Hammond, WI · standard

ZIP Code 54015

St. Croix County, Wisconsin — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,586
37/sq mi
$114,293
Median income
$326,500
Median home value
35.1%
Bachelor's or higher

The verdict

Hammond pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 12%
household income, US ZIPs
Top 30%
home value, US ZIPs
37
people per sq mi
80%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 54015 against every reporting US ZIP.

ZIP code 54015 is classified by USPS as a standard delivery area and covers roughly 98.0 square miles in Hammond, St. Croix County, Wisconsin. The area is home to 3,586 residents, producing a population density of 37 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 54015 against Wisconsin and the nation.

On the economic side, the median household income for ZIP 54015 sits at $114,293 (46% above the Wisconsin average), while per-capita income is $42,351. The poverty rate stands at 10.3% and the unemployment rate at 3.7%. On housing, the median home value is $326,500 (31% above the state average) with median rent at $954 per month, and 80.2% of occupied units are owner-occupied, a direct signal of whether 54015 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 35.1% of adults hold a bachelor's degree or higher, the median age is 36.7, and the average commute is 29 minutes. We also surface 2 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing St. Croix County, so you can benchmark 54015 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 54015

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 54015.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 54015, Hammond, WI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

3,586

Population

98.0

Area (sq mi)

37

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 54015?

36.7

Median Age

50.7%

Male

49.3%

Female

2.4%

Foreign-Born

White 89.5%
African American 0.3%
Asian 0.5%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.3%
Hispanic or Latino 6.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$114,293

Median Household Income

+46% vs state

$42,351

Per Capita Income

10.3%

Poverty Rate

3.7%

Unemployment Rate

29.0 min

Mean Commute Time

How ZIP 54015 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$114,293 Top 12% higher than 88% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.6%
Bachelor's Degree or Higher 35.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,504

Total Housing Units

1,444

Occupied Units

60

Vacant Units

2.81

Avg Household Size

Occupancy Type

Owner 80.2%
Renter 19.8%

$326,500

Median Home Value

+31% vs state

$954

Median Rent

1994

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+1.7%

YoY Change (2024)

212

HPI Index (2000 = 100)

+112%

Total Change Since 2000

Home values in ZIP 54015 have increased 1.7% over the past year (2024). Since 2000, this ZIP has seen +112% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.4% 153
2021 +12.1% 171
2022 +13.3% 194
2023 +7.2% 208
2024 +1.7% 212

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 76 business establishments in ZIP 54015, employing approximately 904 people with a combined annual payroll of $52,672,000.

76

Businesses

904

Employees

$52.7M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Construction 13 17.1%
Other services (except public administration) 12 15.8%
Wholesale trade 8 10.5%
Retail trade 8 10.5%
Accommodation and food services 7 9.2%
Administrative and support and waste management and remediation services 5 6.6%
Health care and social assistance 4 5.3%
Manufacturing 3 4.0%
Transportation and warehousing 3 4.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 54015 vs 54002 →

ZIP 54015 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 54015 ranks #3 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 54015 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 54015 ranks the highest of 3 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
54002 Baldwin, WI 6,278 4.2 mi
54023 Roberts, WI 3,833 5.0 mi

More ZIP Codes in St. Croix County

Frequently Asked Questions

What county is ZIP code 54015 in?
ZIP code 54015 (Hammond) is located in St. Croix County, Wisconsin. St. Croix County contains multiple ZIP codes, see the full list at /counties/st-croix-wi.
What is the population of ZIP code 54015?
ZIP code 54015 in Hammond, WI has a population of 3,586 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 54015?
The median household income in ZIP 54015 is $114,293, which is 50% above the national average of $76,288.
What is the average home value in ZIP 54015?
The median home value in ZIP 54015 is $326,500, which is 17% above the national average of $278,155.
What is the demographic makeup of ZIP 54015?
The largest racial group in ZIP 54015 is White at 89.5%. Hispanic or Latino residents make up 6.8% of the population.
How many businesses are in ZIP code 54015?
ZIP code 54015 has 76 business establishments employing approximately 904 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 54015?
The top industries by establishment count in ZIP 54015 are: Construction (13), Other services (except public administration) (12), Wholesale trade (8). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 54015?
According to the FHFA House Price Index, home values in ZIP 54015 increased by 1.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 112%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 54015?
In ZIP code 54015, 60.6% of residents aged 25+ have a high school diploma or higher, and 35.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 54015?
The mean commute time for workers in ZIP code 54015 is 29.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 54015?
In ZIP code 54015, approximately 80.2% of occupied housing units are owner-occupied and 19.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 54015?
The poverty rate in ZIP code 54015 is 10.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Hammond, WI

Verify and explore additional data for this area using these official government sources.