Sherman, TX · standard
ZIP Code 75092
Grayson County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 22,839
- 78/sq mi Moderate-density area
- $68,036
- Median income Near-median income area
- $279,500
- Median home value Near-median home value
- 31.1%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Sherman pairs a below-median household income with above-median home values, in a rural, mixed-tenure area.
- 43rd pct
- household income, US ZIPs
- Top 37%
- home value, US ZIPs
- 78
- people per sq mi
- 58%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 75092 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 75092 (Sherman, TX) rose +2.1% from 2023 to 2024. The all-transactions index moved from 283.6 in 2023 to 289.7 in 2024 (2000 = 100).
ZIP code 75092 is a densely settled ZIP (a standard USPS delivery area) in Sherman, Grayson County, Texas, with 22,839 residents across 293.6 square miles, a density of 78 people per square mile, in the Chicago time zone.
ZIP 75092 reports a modest median household income of $68,036 (10% below the average Texas ZIP), while per-capita income is $41,478. The poverty rate is 9.6%, with unemployment at 2.6%; those measures add context to the income figure. Median home value is $279,500 (13% above the average Texas ZIP) and median rent is $1,322; 58.1% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 31.1% of adults hold a bachelor's degree or higher, the median age is 40.6, and the average commute is 24 minutes. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in Grayson County, so 75092 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 75092
Top 5 sectors by establishment count in Sherman, TX
Which industries have the most business establishments in ZIP 75092.
- Health care and social assistance
Health care and social assistance
119 establishments
- Retail trade
Retail trade
49 establishments
- Real estate and rental and leasing 35
Real estate and rental and leasing
35 establishments
- Other services (except public administration) 34
Other services (except public administration)
34 establishments
- Construction 32
Construction
32 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 75092, Sherman, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
22,839
Population
293.6
Area (sq mi)
78
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 75092?
40.6
Median Age
49.4%
Male
50.6%
Female
8.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$68,036
Median Household Income
-10% vs state ZIP avg
$41,478
Per Capita Income
9.6%
Poverty Rate
2.6%
Unemployment Rate
23.6 min
Mean Commute Time
How ZIP 75092 ranks among Texas ZIPs
Sherman, TX household income vs. every Texas ZIP code
Median household income among 1,737 reporting Texas ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$68,036 46th percentile higher than 46% of 1,737 Texas ZIPs
Each bar is a $20K-wide band; taller bars hold more Texas ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
13,659housing units
13,659
Total Housing Units
12,491
Occupied Units
1,168
Vacant Units
2.26
Avg Household Size
Occupancy Type
$279,500
Median Home Value
+13% vs state ZIP avg
$1,322
Median Rent
1990
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.1%
YoY Change (2024)
290
HPI Index (2000 = 100)
+190%
Total Change Since 2000
Home values in ZIP 75092 have increased 2.1% over the past year (2024). Since 2000, this ZIP has seen +190% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.5% | 192 |
| 2021 | +13.1% | 218 |
| 2022 | +22.1% | 265 |
| 2023 | +6.8% | 284 |
| 2024 | +2.1% | 290 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 420 business establishments in ZIP 75092, employing approximately 5,781 people with a combined annual payroll of $281,425,000.
420
Businesses
5,781
Employees
$281.4M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 119 | 28.3% |
| Retail trade | 49 | 11.7% |
| Real estate and rental and leasing | 35 | 8.3% |
| Other services (except public administration) | 34 | 8.1% |
| Construction | 32 | 7.6% |
| Professional, scientific, and technical services | 27 | 6.4% |
| Accommodation and food services | 23 | 5.5% |
| Finance and insurance | 22 | 5.2% |
| Manufacturing | 17 | 4.0% |
| Wholesale trade | 17 | 4.0% |
| Administrative and support and waste management and remediation services | 17 | 4.0% |
| Transportation and warehousing | 12 | 2.9% |
| Information | 5 | 1.2% |
| Arts, entertainment, and recreation | 5 | 1.2% |
| Educational services | 4 | 0.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 75092 vs 76268 →
ZIP 75092 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 75092
Sherman (75092)
22,839 residents
- 75020
Denison (75020)
21,872 residents
- 75076 7,378
Pottsboro (75076)
7,378 residents
- 75459 4,326
Howe (75459)
4,326 residents
- 76264 1,412
Sadler (76264)
1,412 residents
- 76268 250
Southmayd (76268)
250 residents
What this shows Among its immediate neighbors, ZIP 75092 ranks the most populous - useful context the national average alone can't give.
ZIP 75092 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 76264
Sadler (76264)
$77,955 median income
- 75076
Pottsboro (75076)
$76,919 median income
- 75020
Denison (75020)
$71,605 median income
- 75459
Howe (75459)
$71,228 median income
- 75092
Sherman (75092)
$68,036 median income
What this shows By household income, ZIP 75092 ranks #5 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 75092, both outside TX so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (22,839 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Grayson County
Related Areas
Frequently Asked Questions
What county is ZIP code 75092 in?
ZIP code 75092 (Sherman) is located in Grayson County, Texas. Grayson County contains multiple ZIP codes, see the full list at /counties/grayson-tx.
What is the population of ZIP code 75092?
ZIP code 75092 in Sherman, TX has a population of 22,839 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 75092?
The median household income in ZIP 75092 is $68,036, which is 11% below the national average of $76,288.
What is the average home value in ZIP 75092?
The median home value in ZIP 75092 is $279,500, which is 0% above the national average of $278,155.
What is the demographic makeup of ZIP 75092?
The largest racial group in ZIP 75092 is White at 77.7%. Hispanic or Latino residents make up 11.4% of the population.
How many businesses are in ZIP code 75092?
ZIP code 75092 has 420 business establishments employing approximately 5,781 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 75092?
The top industries by establishment count in ZIP 75092 are: Health care and social assistance (119), Retail trade (49), Real estate and rental and leasing (35). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 75092?
According to the FHFA House Price Index, home values in ZIP 75092 increased by 2.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 190%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 75092?
In ZIP code 75092, 56.5% of residents aged 25+ have a high school diploma or higher, and 31.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 75092?
The mean commute time for workers in ZIP code 75092 is 23.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 75092?
In ZIP code 75092, approximately 58.1% of occupied housing units are owner-occupied and 41.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 75092?
The poverty rate in ZIP code 75092 is 9.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 75092's numbers, next.
- See how ZIP 75092 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Sherman, TX ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.