ZIP 48763?
The largest racial group in ZIP 48763 is White at 92.2%. Hispanic or Latino residents make up 1.6% of the population.
How many businesses are in ZIP code 48763?
ZIP code 48763 has 138 business establishments employing approximately 1,337 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48763?
The top industries by establishment count in ZIP 48763 are: Health care and social assistance (25), Retail trade (20), Construction (19). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 48763?
According to the FHFA House Price Index, home values in ZIP 48763 increased by 8.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 113%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48763?
In ZIP code 48763, 60.1% of residents aged 25+ have a high school diploma or higher, and 20.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48763?
The mean commute time for workers in ZIP code 48763 is 20.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48763?
In ZIP code 48763, approximately 86.8% of occupied housing units are owner-occupied and 13.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48763?
The poverty rate in ZIP code 48763 is 12.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 48763's numbers, next.
- See how ZIP 48763 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Tawas City, MI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.