PlainZIP

Denison, TX · standard

ZIP Code 75020

Grayson County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

21,872
135/sq mi
$71,605
Median income
$204,300
Median home value
19.6%
Bachelor's or higher

The verdict

Denison pairs a below-median household income with below-median home values, in a rural, mixed-tenure area.

49th pct
household income, US ZIPs
45th pct
home value, US ZIPs
135
people per sq mi
59%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 75020 against every reporting US ZIP.

ZIP code 75020 is a densely settled ZIP (a standard USPS delivery area) in Denison, Grayson County, Texas, with 21,872 residents across 162.0 square miles, a density of 135 people per square mile, in the Chicago time zone.

ZIP 75020 lands in the middle-income range, with a median household income of $71,605 (5% below the Texas average), while per-capita income is $38,875. Poverty here runs at 14.4%, with unemployment measured at 4.8%. Median home value sits at $204,300 (17% below the state average), median rent at $1,287 a month, and owner-occupancy at 58.7%.

Educational attainment sits below the national norm: 19.6% of adults hold a bachelor's degree or higher, the median age is 40.8, and the average commute is 20 minutes. To put 75020 in local context, 6 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Grayson County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 75020

Top 5 sectors by establishment count in Denison, TX

Which industries have the most business establishments in ZIP 75020.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 75020, Denison, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

21,872

Population

162.0

Area (sq mi)

135

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 75020?

40.8

Median Age

48.7%

Male

51.3%

Female

5.9%

Foreign-Born

White 75.3%
African American 6.6%
Asian 0.7%
American Indian or Alaska Native 0.9%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.8%
Hispanic or Latino 16.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$71,605

Median Household Income

-5% vs state

$38,875

Per Capita Income

14.4%

Poverty Rate

4.8%

Unemployment Rate

20.4 min

Mean Commute Time

How ZIP 75020 ranks nationally

Denison, TX household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$71,605 49th percentile higher than 49% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 51.3%
Bachelor's Degree or Higher 19.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

11,049

Total Housing Units

10,085

Occupied Units

964

Vacant Units

2.41

Avg Household Size

Occupancy Type

Owner 58.7%
Renter 41.3%

$204,300

Median Home Value

-17% vs state

$1,287

Median Rent

1971

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.3%

YoY Change (2024)

329

HPI Index (2000 = 100)

+229%

Total Change Since 2000

Home values in ZIP 75020 have increased 2.3% over the past year (2024). Since 2000, this ZIP has seen +229% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.8% 217
2021 +14.6% 249
2022 +24.2% 309
2023 +4.0% 322
2024 +2.3% 329

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 552 business establishments in ZIP 75020, employing approximately 10,863 people with a combined annual payroll of $593,365,000.

552

Businesses

10,863

Employees

$593.4M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 103 18.7%
Health care and social assistance 85 15.4%
Accommodation and food services 64 11.6%
Other services (except public administration) 53 9.6%
Professional, scientific, and technical services 46 8.3%
Finance and insurance 44 8.0%
Construction 32 5.8%
Real estate and rental and leasing 23 4.2%
Administrative and support and waste management and remediation services 23 4.2%
Manufacturing 21 3.8%
Wholesale trade 16 2.9%
Transportation and warehousing 16 2.9%
Arts, entertainment, and recreation 11 2.0%
Information 8 1.4%
Educational services 3 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 75020 vs 75076 →

ZIP 75020 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 75020 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 75020 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 75020 ranks #3 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
75076 Pottsboro, TX 7,378 6.9 mi
74731 Cartwright, OK 1,747 7.8 mi
75021 Denison, TX 8,036 8.1 mi
74733 Colbert, OK 2,853 8.1 mi
74753 Platter, OK 52 10.2 mi
75092 Sherman, TX 22,839 10.1 mi

More ZIP Codes in Grayson County

75090 standard
Sherman, TX
Pop: 23,724
75092 standard
Sherman, TX
Pop: 22,839
76273 standard
Whitesboro, TX
Pop: 9,135
75021 standard
Denison, TX
Pop: 8,036
75076 standard
Pottsboro, TX
Pop: 7,378
75495 standard
Van Alstyne, TX
Pop: 7,095

Related Areas

Grayson County Denison, TX Texas

Frequently Asked Questions

What county is ZIP code 75020 in? ▼
ZIP code 75020 (Denison) is located in Grayson County, Texas. Grayson County contains multiple ZIP codes, see the full list at /counties/grayson-tx.
What is the population of ZIP code 75020? ▼
ZIP code 75020 in Denison, TX has a population of 21,872 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 75020? ▼
The median household income in ZIP 75020 is $71,605, which is 6% below the national average of $76,288.
What is the average home value in ZIP 75020? ▼
The median home value in ZIP 75020 is $204,300, which is 27% below the national average of $278,155.
What is the demographic makeup of ZIP 75020? ▼
The largest racial group in ZIP 75020 is White at 75.3%. Hispanic or Latino residents make up 16.1% of the population.
How many businesses are in ZIP code 75020? ▼
ZIP code 75020 has 552 business establishments employing approximately 10,863 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 75020? ▼
The top industries by establishment count in ZIP 75020 are: Retail trade (103), Health care and social assistance (85), Accommodation and food services (64). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 75020? ▼
According to the FHFA House Price Index, home values in ZIP 75020 increased by 2.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 229%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 75020? ▼
In ZIP code 75020, 51.3% of residents aged 25+ have a high school diploma or higher, and 19.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 75020? ▼
The mean commute time for workers in ZIP code 75020 is 20.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 75020? ▼
In ZIP code 75020, approximately 58.7% of occupied housing units are owner-occupied and 41.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 75020? ▼
The poverty rate in ZIP code 75020 is 14.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.