Residential delivery area · Texas

ZIP Code 76707: Waco, TX

ZIP code 76707 is in Waco, Texas, entirely in McLennan County (Census 2020 ZIP-county file). About 16,000 people live there (Census Bureau, ACS 2020-2024), the 5th most populous of Waco's 9 residential ZIP codes. Median household income is $40,443 (Census Bureau, ACS 2020-2024).

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
7national area: Texas, Arkansas, Louisiana and Oklahoma
767sectional center: Fort Worth, TX (SCF 760)
07delivery area within it
Town
Waco · 9 residential ZIPs
Census places
Waco
Metro area
Waco, TX
House district
TX-17 119th Congress
State
Texas
Time zone
Central
Land area
3.3 sq mi · 4,863 people per sq mi
PO Box ZIPs
7 more ZIP codes use the name Waco for PO boxes or single organizations

Where is ZIP code 76707?

76707 centers on 31.554°, -97.159° and covers 3.3 square miles of land plus 0.0 of water. It borders 4 ZIP codes: 76701, 76710, 76704, 76708.

76701 · Waco76704 · Waco76708 · Waco76710 · Waco76707 · Waco (this ZIP)7670776710767047670176701 · Waco76704 · Waco76708 · Waco76710 · Waco76707 · Waco (this ZIP)7670776710767047670176701 · Waco76704 · Waco76708 · Waco76710 · Waco76707 · Waco (this ZIP)76707767107670476701
Shaded by median household income, in national fifths (ACS 2020-2024); 76707 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 76707, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 76707 compare with the rest of Waco?

Rank of 76707 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure76707In WacoIn McLennan CountyIn TX
People (ACS 2020-2024)15,8795th of 97th of 28667th of 1,990
Median household income$40k6th of 617th of 171,143rd of 1,172
Median home value$126k7th of 719th of 191,027th of 1,172

Its median household income is higher than in 6% of U.S. residential ZIP codes, and it is denser than 94% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 76707?

The 2020 Census counted 16,227 people in 76707; the ACS, which samples households over 2020-2024, estimates 15,879. Between the 2010 and 2020 censuses its population fell 2.8% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
15,879
2020 Census count
16,227−2.8% since 2010 (16,697)
Households
5,365
Median age
30.5

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 76707?

Of the 15,879 people the ACS estimates in 76707, 30.8% are under 18 and 10.9% are 65 or older. The largest group by race and Hispanic origin is Hispanic or Latino (48.4%), then Black (not Hispanic) (29.8%).

  • Under 1830.8%
  • 18 to 6458.3%
  • 65 and older10.9%
Age of the people of 76707 (ACS 2020-2024, B01001)
  • Hispanic or Latino48.4%
  • Black, not Hispanic29.8%
  • White, not Hispanic18.5%
  • Other or two or more2.5%
  • Asian, not Hispanic0.9%
Race and Hispanic origin in 76707 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 76707 earn?

Median household income is $40,443 (ACS 2020-2024), the 17th highest of the 17 ranked ZIP codes in McLennan County. It is not measurably different from 2015-2019 ($35,871 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$40,443±$7,372
Income per person
$20,060
Below the poverty line
30.8%
Unemployed (of the labor force)
7.4%
Adults 25+ with a bachelor's degree
15.4%
Adjusted gross income per tax return, 2022
$38,6996,580 returns; wages 85% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 76707?

FHFA's house price index for 76707, built from repeat sales and appraisals of the same homes, rose 154% from 2015 to 2025 and rose 66% from 2020 to 2025, and moved +7.8% in 2025.

Median home value (owners' estimate)
$126,200
Median gross rent
$1,119
Homes owned by their occupants
58.9%
Housing units
6,584
0 100 200 300 400 500 1998201020202025 0 100 200 300 400 500 1998201020202025 0 100 200 300 400 500 1998201020202025
Index = 100 in 1998, the first year FHFA reports for 76707; 2025: 507.2. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 76707?

139 business establishments had a location in this ZIP code in 2023, 18 more than in 2018; the most are in health care and social assistance (ZIP Code Business Patterns).

  • Health care and social assistance27
  • Other services (except public administration)24
  • Retail trade23
  • Construction13
  • Finance and insurance13
  • Real estate and rental and leasing11

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 76707?

ZIP codes that share a boundary with 76707, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
76701Waco1,871$30k1.2 mi
76710Waco23,329$58k2.3 mi
76704Waco7,018$30k2.5 mi
76708Waco27,790$69k6.1 mi
76798Waco2,883–2.3 mi (near)
76711Waco9,676$53k2.8 mi (near)
76712Woodway29,118$98k6.3 mi (near)
76705Waco31,616$58k6.7 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.