Hammond, WI · standard
ZIP Code 54015
St. Croix County, Wisconsin - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,586
- 37/sq mi Moderate-density area
- $114,293
- Median income Above-median income area
- $326,500
- Median home value Above-median home value
- 35.1%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Hammond pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.
- Top 12%
- household income, US ZIPs
- Top 30%
- home value, US ZIPs
- 37
- people per sq mi
- 80%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 54015 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 54015 (Hammond, WI) rose +1.7% from 2023 to 2024. The all-transactions index moved from 208.1 in 2023 to 211.7 in 2024 (2000 = 100).
ZIP code 54015 covers 98.0 square miles in Hammond, St. Croix County, Wisconsin (a standard USPS delivery area), with a modest 3,586 residents on file, a density of 37 people per square mile, in the Chicago time zone.
ZIP 54015 skews affluent, with a median household income of $114,293 (46% above the average Wisconsin ZIP), while per-capita income is $42,351. The poverty rate is 10.3%, with unemployment at 3.7%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $326,500 (31% above the average Wisconsin ZIP), while 80.2% of occupied homes are owner-occupied and median rent is $954.
A solid share of residents have a four-year degree: 35.1% of adults hold a bachelor's degree or higher, the median age is 36.7, and the average commute is 29 minutes. The page also surfaces 2 ZIP codes within roughly 10 miles and 6 more in St. Croix County, so 54015 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 54015
Top 5 sectors by establishment count in Hammond, WI
Which industries have the most business establishments in ZIP 54015.
- Construction
Construction
13 establishments
- Other services (except public administration)
Other services (except public administration)
12 establishments
- Wholesale trade
Wholesale trade
8 establishments
- Retail trade
Retail trade
8 establishments
- Accommodation and food services
Accommodation and food services
7 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 54015, Hammond, WI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,586
Population
98.0
Area (sq mi)
37
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 54015?
36.7
Median Age
50.7%
Male
49.3%
Female
2.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$114,293
Median Household Income
+46% vs state ZIP avg
$42,351
Per Capita Income
10.3%
Poverty Rate
3.7%
Unemployment Rate
29.0 min
Mean Commute Time
How ZIP 54015 ranks among Wisconsin ZIPs
Hammond, WI household income vs. every Wisconsin ZIP code
Median household income among 755 reporting Wisconsin ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$114,293 Top 3% higher than 97% of 755 Wisconsin ZIPs
Each bar is a $20K-wide band; taller bars hold more Wisconsin ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,504housing units
1,504
Total Housing Units
1,444
Occupied Units
60
Vacant Units
2.81
Avg Household Size
Occupancy Type
$326,500
Median Home Value
+31% vs state ZIP avg
$954
Median Rent
1994
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+1.7%
YoY Change (2024)
212
HPI Index (2000 = 100)
+112%
Total Change Since 2000
Home values in ZIP 54015 have increased 1.7% over the past year (2024). Since 2000, this ZIP has seen +112% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.4% | 153 |
| 2021 | +12.1% | 171 |
| 2022 | +13.3% | 194 |
| 2023 | +7.2% | 208 |
| 2024 | +1.7% | 212 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 76 business establishments in ZIP 54015, employing approximately 904 people with a combined annual payroll of $52,672,000.
76
Businesses
904
Employees
$52.7M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 13 | 17.1% |
| Other services (except public administration) | 12 | 15.8% |
| Wholesale trade | 8 | 10.5% |
| Retail trade | 8 | 10.5% |
| Accommodation and food services | 7 | 9.2% |
| Administrative and support and waste management and remediation services | 5 | 6.6% |
| Health care and social assistance | 4 | 5.3% |
| Manufacturing | 3 | 4.0% |
| Transportation and warehousing | 3 | 4.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 54015 vs 54002 →
ZIP 54015 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 54002
Baldwin (54002)
6,278 residents
- 54023
Roberts (54023)
3,833 residents
- 54015
Hammond (54015)
3,586 residents
What this shows Among its immediate neighbors, ZIP 54015 ranks #3 by population - useful context the national average alone can't give.
ZIP 54015 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 54015
Hammond (54015)
$114,293 median income
- 54023
Roberts (54023)
$108,466 median income
- 54002
Baldwin (54002)
$88,275 median income
What this shows By household income, ZIP 54015 ranks the highest of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 54015, both outside WI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,586 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in St. Croix County
Related Areas
Frequently Asked Questions
What county is ZIP code 54015 in?
ZIP code 54015 (Hammond) is located in St. Croix County, Wisconsin. St. Croix County contains multiple ZIP codes, see the full list at /counties/st-croix-wi.
What is the population of ZIP code 54015?
ZIP code 54015 in Hammond, WI has a population of 3,586 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 54015?
The median household income in ZIP 54015 is $114,293, which is 50% above the national average of $76,288.
What is the average home value in ZIP 54015?
The median home value in ZIP 54015 is $326,500, which is 17% above the national average of $278,155.
What is the demographic makeup of ZIP 54015?
The largest racial group in ZIP 54015 is White at 89.5%. Hispanic or Latino residents make up 6.8% of the population.
How many businesses are in ZIP code 54015?
ZIP code 54015 has 76 business establishments employing approximately 904 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 54015?
The top industries by establishment count in ZIP 54015 are: Construction (13), Other services (except public administration) (12), Wholesale trade (8). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 54015?
According to the FHFA House Price Index, home values in ZIP 54015 increased by 1.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 112%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 54015?
In ZIP code 54015, 60.6% of residents aged 25+ have a high school diploma or higher, and 35.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 54015?
The mean commute time for workers in ZIP code 54015 is 29.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 54015?
In ZIP code 54015, approximately 80.2% of occupied housing units are owner-occupied and 19.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 54015?
The poverty rate in ZIP code 54015 is 10.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 54015's numbers, next.
- See how ZIP 54015 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Hammond, WI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.