ZIP Code 76705
standardSource:
Waco · McLennan County · Texas
- Population
- 29,155
- Median income
- $58,236
- Median home value
- $190,600
- Bachelor's or higher
- 16.8%
- Land area
- 296.0 sq mi
99/sq mi
▼ 24% vs US
higher than 26% of US ZIPs
▼ 31% vs US
higher than 41% of US ZIPs
Median age 35.1
Chicago
ZIP code 76705 in Waco, Texas has a population of 29,155. The median household income is $58,236, which is 24% below the national average. Median home value is $190,600, 31% below the US average. 16.8% of residents hold a bachelor's degree or higher.
ZIP code 76705 is classified by USPS as a standard delivery area and covers roughly 296.0 square miles in Waco, McLennan County, Texas. The area is home to 29,155 residents, producing a population density of 99 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 76705 against Texas and the nation.
On the economic side, the median household income for ZIP 76705 sits at $58,236 (23% below the Texas average), while per-capita income is $30,390. The poverty rate stands at 19.3% and the unemployment rate at 4.4%. On housing, the median home value is $190,600 (23% below the state average) with median rent at $1,000 per month, and 62.8% of occupied units are owner-occupied, a direct signal of whether 76705 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 16.8% of adults hold a bachelor's degree or higher, the median age is 35.1, and the average commute is 24 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing McLennan County, so you can benchmark 76705 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 76705
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 76705.
- Retail trade
Retail trade
91 establishments
- Accommodation and food services
Accommodation and food services
69 establishments
- Construction
Construction
62 establishments
- Other services (except public administration)
Other services (except public administration)
51 establishments
- Manufacturing
Manufacturing
44 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 76705, Waco, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
29,155
Population
296.0
Area (sq mi)
99
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 76705?
35.1
Median Age
51.6%
Male
48.4%
Female
12.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$58,236
Median Household Income
-23% vs state
$30,390
Per Capita Income
19.3%
Poverty Rate
4.4%
Unemployment Rate
24.4 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
11,928
Total Housing Units
10,625
Occupied Units
1,303
Vacant Units
2.78
Avg Household Size
Occupancy Type
$190,600
Median Home Value
-23% vs state
$1,000
Median Rent
1984
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-1.9%
YoY Change (2024)
328
HPI Index (2000 = 100)
+228%
Total Change Since 2000
Home values in ZIP 76705 have decreased 1.9% over the past year (2024). Since 2000, this ZIP has seen +228% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.6% | 222 |
| 2021 | +12.7% | 250 |
| 2022 | +20.1% | 300 |
| 2023 | +11.2% | 334 |
| 2024 | -1.9% | 328 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 498 business establishments in ZIP 76705, employing approximately 9,781 people with a combined annual payroll of $417,214,000.
498
Businesses
9,781
Employees
$417.2M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 91 | 18.3% |
| Accommodation and food services | 69 | 13.9% |
| Construction | 62 | 12.4% |
| Other services (except public administration) | 51 | 10.2% |
| Manufacturing | 44 | 8.8% |
| Health care and social assistance | 34 | 6.8% |
| Administrative and support and waste management and remediation services | 29 | 5.8% |
| Transportation and warehousing | 21 | 4.2% |
| Finance and insurance | 21 | 4.2% |
| Professional, scientific, and technical services | 21 | 4.2% |
| Real estate and rental and leasing | 19 | 3.8% |
| Wholesale trade | 16 | 3.2% |
| Information | 7 | 1.4% |
| Educational services | 6 | 1.2% |
| Arts, entertainment, and recreation | 4 | 0.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 76705 vs 76704 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 76704 | Waco, TX | 8,007 | 3.9 mi |
| 76640 | Elm Mott, TX | 3,005 | 4.6 mi |
| 76798 | Waco, TX | 1,862 | 5.6 mi |
| 76708 | Waco, TX | 24,476 | 6.8 mi |
| 76701 | Waco, TX | 1,826 | 5.7 mi |
| 76707 | Waco, TX | 16,697 | 6.2 mi |
| 76624 | Axtell, TX | 2,231 | 8.3 mi |
| 76711 | Waco, TX | 9,042 | 8.5 mi |
| 76654 | Leroy, TX | 151 | 8.6 mi |
| 76710 | Waco, TX | 22,686 | 8.4 mi |
More ZIP Codes in McLennan County
Related Areas
Frequently Asked Questions
What county is ZIP code 76705 in? ▼
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What is the demographic makeup of ZIP 76705? ▼
How many businesses are in ZIP code 76705? ▼
What are the main industries in ZIP code 76705? ▼
How have home values changed in ZIP code 76705? ▼
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What is the average commute time in ZIP 76705? ▼
What percentage of residents own vs. rent in ZIP 76705? ▼
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ZIP Code Research Guides
Official Data Resources for Waco, TX
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.