Residential delivery area · Texas
ZIP Code 76705: Waco, TX
ZIP code 76705 uses the postal name Waco, Texas and lies entirely in McLennan County (Census 2020 ZIP-county file). About 32,000 people live there (Census Bureau, ACS 2020-2024), the 2nd most populous of Waco's 9 residential ZIP codes. Median household income is $58,236 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Waco (7%), Gholson (7%), Bellmead (6%), Lacy-Lakeview (3%) and Hallsburg (2%); 75% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Waco · 9 residential ZIPs
- County
- McLennan County
- Census places
- Waco (7%); Gholson (7%); Bellmead (6%); Lacy-Lakeview (3%)
- Metro area
- Waco, TX
- House district
- TX-17 119th Congress
- State
- Texas
- Time zone
- Central
- Land area
- 118.6 sq mi · 267 people per sq mi
- PO Box ZIPs
- 7 more ZIP codes use the name Waco for PO boxes or single organizations
Where is ZIP code 76705?
76705 centers on 31.627°, -97.084° and covers 118.6 square miles of land plus 4.6 of water. It borders 10 ZIP codes: 76704, 76640, 76708, 76624, 76691, 76706, 76633, 76682, 76622, 76664.
The map draws ZIP code areas only. For the streets inside 76705, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 76705 compare with the rest of Waco?
| Measure | 76705 | In Waco | In McLennan County | In TX |
|---|---|---|---|---|
| People (ACS 2020-2024) | 31,616 | 2nd of 9 | 2nd of 28 | 356th of 1,990 |
| Median household income | $58k | 2nd of 6 | 13th of 17 | 890th of 1,172 |
| Median home value | $191k | 4th of 7 | 16th of 19 | 777th of 1,172 |
Its median household income is higher than in 26% of U.S. residential ZIP codes, and it is denser than 66% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 76705?
The 2020 Census counted 31,736 people in 76705; the ACS, which samples households over 2020-2024, estimates 31,616. Between the 2010 and 2020 censuses its population grew 8.9% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 31,616
- 2020 Census count
- 31,736+8.9% since 2010 (29,155)
- Households
- 10,625
- Median age
- 35.1
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 76705?
Of the 31,616 people the ACS estimates in 76705, 25.1% are under 18 and 13.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (41.0%), then Hispanic or Latino (33.3%).
- Under 1825.1%
- 18 to 6461.7%
- 65 and older13.2%
- White, not Hispanic41.0%
- Hispanic or Latino33.3%
- Black, not Hispanic19.3%
- Other or two or more5.2%
- Asian, not Hispanic1.2%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 76705 earn?
Median household income is $58,236 (ACS 2020-2024), the 13th highest of the 17 ranked ZIP codes in McLennan County. It is not measurably different from 2015-2019 ($54,402 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $58,236±$8,196
- Income per person
- $30,390
- Below the poverty line
- 19.3%
- Unemployed (of the labor force)
- 4.5%
- Adults 25+ with a bachelor's degree
- 16.8%
- Adjusted gross income per tax return, 2022
- $50,58312,770 returns; wages 74% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 76705?
FHFA's house price index for 76705, built from repeat sales and appraisals of the same homes, rose 116% from 2015 to 2025 and rose 50% from 2020 to 2025, and moved +1.1% in 2025.
- Median home value (owners' estimate)
- $190,600
- Median gross rent
- $1,000
- Homes owned by their occupants
- 62.8%
- Housing units
- 11,928
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 76705?
498 business establishments had a location in this ZIP code in 2023, 31 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade91
- Accommodation and food services69
- Construction62
- Other services (except public administration)51
- Manufacturing44
- Health care and social assistance34
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 76705?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 76704 | Waco | 7,018 | $30k | 4.2 mi |
| 76640 | Elm Mott | 3,089 | $67k | 4.9 mi |
| 76708 | Waco | 27,790 | $69k | 7.7 mi |
| 76624 | Axtell | 2,660 | $80k | 8.0 mi |
| 76691 | West | 6,661 | $86k | 9.9 mi |
| 76706 | Waco | 41,627 | $42k | 11.8 mi |
| 76633 | China Spring | 6,268 | $107k | 15.1 mi |
| 76682 | Riesel | 3,661 | $84k | 15.6 mi |
| 76622 | Aquilla | 1,447 | $74k | 16.1 mi |
| 76664 | Mart | 3,231 | $75k | 17.2 mi |
| 76798 | Waco | 2,883 | – | 6.0 mi (near) |
| 76701 | Waco | 1,871 | $30k | 6.1 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.