ZIP Code 76640

ZIP code 76640 is classified by USPS as a standard delivery area and covers roughly 73.7 square miles in Elm Mott, McLennan County, Texas. The area is home to 3,005 residents, producing a population density of 41 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 76640 against Texas and the nation.

On the economic side, the median household income for ZIP 76640 sits at $66,641 (12% below the Texas average), while per-capita income is $31,764. The poverty rate stands at 12.9% and the unemployment rate at 3.1%. On housing, the median home value is $166,900 (33% below the state average) with median rent at $838 per month, and 83.2% of occupied units are owner-occupied, a direct signal of whether 76640 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 24.1% of adults hold a bachelor's degree or higher, the median age is 36.5, and the average commute is —. We also surface 9 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing McLennan County, so you can benchmark 76640 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →