Denison, TX · standard

ZIP Code 75021

Grayson County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

8,036
52/sq mi Moderate-density area
$83,067
Median income Near-median income area
$190,500
Median home value Near-median home value
17.5%
Bachelor's or higher Below-average bachelor's attainment

National ZIP placement

Denison pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 34%
household income, US ZIPs
41st pct
home value, US ZIPs
52
people per sq mi
83%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 75021 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 75021 (Denison, TX) rose +4.6% from 2023 to 2024. The all-transactions index moved from 389.1 in 2023 to 407.0 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 75021 is a mid-sized community (a standard USPS delivery area) in Denison, Grayson County, Texas, home to 8,036 residents across 155.7 square miles, a density of 52 people per square mile, in the Chicago time zone.

ZIP 75021 lands in the middle-income range, with a median household income of $83,067 (10% above the average Texas ZIP), while per-capita income is $32,819. The poverty rate is 10.7%, with unemployment at 3.6%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $190,500 (23% below the average Texas ZIP), and median rent is $1,096; owner occupancy is 83.2%.

Educational attainment sits below the national norm: 17.5% of adults hold a bachelor's degree or higher, the median age is 40.7, and the average commute is 26 minutes. The page also surfaces 7 ZIP codes within roughly 10 miles and 6 more in Grayson County, so 75021 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

View your shortlist → Compare ZIPs →

Top industries in ZIP 75021

Top 5 sectors by establishment count in Denison, TX

Which industries have the most business establishments in ZIP 75021.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 75021, Denison, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

8,036

Population

155.7

Area (sq mi)

52

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 75021?

40.7

Median Age

49.6%

Male

50.4%

Female

5.4%

Foreign-Born

White 83.9%
African American 2.0%
Asian 1.8%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.1%
Hispanic or Latino 8.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$83,067

Median Household Income

+10% vs state ZIP avg

$32,819

Per Capita Income

10.7%

Poverty Rate

3.6%

Unemployment Rate

25.7 min

Mean Commute Time

How ZIP 75021 ranks among Texas ZIPs

Denison, TX household income vs. every Texas ZIP code

Median household income among 1,737 reporting Texas ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$83,067 Top 31% higher than 69% of 1,737 Texas ZIPs

This ZIP $0 $200K+ every Texas ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Texas ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.4%
Bachelor's Degree or Higher 17.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,831

Total Housing Units

3,379

Occupied Units

452

Vacant Units

2.70

Avg Household Size

Occupancy Type

Owner 83.2%
Renter 16.8%

$190,500

Median Home Value

-23% vs state ZIP avg

$1,096

Median Rent

1979

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.6%

YoY Change (2024)

407

HPI Index (2000 = 100)

+307%

Total Change Since 2000

Home values in ZIP 75021 have increased 4.6% over the past year (2024). Since 2000, this ZIP has seen +307% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.2% 246
2021 +19.2% 293
2022 +21.0% 355
2023 +9.6% 389
2024 +4.6% 407

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 98 business establishments in ZIP 75021, employing approximately 1,014 people with a combined annual payroll of $46,828,000.

98

Businesses

1,014

Employees

$46.8M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Construction 15 15.3%
Other services (except public administration) 13 13.3%
Retail trade 12 12.2%
Professional, scientific, and technical services 8 8.2%
Manufacturing 7 7.1%
Real estate and rental and leasing 7 7.1%
Wholesale trade 6 6.1%
Accommodation and food services 6 6.1%
Transportation and warehousing 5 5.1%
Health care and social assistance 5 5.1%
Administrative and support and waste management and remediation services 4 4.1%
Utilities 3 3.1%
Finance and insurance 3 3.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 75021 vs 74733 →

ZIP 75021 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 75021 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 75021 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 75021 ranks #2 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
74733 Colbert, OK 2,853 7.3 mi
75414 Bells, TX 3,136 7.5 mi
74747 Kemp, OK 153 7.5 mi
75020 Denison, TX 21,872 8.1 mi
75090 Sherman, TX 23,724 9.4 mi
74720 Achille, OK 608 8.9 mi
75479 Savoy, TX 1,849 10.6 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 75021, both outside TX so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (8,036 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Grayson County

Frequently Asked Questions

What county is ZIP code 75021 in?

ZIP code 75021 (Denison) is located in Grayson County, Texas. Grayson County contains multiple ZIP codes, see the full list at /counties/grayson-tx.

What is the population of ZIP code 75021?

ZIP code 75021 in Denison, TX has a population of 8,036 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 75021?

The median household income in ZIP 75021 is $83,067, which is 9% above the national average of $76,288.

What is the average home value in ZIP 75021?

The median home value in ZIP 75021 is $190,500, which is 32% below the national average of $278,155.

What is the demographic makeup of ZIP 75021?

The largest racial group in ZIP 75021 is White at 83.9%. Hispanic or Latino residents make up 8.9% of the population.

How many businesses are in ZIP code 75021?

ZIP code 75021 has 98 business establishments employing approximately 1,014 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 75021?

The top industries by establishment count in ZIP 75021 are: Construction (15), Other services (except public administration) (13), Retail trade (12). There are 13 industry sectors represented in total.

How have home values changed in ZIP code 75021?

According to the FHFA House Price Index, home values in ZIP 75021 increased by 4.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 307%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 75021?

In ZIP code 75021, 55.4% of residents aged 25+ have a high school diploma or higher, and 17.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 75021?

The mean commute time for workers in ZIP code 75021 is 25.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 75021?

In ZIP code 75021, approximately 83.2% of occupied housing units are owner-occupied and 16.8% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 75021?

The poverty rate in ZIP code 75021 is 10.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 75021's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

Compare this ZIP with another

Read our methodology : how this data is sourced, computed, and verified.

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What to do with ZIP 75021's numbers, next.

ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.