Denison, TX · standard
ZIP Code 75020
Grayson County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 21,872
- 135/sq mi High-density area
- $71,605
- Median income Near-median income area
- $204,300
- Median home value Near-median home value
- 19.6%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Denison pairs a below-median household income with below-median home values, in a rural, mixed-tenure area.
- 49th pct
- household income, US ZIPs
- 45th pct
- home value, US ZIPs
- 135
- people per sq mi
- 59%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 75020 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 75020 (Denison, TX) rose +2.3% from 2023 to 2024. The all-transactions index moved from 321.8 in 2023 to 329.1 in 2024 (2000 = 100).
ZIP code 75020 is a densely settled ZIP (a standard USPS delivery area) in Denison, Grayson County, Texas, with 21,872 residents across 162.0 square miles, a density of 135 people per square mile, in the Chicago time zone.
ZIP 75020 lands in the middle-income range, with a median household income of $71,605 (5% below the average Texas ZIP), while per-capita income is $38,875. The poverty rate is 14.4%, with unemployment at 4.8%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $204,300 (17% below the average Texas ZIP), and median rent is $1,287; owner occupancy is 58.7%.
Educational attainment sits below the national norm: 19.6% of adults hold a bachelor's degree or higher, the median age is 40.8, and the average commute is 20 minutes. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Grayson County, so 75020 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 75020
Top 5 sectors by establishment count in Denison, TX
Which industries have the most business establishments in ZIP 75020.
- Retail trade
Retail trade
103 establishments
- Health care and social assistance
Health care and social assistance
85 establishments
- Accommodation and food services
Accommodation and food services
64 establishments
- Other services (except public administration)
Other services (except public administration)
53 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
46 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 75020, Denison, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
21,872
Population
162.0
Area (sq mi)
135
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 75020?
40.8
Median Age
48.7%
Male
51.3%
Female
5.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$71,605
Median Household Income
-5% vs state ZIP avg
$38,875
Per Capita Income
14.4%
Poverty Rate
4.8%
Unemployment Rate
20.4 min
Mean Commute Time
How ZIP 75020 ranks among Texas ZIPs
Denison, TX household income vs. every Texas ZIP code
Median household income among 1,737 reporting Texas ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$71,605 Top 47% higher than 53% of 1,737 Texas ZIPs
Each bar is a $20K-wide band; taller bars hold more Texas ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
11,049housing units
11,049
Total Housing Units
10,085
Occupied Units
964
Vacant Units
2.41
Avg Household Size
Occupancy Type
$204,300
Median Home Value
-17% vs state ZIP avg
$1,287
Median Rent
1971
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.3%
YoY Change (2024)
329
HPI Index (2000 = 100)
+229%
Total Change Since 2000
Home values in ZIP 75020 have increased 2.3% over the past year (2024). Since 2000, this ZIP has seen +229% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.8% | 217 |
| 2021 | +14.6% | 249 |
| 2022 | +24.2% | 309 |
| 2023 | +4.0% | 322 |
| 2024 | +2.3% | 329 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 552 business establishments in ZIP 75020, employing approximately 10,863 people with a combined annual payroll of $593,365,000.
552
Businesses
10,863
Employees
$593.4M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 103 | 18.7% |
| Health care and social assistance | 85 | 15.4% |
| Accommodation and food services | 64 | 11.6% |
| Other services (except public administration) | 53 | 9.6% |
| Professional, scientific, and technical services | 46 | 8.3% |
| Finance and insurance | 44 | 8.0% |
| Construction | 32 | 5.8% |
| Real estate and rental and leasing | 23 | 4.2% |
| Administrative and support and waste management and remediation services | 23 | 4.2% |
| Manufacturing | 21 | 3.8% |
| Wholesale trade | 16 | 2.9% |
| Transportation and warehousing | 16 | 2.9% |
| Arts, entertainment, and recreation | 11 | 2.0% |
| Information | 8 | 1.4% |
| Educational services | 3 | 0.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 75020 vs 75076 →
ZIP 75020 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 75092
Sherman (75092)
22,839 residents
- 75020
Denison (75020)
21,872 residents
- 75021 8,036
Denison (75021)
8,036 residents
- 75076 7,378
Pottsboro (75076)
7,378 residents
- 74733 2,853
Colbert (74733)
2,853 residents
- 74731 1,747
Cartwright (74731)
1,747 residents
- 74753 52
Platter (74753)
52 residents
What this shows Among its immediate neighbors, ZIP 75020 ranks #2 by population - useful context the national average alone can't give.
ZIP 75020 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 75021
Denison (75021)
$83,067 median income
- 75076
Pottsboro (75076)
$76,919 median income
- 75020
Denison (75020)
$71,605 median income
- 75092
Sherman (75092)
$68,036 median income
- 74733
Colbert (74733)
$65,875 median income
- 74731
Cartwright (74731)
$54,286 median income
What this shows By household income, ZIP 75020 ranks #3 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 75020, both outside TX so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (21,872 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Grayson County
Related Areas
Frequently Asked Questions
What county is ZIP code 75020 in?
ZIP code 75020 (Denison) is located in Grayson County, Texas. Grayson County contains multiple ZIP codes, see the full list at /counties/grayson-tx.
What is the population of ZIP code 75020?
ZIP code 75020 in Denison, TX has a population of 21,872 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 75020?
The median household income in ZIP 75020 is $71,605, which is 6% below the national average of $76,288.
What is the average home value in ZIP 75020?
The median home value in ZIP 75020 is $204,300, which is 27% below the national average of $278,155.
What is the demographic makeup of ZIP 75020?
The largest racial group in ZIP 75020 is White at 75.3%. Hispanic or Latino residents make up 16.1% of the population.
How many businesses are in ZIP code 75020?
ZIP code 75020 has 552 business establishments employing approximately 10,863 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 75020?
The top industries by establishment count in ZIP 75020 are: Retail trade (103), Health care and social assistance (85), Accommodation and food services (64). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 75020?
According to the FHFA House Price Index, home values in ZIP 75020 increased by 2.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 229%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 75020?
In ZIP code 75020, 51.3% of residents aged 25+ have a high school diploma or higher, and 19.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 75020?
The mean commute time for workers in ZIP code 75020 is 20.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 75020?
In ZIP code 75020, approximately 58.7% of occupied housing units are owner-occupied and 41.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 75020?
The poverty rate in ZIP code 75020 is 14.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 75020's numbers, next.
- See how ZIP 75020 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Denison, TX ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.