Elm Mott, TX · standard

ZIP Code 76640

McLennan County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,005
41/sq mi Moderate-density area
$66,641
Median income Near-median income area
$166,900
Median home value Below-median home value
24.1%
Bachelor's or higher Near-average bachelor's attainment

National ZIP placement

Elm Mott pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

41st pct
household income, US ZIPs
33rd pct
home value, US ZIPs
41
people per sq mi
83%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 76640 against every reporting US ZIP.

ZIP code 76640 covers 73.7 square miles in Elm Mott, McLennan County, Texas (a standard USPS delivery area), with a modest 3,005 residents on file, a density of 41 people per square mile, in the Chicago time zone.

ZIP 76640 reports a modest median household income of $66,641 (12% below the average Texas ZIP), while per-capita income is $31,764. The poverty rate is 12.9%, with unemployment at 3.1%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $166,900 (33% below the average Texas ZIP), and median rent is $838; owner occupancy is 83.2%.

Educational attainment sits below the national norm: 24.1% of adults hold a bachelor's degree or higher, the median age is 36.5, and the average commute is -. The page also surfaces 9 ZIP codes within roughly 10 miles and 6 more in McLennan County, so 76640 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Top industries in ZIP 76640

Top 5 sectors by establishment count in Elm Mott, TX

Which industries have the most business establishments in ZIP 76640.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 76640, Elm Mott, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,005

Population

73.7

Area (sq mi)

41

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 76640?

36.5

Median Age

55.2%

Male

44.8%

Female

5.0%

Foreign-Born

White 66.7%
African American 13.5%
Asian 0.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 15.9%
Hispanic or Latino 18.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$66,641

Median Household Income

-12% vs state ZIP avg

$31,764

Per Capita Income

12.9%

Poverty Rate

3.1%

Unemployment Rate

How ZIP 76640 ranks among Texas ZIPs

Elm Mott, TX household income vs. every Texas ZIP code

Median household income among 1,737 reporting Texas ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$66,641 44th percentile higher than 44% of 1,737 Texas ZIPs

This ZIP $0 $200K+ every Texas ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Texas ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.4%
Bachelor's Degree or Higher 24.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,149

Total Housing Units

1,114

Occupied Units

35

Vacant Units

2.77

Avg Household Size

Occupancy Type

Owner 83.2%
Renter 16.8%

$166,900

Median Home Value

-33% vs state ZIP avg

$838

Median Rent

1986

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 88 business establishments in ZIP 76640, employing approximately 694 people with a combined annual payroll of $31,299,000.

88

Businesses

694

Employees

$31.3M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Construction 17 19.3%
Other services (except public administration) 15 17.1%
Manufacturing 12 13.6%
Wholesale trade 9 10.2%
Retail trade 8 9.1%
Administrative and support and waste management and remediation services 8 9.1%
Transportation and warehousing 4 4.5%
Professional, scientific, and technical services 4 4.5%
Real estate and rental and leasing 3 3.4%
Accommodation and food services 3 3.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 76640 vs 76705 →

ZIP 76640 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 76640 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 76640 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 76640 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
76705 Waco, TX 29,155 4.6 mi
76654 Leroy, TX 151 4.3 mi
76691 West, TX 6,454 6.3 mi
76624 Axtell, TX 2,231 6.9 mi
76704 Waco, TX 8,007 8.5 mi
76798 Waco, TX 1,862 10.2 mi
76708 Waco, TX 24,476 9.3 mi
76701 Waco, TX 1,826 10.3 mi
76707 Waco, TX 16,697 10.7 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 76640, both outside TX so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (3,005 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in McLennan County

Frequently Asked Questions

What county is ZIP code 76640 in?

ZIP code 76640 (Elm Mott) is located in McLennan County, Texas. McLennan County contains multiple ZIP codes, see the full list at /counties/mclennan-tx.

What is the population of ZIP code 76640?

ZIP code 76640 in Elm Mott, TX has a population of 3,005 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 76640?

The median household income in ZIP 76640 is $66,641, which is 13% below the national average of $76,288.

What is the average home value in ZIP 76640?

The median home value in ZIP 76640 is $166,900, which is 40% below the national average of $278,155.

What is the demographic makeup of ZIP 76640?

The largest racial group in ZIP 76640 is White at 66.7%. Hispanic or Latino residents make up 18.6% of the population.

How many businesses are in ZIP code 76640?

ZIP code 76640 has 88 business establishments employing approximately 694 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 76640?

The top industries by establishment count in ZIP 76640 are: Construction (17), Other services (except public administration) (15), Manufacturing (12). There are 10 industry sectors represented in total.

What is the education level in ZIP code 76640?

In ZIP code 76640, 62.4% of residents aged 25+ have a high school diploma or higher, and 24.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What percentage of residents own vs. rent in ZIP 76640?

In ZIP code 76640, approximately 83.2% of occupied housing units are owner-occupied and 16.8% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 76640?

The poverty rate in ZIP code 76640 is 12.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 76640's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

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Read our methodology : how this data is sourced, computed, and verified.

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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.