PlainZIP

Waco, TX · standard

ZIP Code 76707

McLennan County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

16,697
1,976/sq mi
$40,443
Median income
$126,200
Median home value
15.4%
Bachelor's or higher

The verdict

Waco pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, mixed-tenure area.

6th pct
household income, US ZIPs
19th pct
home value, US ZIPs
1,976
people per sq mi
59%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 76707 against every reporting US ZIP.

ZIP code 76707 is a mid-sized community (a standard USPS delivery area) in Waco, McLennan County, Texas, home to 16,697 residents across 8.5 square miles, a density of 1,976 people per square mile, in the Chicago time zone.

ZIP 76707 reports a modest median household income of $40,443 (46% below the Texas average), while per-capita income is $20,060. Poverty here runs at 30.8%, with unemployment measured at 7.4%. Housing costs here run $126,200 for a typical home value (49% below the state average), with rent averaging $1,119 a month; 58.9% of homes are owner-occupied.

Educational attainment sits below the national norm: 15.4% of adults hold a bachelor's degree or higher, the median age is 30.5, and the average commute is 17 minutes. To put 76707 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in McLennan County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 76707

Top 5 sectors by establishment count in Waco, TX

Which industries have the most business establishments in ZIP 76707.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 76707, Waco, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

16,697

Population

8.5

Area (sq mi)

1,976

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 76707?

30.5

Median Age

47.8%

Male

52.2%

Female

17.3%

Foreign-Born

White 24.8%
African American 30.3%
Asian 0.9%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 37.3%
Hispanic or Latino 48.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$40,443

Median Household Income

-46% vs state

$20,060

Per Capita Income

30.8%

Poverty Rate

7.4%

Unemployment Rate

17.2 min

Mean Commute Time

How ZIP 76707 ranks nationally

Waco, TX household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$40,443 6th percentile higher than 6% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 51.8%
Bachelor's Degree or Higher 15.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,584

Total Housing Units

5,365

Occupied Units

1,219

Vacant Units

2.93

Avg Household Size

Occupancy Type

Owner 58.9%
Renter 41.1%

$126,200

Median Home Value

-49% vs state

$1,119

Median Rent

1956

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+1.2%

YoY Change (2024)

427

HPI Index (2000 = 100)

+327%

Total Change Since 2000

Home values in ZIP 76707 have increased 1.2% over the past year (2024). Since 2000, this ZIP has seen +327% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.9% 289
2021 +16.2% 336
2022 +23.9% 416
2023 +1.4% 422
2024 +1.2% 427

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 139 business establishments in ZIP 76707, employing approximately 2,683 people with a combined annual payroll of $178,273,000.

139

Businesses

2,683

Employees

$178.3M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 27 19.4%
Other services (except public administration) 24 17.3%
Retail trade 23 16.6%
Construction 13 9.3%
Finance and insurance 13 9.3%
Real estate and rental and leasing 11 7.9%
Accommodation and food services 9 6.5%
Manufacturing 4 2.9%
Professional, scientific, and technical services 3 2.2%
Administrative and support and waste management and remediation services 3 2.2%
Educational services 3 2.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 76707 vs 76701 →

ZIP 76707 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 76707 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 76707 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 76707 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
76701 Waco, TX 1,826 1.2 mi
76711 Waco, TX 9,042 2.7 mi
76798 Waco, TX 1,862 2.3 mi
76710 Waco, TX 22,686 2.4 mi
76704 Waco, TX 8,007 2.4 mi
76708 Waco, TX 24,476 5.9 mi
76712 Woodway, TX 23,506 6.1 mi
76705 Waco, TX 29,155 6.2 mi
76643 Hewitt, TX 13,554 7.2 mi
76706 Waco, TX 35,015 7.2 mi

More ZIP Codes in McLennan County

76706 standard
Waco, TX
Pop: 35,015
76705 standard
Waco, TX
Pop: 29,155
76708 standard
Waco, TX
Pop: 24,476
76712 standard
Woodway, TX
Pop: 23,506
76710 standard
Waco, TX
Pop: 22,686
76643 standard
Hewitt, TX
Pop: 13,554

Related Areas

McLennan County Waco, TX Texas

Frequently Asked Questions

What county is ZIP code 76707 in? ▼
ZIP code 76707 (Waco) is located in McLennan County, Texas. McLennan County contains multiple ZIP codes, see the full list at /counties/mclennan-tx.
What is the population of ZIP code 76707? ▼
ZIP code 76707 in Waco, TX has a population of 16,697 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 76707? ▼
The median household income in ZIP 76707 is $40,443, which is 47% below the national average of $76,288.
What is the average home value in ZIP 76707? ▼
The median home value in ZIP 76707 is $126,200, which is 55% below the national average of $278,155.
What is the demographic makeup of ZIP 76707? ▼
The largest racial group in ZIP 76707 is Two or More Ethnicities at 37.3%. Hispanic or Latino residents make up 48.4% of the population.
How many businesses are in ZIP code 76707? ▼
ZIP code 76707 has 139 business establishments employing approximately 2,683 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 76707? ▼
The top industries by establishment count in ZIP 76707 are: Health care and social assistance (27), Other services (except public administration) (24), Retail trade (23). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 76707? ▼
According to the FHFA House Price Index, home values in ZIP 76707 increased by 1.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 327%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 76707? ▼
In ZIP code 76707, 51.8% of residents aged 25+ have a high school diploma or higher, and 15.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 76707? ▼
The mean commute time for workers in ZIP code 76707 is 17.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 76707? ▼
In ZIP code 76707, approximately 58.9% of occupied housing units are owner-occupied and 41.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 76707? ▼
The poverty rate in ZIP code 76707 is 30.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.