Residential delivery area · Texas
ZIP Code 76706: Waco, TX
ZIP code 76706 uses the postal name Waco, Texas and lies mostly in McLennan County (96% of its land) with the rest in Falls County (Census 2020 ZIP-county file). About 42,000 people live there (Census Bureau, ACS 2020-2024), the most populous of Waco's 9 residential ZIP codes. Median household income is $41,656 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Robinson (36%) and Waco (14%); 51% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Waco · 9 residential ZIPs
- County
- McLennan County (96%); Falls County (4%)
- Census places
- Robinson (36%); Waco (14%)
- Metro area
- Waco, TX
- House district
- TX-17 119th Congress
- State
- Texas
- Time zone
- Central
- Land area
- 72.3 sq mi · 576 people per sq mi
- PO Box ZIPs
- 7 more ZIP codes use the name Waco for PO boxes or single organizations
Where is ZIP code 76706?
76706 centers on 31.456°, -97.084° and covers 72.3 square miles of land plus 2.0 of water. It borders 11 ZIP codes: 76711, 76798, 76643, 76655, 76701, 76704, 76685, 76682, 76712, 76705 and more.
The map draws ZIP code areas only. For the streets inside 76706, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 76706 compare with the rest of Waco?
| Measure | 76706 | In Waco | In McLennan County | In TX |
|---|---|---|---|---|
| People (ACS 2020-2024) | 41,627 | 1st of 9 | 1st of 28 | 217th of 1,990 |
| Median household income | $42k | 5th of 6 | 16th of 17 | 1,133rd of 1,172 |
| Median home value | $197k | 3rd of 7 | 14th of 19 | 762nd of 1,172 |
Its median household income is higher than in 7% of U.S. residential ZIP codes, and it is denser than 73% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 76706?
The 2020 Census counted 39,303 people in 76706; the ACS, which samples households over 2020-2024, estimates 41,627. Between the 2010 and 2020 censuses its population grew 12.2% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 41,627
- 2020 Census count
- 39,303+12.2% since 2010 (35,015)
- Households
- 14,907
- Median age
- 24.2
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 76706?
Of the 41,627 people the ACS estimates in 76706, 19.4% are under 18 and 8.3% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (48.0%), then Hispanic or Latino (29.9%).
- Under 1819.4%
- 18 to 6472.3%
- 65 and older8.3%
- White, not Hispanic48.0%
- Hispanic or Latino29.9%
- Black, not Hispanic17.6%
- Asian, not Hispanic2.3%
- Other or two or more2.1%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 76706 earn?
Median household income is $41,656 (ACS 2020-2024), the 16th highest of the 17 ranked ZIP codes in McLennan County. It is not measurably different from 2015-2019 ($41,804 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $41,656±$5,983
- Income per person
- $24,465
- Below the poverty line
- 33.3%
- Unemployed (of the labor force)
- 4.9%
- Adults 25+ with a bachelor's degree
- 23.1%
- Adjusted gross income per tax return, 2022
- $55,36913,840 returns; wages 77% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 76706?
FHFA's house price index for 76706, built from repeat sales and appraisals of the same homes, rose 107% from 2015 to 2025 and rose 45% from 2020 to 2025, and moved −2.6% in 2025.
- Median home value (owners' estimate)
- $197,000
- Median gross rent
- $1,149
- Homes owned by their occupants
- 39.0%
- Housing units
- 17,106
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 76706?
588 business establishments had a location in this ZIP code in 2023, 48 more than in 2018; the most are in accommodation and food services (ZIP Code Business Patterns).
- Accommodation and food services112
- Retail trade93
- Other services (except public administration)82
- Construction60
- Real estate and rental and leasing39
- Wholesale trade33
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 76706?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 76711 | Waco | 9,676 | $53k | 5.7 mi |
| 76798 | Waco | 2,883 | – | 6.6 mi |
| 76643 | Hewitt | 16,432 | $84k | 6.7 mi |
| 76655 | Lorena | 10,603 | $100k | 6.9 mi |
| 76701 | Waco | 1,871 | $30k | 7.3 mi |
| 76704 | Waco | 7,018 | $30k | 8.6 mi |
| 76685 | Satin | 28 | – | 9.2 mi |
| 76682 | Riesel | 3,661 | $84k | 10.1 mi |
| 76712 | Woodway | 29,118 | $98k | 11.5 mi |
| 76705 | Waco | 31,616 | $58k | 11.8 mi |
| 76661 | Marlin | 7,602 | $41k | 17.7 mi |
| 76707 | Waco | 15,879 | $40k | 8.0 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.