Waco, TX
Census ZIP code profile for Waco, TX - 9 ZIPs, total population 148,766. Median income, home value, education, commute, and demographics from the U.S. Census Bureau American Community Survey 2023 5-Year Estimates.
U.S. Census Bureau, SimpleMaps US ZIP Code Database, delivery-area ZIP coverage
ACS city ledger plate
Sheet WACO-TX · Waco, TX 9 ZIPs · 148,766 pop · #22445/25278 · McLennan County
INC-MID · RANK-BOTTOM · BELOW-PEER · BOOK-MID · OWN-LOW · POP-MID · SPREAD-WIDE · HOME-LOW
- INC-MID $47,653
- RANK-BOTTOM #22445/25278
- BELOW-PEER under Elm Mott
- BOOK-MID 9 ZIPs
- OWN-LOW 47% owners
- POP-MID 148,766
- SPREAD-WIDE 76701→76708
- HOME-LOW $181,700
Nearest income peer: Elm Mott, TX (+ $18,988 income $)
Instrument codes from this city’s ACS household income, national rank, county-peer gap, ZIP book, owner tenure, population scale, intra-city income spread, and home-value band, not a moving recommendation.
Income neighbourhood around Waco
Lowest/highest poles plus county-sharing cities nearest Waco on average ZIP median household income. Full ladder: /cities.
- Waco · this city · lowest $47,653
Waco · this city · lowest
$47,653 median HH income
- Elm Mott · near
Elm Mott · near
$66,641 median HH income
- Eddy · near
Eddy · near
$69,286 median HH income
- Mart · near
Mart · near
$74,618 median HH income
- Hewitt · near
Hewitt · near
$83,511 median HH income
- Crawford · highest
Crawford · highest
$129,917 median HH income
What this shows County-sharing peers only, not the full US city board. Open a near peer when the gap is small; open the poles when the mosaic is wide.
National city placement
According to ACS 5-Year Estimates, Waco, TX sits among US cities with one of the lowest household incomes among US cities, on a mid-size population base, across a compact ZIP cluster.
- 11th pct
- household income vs 25,278 US cities
- 148,766
- city population (Census)
- 9
- USPS ZIP codes covered
- $47,653
- avg ZIP median income
Income percentile ranks this city's average ZIP median household income against 25,278 US cities with ACS income on at least one ZIP. Scale and ZIP-spread words come from Census population and USPS ZIP coverage.
Lower household-income footing ($47,653 average) with poverty near 25.5% and unemployment 4.7% across 9 ZIPs. Start from the most populated ZIP rather than treating the city mean as a uniform cost of living.
Every one of the 12 cities sharing McLennan County reports a higher average ZIP median income than Waco, Woodway, Hewitt and Mc Gregor among them. That gap is the county's income spread, not a measure of the housing or commute picture below. Crawford marks the far end of that range at $129,917, 173% above Waco.
Within-city ZIP comparison
Where the ZIP codes inside Waco differ
Waco's city average masks two linked splits. Median household income runs from $30,313 in ZIP 76701 to $68,856 in ZIP 76708, while home values span $126,200 in 76707 to $250,300 in 76710. Compare the endpoint ZIPs before treating the city-level number as a neighborhood-level answer.
- Income high-to-low ratio
- 2.3×
- Home-value high-to-low ratio
- 2.0×
- Poverty-rate spread
- 32.9 points
76701 to 76708
76707 to 76710
76710 to 76704
Derived from the published ACS 2023 ZIP-level records shown on this site. A high-to-low ratio compares the highest and lowest available ZIP values; it is not a score or forecast.
Population concentration
Waco residents fan out across many ZIPs
Population is spread across 9 codes in Waco. The densest, 76706, still represents only about 24% of the 148,766 residents, so no single ZIP stands in for the city.
Census ZBP business roll-up
Mid-density employers across Waco's ZIP mosaic
Citywide ZBP: 3,613 establishments, 67,386 employees , annual payroll $3,056,353k (~24 establishments per 1,000 residents) across 9 of 9 ZIPs. Peak business ZIP 76710 (1,270 units) ; leading NAICS Retail trade (639) · also Accommodation and food services · Other services (except public administration) .
ZIP Codes in Waco, TX
These ZIP codes sit in McLennan County, which covers 24 ZIP codes in all; 9 of them fall in Waco. See the McLennan County roll-up →
Every one of the 12 cities sharing McLennan County reports a higher average ZIP median income than Waco, Woodway, Hewitt and Mc Gregor among them. That gap is the county's income spread, not a measure of the housing or commute picture below. Crawford marks the far end of that range at $129,917, 173% above Waco.
Side-by-side: Compare 76706 vs 76705 →
| ZIP Code | Population | Median income | Establishments | Density |
|---|---|---|---|---|
| 76706 | 35,015 | $41,656 | 588 | 191 |
| 76705 | 29,155 | $58,236 | 498 | 99 |
| 76708 | 24,476 | $68,856 | 312 | 203 |
| 76710 | 22,686 | $58,186 | 1,270 | 921 |
| 76707 | 16,697 | $40,443 | 139 | 1,976 |
| 76711 | 9,042 | $53,185 | 252 | 884 |
| 76704 | 8,007 | $30,349 | 94 | 598 |
| 76798 | 1,862 | n/a | 3 | 20,598 |
| 76701 | 1,826 | $30,313 | 457 | 619 |
Waco roll-ups here are for informational purposes only and do not constitute financial or relocation advice. ACS and Census ZBP figures are estimates; confirm the current table against Census before a money or move decision involving Waco, .