PlainZIP

Elm Mott, TX · standard

ZIP Code 76640

McLennan County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,005
41/sq mi
$66,641
Median income
$166,900
Median home value
24.1%
Bachelor's or higher

The verdict

Elm Mott pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

41th pct
household income, US ZIPs
33th pct
home value, US ZIPs
41
people per sq mi
83%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 76640 against every reporting US ZIP.

ZIP code 76640 covers 73.7 square miles in Elm Mott, McLennan County, Texas (a standard USPS delivery area), with a modest 3,005 residents on file, a density of 41 people per square mile, in the Chicago time zone.

ZIP 76640 reports a modest median household income of $66,641 (12% below the Texas average), while per-capita income is $31,764. Poverty here runs at 12.9%, with unemployment measured at 3.1%. On housing, the median home value is $166,900 (33% below the state average) with median rent at $838 per month, and 83.2% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 24.1% of adults hold a bachelor's degree or higher, the median age is 36.5, and the average commute is -. To put 76640 in local context, 9 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in McLennan County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 76640

Top 5 sectors by establishment count in Elm Mott, TX

Which industries have the most business establishments in ZIP 76640.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 76640, Elm Mott, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,005

Population

73.7

Area (sq mi)

41

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 76640?

36.5

Median Age

55.2%

Male

44.8%

Female

5.0%

Foreign-Born

White 66.7%
African American 13.5%
Asian 0.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 15.9%
Hispanic or Latino 18.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$66,641

Median Household Income

-12% vs state

$31,764

Per Capita Income

12.9%

Poverty Rate

3.1%

Unemployment Rate

How ZIP 76640 ranks nationally

Elm Mott, TX household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$66,641 41st percentile higher than 41% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.4%
Bachelor's Degree or Higher 24.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,149

Total Housing Units

1,114

Occupied Units

35

Vacant Units

2.77

Avg Household Size

Occupancy Type

Owner 83.2%
Renter 16.8%

$166,900

Median Home Value

-33% vs state

$838

Median Rent

1986

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 88 business establishments in ZIP 76640, employing approximately 694 people with a combined annual payroll of $31,299,000.

88

Businesses

694

Employees

$31.3M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Construction 17 19.3%
Other services (except public administration) 15 17.1%
Manufacturing 12 13.6%
Wholesale trade 9 10.2%
Retail trade 8 9.1%
Administrative and support and waste management and remediation services 8 9.1%
Transportation and warehousing 4 4.5%
Professional, scientific, and technical services 4 4.5%
Real estate and rental and leasing 3 3.4%
Accommodation and food services 3 3.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 76640 vs 76705 →

ZIP 76640 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 76640 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 76640 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 76640 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
76705 Waco, TX 29,155 4.6 mi
76654 Leroy, TX 151 4.3 mi
76691 West, TX 6,454 6.3 mi
76624 Axtell, TX 2,231 6.9 mi
76704 Waco, TX 8,007 8.5 mi
76798 Waco, TX 1,862 10.2 mi
76708 Waco, TX 24,476 9.3 mi
76701 Waco, TX 1,826 10.3 mi
76707 Waco, TX 16,697 10.7 mi

More ZIP Codes in McLennan County

76706 standard
Waco, TX
Pop: 35,015
76705 standard
Waco, TX
Pop: 29,155
76708 standard
Waco, TX
Pop: 24,476
76712 standard
Woodway, TX
Pop: 23,506
76710 standard
Waco, TX
Pop: 22,686
76707 standard
Waco, TX
Pop: 16,697

Related Areas

McLennan County Elm Mott, TX Texas

Frequently Asked Questions

What county is ZIP code 76640 in? ▼
ZIP code 76640 (Elm Mott) is located in McLennan County, Texas. McLennan County contains multiple ZIP codes, see the full list at /counties/mclennan-tx.
What is the population of ZIP code 76640? ▼
ZIP code 76640 in Elm Mott, TX has a population of 3,005 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 76640? ▼
The median household income in ZIP 76640 is $66,641, which is 13% below the national average of $76,288.
What is the average home value in ZIP 76640? ▼
The median home value in ZIP 76640 is $166,900, which is 40% below the national average of $278,155.
What is the demographic makeup of ZIP 76640? ▼
The largest racial group in ZIP 76640 is White at 66.7%. Hispanic or Latino residents make up 18.6% of the population.
How many businesses are in ZIP code 76640? ▼
ZIP code 76640 has 88 business establishments employing approximately 694 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 76640? ▼
The top industries by establishment count in ZIP 76640 are: Construction (17), Other services (except public administration) (15), Manufacturing (12). There are 10 industry sectors represented in total.
What is the education level in ZIP code 76640? ▼
In ZIP code 76640, 62.4% of residents aged 25+ have a high school diploma or higher, and 24.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 76640? ▼
In ZIP code 76640, approximately 83.2% of occupied housing units are owner-occupied and 16.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 76640? ▼
The poverty rate in ZIP code 76640 is 12.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.